Longbridge Financial, LLC (NMLS# 957935) Reviews 

1,320
TrustScore 5 out of 5

4.8

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Review summary

Created with AI, based on recent reviews

Looking at 173 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently praise the staff for being professional, knowledgeable, and genuinely helpful throughout the process. Many highlight exceptional customer service, with employees often going above and beyond to educate and guide them. Reviewers consistently experienced quick response times and clear explanations, making the overall user experience smooth and easy. However, some customers also noted issues with communication, mentioning mixed messages or a lack of clarity regarding loan terms. A few other people also felt that employees did not always act in their best interest, leading to a negative overall experience due to concerns about the service provided.

What people talk about most

Staff

Customers consistently note positive experiences with staff, highlighting their professionalism, knowledge,... See more

Service

People report positive experiences with service, often highlighting the smooth, professional, and stress-free... See more

Customer service

Customers had positive experiences with customer service, highlighting the helpfulness and professionalism of... See more

Response time

Consumers find response times to be positive, with many reviewers highlighting quick responses and answers to... See more

User experience

Reviewers mention positive feedback about user experience, frequently describing the entire process as... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Charlotte Johnson helped me with getting my first release of credit with my Reverse Mortgage. She was kind, cheerful and patient with me while solving my problem. I recommend anyone needing help at... See more

Company replied

Rated 5 out of 5 stars

It was a long, dragged out process of 7 months. Yet, I'm five starring because Longbridge and my loan officer ...Jerry Auippa...stuck with me through some illogical **** caused by the appraiser tha... See more

Company replied

Rated 5 out of 5 stars

I'm writing this review to express my 8 for the service provided by my reverse mortgage loan officers : MELISSA TOFIGHI AND MEGAN WATTS. They went above and beyond, both professionals, knowle... See more

Company replied

Rated 5 out of 5 stars

Jason Margelefsky was amazing! He answered my questions and thoroughly explained everything in simple terms. He was quick to respond. He helped me feel confident that reverse mortgage was right for us... See more

Company replied


Company details

  1. Mortgage Lender

Written by the company

At Longbridge, we love seniors and we’re passionate about helping them unlock the power of one of their greatest assets—their home equity. As a leading provider of home equity solutions for seniors, we’re committed to helping older homeowners make the most of what they’ve worked hard to build, so they can live the retirement they imagined. Our knowledgeable team is here to answer your questions, guide you through your options, and help you make an informed decision that supports your unique goals. To learn more, give us a call at 855-523-4326 or visit our website: longbridge-financial.com. NMLS# 957935. 61 South Paramus Road, Suite 500, Paramus, NJ, 07652. For licensing info, go to: www.nmlsconsumeraccess.org. For additional licensing/disclosures: longbridge-financial.com/licensing. For CA, NE, and TX consumers: For info about our privacy practices, please visit longbridge-financial.com/privacy. Company Licensing Information: AZ Mortgage Banker License #0930082; Licensed by the Dept of Financial Protection and Innovation under the CA Residential Mortgage Lending Act; Loans made or arranged pursuant to a CA Financing Law license; GA Mortgage Lender Licensee #44082; MA Mortgage Lender License # ML957935; Licensed by the NJ Dept of Banking & Insurance; Licensed Mortgage Banker-NYS Dept of Financial Services -in-state branch address 6161 South Park Avenue Room 2, Hamburg, NY 14075. Longbridge is a Licensed Mortgage Banker in the State of NY, but this site is not authorized by the NY State Department of Financial Services. No mortgage loan applications for properties located in the State of NY will be accepted through this site. RI Licensed Lender. Longbridge is an Equal Opportunity Lender. TX consumers: For state licensing info, please visit: https://longbridge-financial.com/licensing/texas-state-licensing-information/. This material has not been reviewed/approved by any gov agency. The company is not affiliated with/acting on behalf of any gov agency. For Reverse Mortgages: Charges such as an origination fee, mortgage insurance premiums, closing costs and/or servicing fees, if applicable, may be assessed and will be added to the loan balance. As long as you comply with the terms of the loan, you retain title until you sell or transfer the property, and, therefore, you are responsible for paying property taxes, insurance and maintenance. Failing to pay these amounts may cause the loan to become immediately due and/or subject the property to a tax lien, other encumbrance or foreclosure. The loan balance grows over time, and interest is added to that balance. Interest on a reverse mortgage is not deductible from your income tax until you repay all or part of the interest on the loan. Although the loan is non-recourse, at the maturity of the loan, the lender will have a claim against your property and you or your heirs may need to sell the property in order to repay the loan, or use other assets to repay the loan in order to retain the property.


Contact info

4.8

Excellent

TrustScore 5 out of 5

1K reviews

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4.8

All reviews

(1,320)

168 reviews in the last 12 months

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Rated 5 out of 5 stars

I found both Syrene and Tracey very…Responsive

I found both Syrene and Tracey very responsive to questions and issues that arose in the process
Through out

August 14, 2025
Unprompted review
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Reply from Longbridge Financial, LLC (NMLS# 957935)

We're happy to hear that the team was responsive to your questions and issues. Thank you for your positive feedback and your time.

Rated 5 out of 5 stars

This company is a pleasure to work with…

This company is a pleasure to work with on loans. Jane Hammond worked with me every step of the way to ensure our success. She answered all questions promptly. She helped calm some fears with sound logic and direction. I am well pleased with this company in our transaction.

July 30, 2025
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Reply from Longbridge Financial, LLC (NMLS# 957935)

Thank you for your fantastic feedback! We're thrilled to hear about your positive experience working with Jane. Our team is dedicated to providing support and clarity throughout the loan process, and we appreciate your trust in us!

Rated 5 out of 5 stars

Peace of Mind

This was a difficult decision I did not want to make but had to under my circumstances. My agent was John Walters. He was so helpful and so sympathetic to me. It was a very long process but John was there at every step. He explained every detail and made certain I understood. He always explained things in layman terms which I was very appreciative.
He even came to PA for the closing to make sure I knew what each paper was that I was signing. I will definitely recommend this product and company to anyone in my situation. It’s a wonderful product available for seniors to be able to stay and maintain their home. It will give me peace of mind. Thank you John for all you have done for me!! You will not be forgotten and I know you will always be there for me whenever I may need your help. Thank You !!! You are the BEST!!

August 9, 2025
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Reply from Longbridge Financial, LLC (NMLS# 957935)

Beverly, we appreciate your sharing this heartfelt experience. It means so much to us knowing John provided great support during this significant decision and made the process clear and comfortable for you. Thank you for your kind words!

Rated 5 out of 5 stars

Helpful!

My lender worked with me to meet my goals.

August 8, 2025
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Reply from Longbridge Financial, LLC (NMLS# 957935)

Mina, we're happy to hear that we helped you achieve your objectives. Thank you for your feedback.

Rated 5 out of 5 stars

My contact with Longbridge Financial…

My contact with Longbridge Financial was Saher Bawany, Senior Reverse Mortgage Consultant. When we first spoke, she went over all of the pros and cons of a reverse mortgage to make sure that this financial vehicle was something that would fit our needs. She also was very thorough when explaining to us exactly how a reverse mortgage works. Throughout the process, she was very professional and very knowledgeable. I would highly recommend her to anyone needing a reverse mortgage. Saher and Megan worked very efficiently together to get this loan closed in a timely manner.

August 7, 2025
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Reply from Longbridge Financial, LLC (NMLS# 957935)

Gene, we're happy to hear that our team provided you with a smooth and efficient reverse mortgage experience. We appreciate you mentioning the thorough explanation of the process and the professionalism you encountered. Thank you for recommending our services!

Rated 5 out of 5 stars

Jason our loan originator was awesome

Jason our loan originator was awesome. He kept us informed throughout the process. He communicated with us by answering our questions, promptly returning our phone calls and emailing us.

August 1, 2025
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Reply from Longbridge Financial, LLC (NMLS# 957935)

Thank you, George! Providing top-notch communication and support is our top priority, and we're happy to hear about your positive experience working with us.

Rated 5 out of 5 stars

The professional way my needs were…

The professional way my needs were addressed. I was given options that met my situation. Explanations and patience making sure I understood the process. They kept in touch with me religiously. Each next step was told to me as I needed to know. I did not get overwhelmed. This process is thorough, but I never felt pressured. My calls were returned ASAP. I recommend Longbridge.

July 30, 2025
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Reply from Longbridge Financial, LLC (NMLS# 957935)

Thank you for taking the time to leave a review, Nancy! It's wonderful to hear how our team got to know your specific circumstances, gave clear explanations, and provided thorough communication throughout the process. We sincerely appreciate your recommendation!

Rated 5 out of 5 stars

Good Feelings!

Great communication from start to finish, made me feel very comfortable.

July 19, 2025
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Reply from Longbridge Financial, LLC (NMLS# 957935)

We feel strongly about going above and beyond to ensure you're satisfied—so it's great to hear that you felt comfortable and informed throughout the process. Thank you for sharing your experience, Peter!

Rated 5 out of 5 stars

Our Senior Loan Officer Ali Tofighi is the BEST!

Our Senior Loan Officer Ali Tofighi went above and beyond to close our very challenging Reverse Mortgage and HELOC. There were many "moving parts" with different time zones and getting final FHA approval (with exceptions!) on our luxury condominium in Hawai'i. Ali responded to my daily emails and phone calls with kindness and patience. I simply cannot say enough about Ali's professionalism and big heart! I highly recommend Longbridge and especially Ali Tofighi!

July 23, 2025
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Reply from Longbridge Financial, LLC (NMLS# 957935)

Thank you for your wonderful feedback, Amy! We're thrilled to hear about your positive experience with Ali and how he navigated the complexities of your loan. Your recommendation means a lot to us, and we appreciate you taking the time to share your thoughts!

Rated 5 out of 5 stars

Very Good People

Very Good People
We were very happy with our experience with Longbridge Financial!!
Our loan officer, Edward (Ted) Clarke was so nice and answered all our many calls and questions.He explained the process in perfect detail.
At the end when Ted went on vacation Raj Kumar was also vey nice in helping us complete the process!

July 17, 2025
Unprompted review
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Reply from Longbridge Financial, LLC (NMLS# 957935)

Thank you for your kind words, Debra! It's amazing to hear that our loan officers worked together in helping guide you through the process. We're glad you were happy with your experience!

Rated 5 out of 5 stars

The process was very organized and…

The process was very organized and professional. It took exactly 30 days from start to closing.
Cory was excellent and answered any and all questions.
Rates were comparable to the competition.

June 18, 2025
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Reply from Longbridge Financial, LLC (NMLS# 957935)

We appreciate you taking the time to share your experience, Jeffrey. Customer service is our highest priority and we're glad you found our team helpful in answering your questions and working efficiently!

Rated 5 out of 5 stars

It's always nice to encounter competence

I couldn't imagine anybody doing a better job of explaining things, letting you know what to expect and where you stand than Paloma Remington. She stayed in constant contact through phone, email and text. If you had any questions you could get in touch with her and she would never fail to respond in a timely manner. She would often times proactively contact you to explain something or to prompt you to provide some needed information for closing the loan. And she provided counsel on some of my fears and anxiety I was experiencing due to the fact that this process was all uncharted territory for me and I had to deal with going through remodeling, which in itself was a huge job to deal with. As a matter of fact, I think I told her more than once if she ever decided to quit her job as a loan officer she could probably go into counseling. She is competent, efficient and caring. And I would recommend her to anybody without hesitation.

July 17, 2025
Unprompted review
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Reply from Longbridge Financial, LLC (NMLS# 957935)

We're happy to hear that you had such a positive experience with us. Our knowledgeable loan officers are here to provide you with guidance every step of the way, and it's wonderful to know that you felt well-informed and supported throughout. Thank you for recommending our services!

Rated 5 out of 5 stars

The representative answered all of my…

The representative answered all of my questions completely and respectfully. There was no rush. Great job! Much appreciated.

July 17, 2025
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Reply from Longbridge Financial, LLC (NMLS# 957935)

Thank you for taking the time to share feedback, Marc! It's great to hear that our representative provided you with thorough and respectful service. We're always ready to work with you on your timeline, and your terms.

Rated 5 out of 5 stars

Working with Karen White was a pleasure!

Working with Karen White was a pleasure. She explained every aspect of the transaction in great detail, made sure we understood and were comfortable with everything, and took the stress out of the entire process.

June 28, 2025
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Reply from Longbridge Financial, LLC (NMLS# 957935)

Thank you for sharing your experience with us, Mark! It's wonderful that our amazing loan officer made sure every detail was explained thoroughly, and the process was stress-free for you.

Rated 5 out of 5 stars

Great Professional group

Working with Chris was great. He explained everything and told us the full story from beginning to end. He did make the whole process very easy.

July 3, 2025
Unprompted review
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Reply from Longbridge Financial, LLC (NMLS# 957935)

Thank you for your fantastic feedback! We're thrilled to hear that Chris provided clear explanations and made the process easy for you. Your experience is important to us, and we appreciate you sharing it!

Rated 5 out of 5 stars

Longbridge came through

Longbridge is a solid organization, professional and dedicated to its customers. Shopping for and applying for a reverse mortgage is complicated and at times a bit daunting. Loan originator Syrene Coates was a steady hand, guiding me through the process and answering my many questions. Processor Laura Nieto was professional and efficient. Many thanks to the team!

July 1, 2025
Unprompted review
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Reply from Longbridge Financial, LLC (NMLS# 957935)

Thank you for your kind words, Ron! We really appreciate your recognition of our team members' professionalism and hard work throughout the reverse mortgage process.

Rated 1 out of 5 stars

Takes way to long to update…

Takes way to long to update information. Date of my experience is weeks.

Customer service is ignorant.

July 3, 2025
Unprompted review
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Reply from Longbridge Financial, LLC (NMLS# 957935)

After reviewing our records, we were unable to locate an account in your name. If you are a client or believe there may be an error associated with your information, we’d appreciate the opportunity to look into it further and help resolve any issues. Please contact us directly at 855-523-4326.

Rated 5 out of 5 stars

Ms Sanders has been very polite and…

Ms Sanders has been very polite and professional about this matter I’ve received Al the information I needed, thank you Ms Sanders.

July 1, 2025
Unprompted review
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Reply from Longbridge Financial, LLC (NMLS# 957935)

Thank you for taking the time to share your experience with us, Francisco. We appreciate your positive feedback and look forward to continuing to work together in the future!

Rated 1 out of 5 stars

Nothing but trouble with these people

Nothing but trouble with these people. They charged me $30.00 a month to check my house with a drive-by. The payoff was wrong at the end by over $700.00 and I had to wait for 2 months for the check! STAY FAR, FAR AWAY! They are NOW asking for more info!!!!!!! Check my file and they would see the transactions and the check that was sent 2 months AFTER the closing and had to refund me MORE money. They DID charge me money every month to drive by. These people are not worth anyone's time!

September 29, 2024
Unprompted review
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Reply from Longbridge Financial, LLC (NMLS# 957935)

Hi Carolyn,

We're sorry to hear about your frustration and truly appreciate the opportunity to respond.

We’ve looked into your concerns and can confirm that the property inspection fees mentioned were required under HUD servicing guidelines. These inspections help ensure the property remains in good condition and are billed at cost, not marked up by us.

Regarding your refund, we understand that the waiting period can be frustrating. The timing is based on the need to verify final recording fees from the local county office, which can vary depending on jurisdiction. We do our best to expedite this process wherever possible.

We recognize how important clarity and communication are, especially at the end of a loan, and we regret any inconvenience caused. We're committed to improving the customer experience and appreciate your feedback as it helps us do better.

If you have any outstanding concerns, we’d welcome the chance to speak with you directly.

Rated 5 out of 5 stars

Melissa Tofighi - THANK YOU SOOOO MUCH!

My Mom and I had the absolute pleasure of working with Melissa Tofighi at Longbridge Financial, and I can't say enough about the exceptional service and support we received throughout the reverse mortgage process. My Mom is 81 and had always been interested in this type of loan since she was adamant about staying in her home for as long as possible. She initiated contact in early April 2025 with a different company who said all the right things initially to us but weren't as responsive later. She agreed to let me contact Longbridge since I had seen them at the top of the lists when searching. Perla Catalan (Concierge Service Rep) immediately reached out to my inquiry on May 4th and luckily continued to follow up. Unfortunately I hesitated because I thought it might work out with the other company (not a direct lender but a 3rd party). I truly regret waiting until May 13th for my Mom and I to speak with Melissa.
From our very first conversation, she was not only knowledgeable and professional but also genuinely compassionate and patient—qualities that made a complex process feel clear and manageable. She took the time to answer all my questions by email and phone calls (or even text) and walked us through every step. We were never pressured nor rushed through this process even though we got thru it and closed/funded by June 24th!
Thank you Melissa, Perla and Alex Zendejas for everything you've done for Mom and helping to make this such a smooth process for her.
Please consider Melissa Tofighi at Longbridge Financial if pursuing a reverse mortgage loan!

June 24, 2025
Unprompted review
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Reply from Longbridge Financial, LLC (NMLS# 957935)

Thank you, Teresa, for sharing your wonderful experience! We're thrilled to hear that you felt supported by Melissa, Perla, and Alex during the reverse mortgage process. Your mom's comfort and satisfaction are our top priorities, and we appreciate your recommendation.

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