Mashreq Reviews 724

TrustScore 2 out of 5

1.9

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Review summary

Created with AI, based on recent reviews

Most reviewers were unhappy with their experience overall. Many customers expressed significant dissatisfaction with the customer service, citing difficulties in reaching a real person and encountering unhelpful or scripted responses. People frequently reported issues with payments, including unexpected charges for international transfers, ATM withdrawals, and not maintaining minimum balances. There were also complaints about high late payment fees and charges for alleged breaches of minimum balance. Some people were dissatisfied with the overall service, highlighting problems with delayed actions on reported issues, such as card machine malfunctions, and a general lack of proper support or guidance. Reviewers also mentioned difficulties with contacting the bank, often being redirected to automated systems or experiencing long wait times without resolution. Conversely, a small portion of people felt satisfied with the staff, praising specific employees for their professionalism, helpfulness, and positive attitudes, particularly in branch visits.

What people talk about most

Customer service

Users describe negative interactions with customer service, citing poor communication and a lack of effective... See more

Service

Customers consistently note negative experiences with service. Many reviewers describe the service as... See more

Staff

Customers had ambiguous experiences with staff. Many reviewers praised specific employees like Iman Saleh... See more

Payment

People report negative experiences with payment, citing numerous hidden charges and unauthorized deductions.... See more

Customer communications

Clients share negative opinions on contact, with many reviewers reporting extreme difficulty reaching a human... See more

Reviews shaping this summary

Rated 1 out of 5 stars

They are looters, promote with half details & then keep on charging. Even after request they just deny.. international transfer they will charge you, other ATM withdrawal they will charge you, not mai... See more

Company replied

Rated 1 out of 5 stars

Worst bank experience.. Late payment minimum fees are too high.. a common man shouldn't take credit card from this.. They are fraud transactions..if payment is delayed due to blocking of card, the... See more

Company replied

Rated 1 out of 5 stars

I obtained a car loan and require a clearance certificate. Despite visiting three branches, each advised me to log in to the website and request a call back. The process seems unnecessarily complicate... See more

Company replied

Rated 1 out of 5 stars

The whole customer care services is a failure because since last Sunday February 1st, Amazon deducted 121.00 aed from my account and I am not even a registered user in that store. I was trying to reac... See more

Company replied


Company details

  1. Bank

Written by the company

Mashreq is almost a half century old, yet proudly thinks like a challenger, startup, and innovator. Our mandate is to help customers find their way to Rise Every Day and unlock their vision of success. Find your way to Rise Every Day at www.Mashreq.com Stay connected with us! Twitter www.twitter.com/MashreqTweets Instagram www.instagram.com/mashreqbankofficial YouTube www.youtube.com/user/Mashreqbanklive LinkedIn: www.linkedin.com/company/mashreqbank Google+ https://plus.google.com


Contact info

1.9

Poor

TrustScore 2 out of 5

724 reviews

5-star
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1-star

Replied to 100% of negative reviews

Typically replies within 2 weeks

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Rated 5 out of 5 stars

The reception provided excellent…

The reception provided excellent assistance in opening a bank account. They are incredibly kind and very helpful. There is no doubt that Ms. Nada Darwish and Ms. Eman Al Jabri
are beneficial to the branch.

May 28, 2025
Unprompted review
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Reply from Mashreq

Hello Arun,
Thank you for your kind words. Nothing makes us happier than hearing positive feedback from our customers.
Regards,
Mashreq

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Rated 1 out of 5 stars

One of the worst banks

One of the worst banks , no good costumer care service, bad workers behavior , late on fixing issues, very unprofessional .. really they have nothing of the banks word.. if you want to have diabetes deal with this people .. i give them a big Zero on the scale of 100👎👎👎👎

May 27, 2025
Unprompted review
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Reply from Mashreq

Dear Manai,
We apologize for the sub-par experience. We have taken a note of your feedback and are committed to serve you again in the future - with a delightful outcome. For any further assistance, please connect with our 24/7 Support team via the Mashreq App’s Chatbot. Alternatively, you may reach out through our Mashreq Online Contact Us page under Mobile and Online Banking: https://www.mashreq.com/en/uae/customer-care/Complaintss/.
Regards,
Mashreq

Rated 1 out of 5 stars

Extremely Disappointed with Mashreq Bank’s Handling of Fraud Case

I had one of the worst banking experiences with Mashreq Bank. I reported an unauthorized transaction of 2,000 AED from my account—despite not losing my card or logging into any suspicious websites. I immediately alerted the bank, and they initially assured me that they would take swift action.

However, what followed was extremely frustrating. The customer service was unhelpful, dismissive, and gave me conflicting information at every stage. I was constantly passed around between departments with no one taking clear responsibility. It took two months just to receive a proper response.

Despite having a 3D Secure system, the bank ultimately blamed me for the loss and closed the dispute without resolution. There was no real investigation, no accountability, and certainly no empathy for the distress caused.

What’s the point of banking with an institution that promotes security, when they fail to protect you when it matters most?

I’m deeply disappointed and will be moving my accounts elsewhere. I strongly advise others to be very cautious when trusting this bank for protection and support.

April 9, 2025
Unprompted review
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Reply from Mashreq

Hello Harry,
We’re sorry to hear about your experience. Our team is constantly working to provide the best experience for all our customers. We have taken note of this as we strive to improve our services continuously. For further assistance, please connect with our 24/7 Support team via the Mashreq App’s Chatbot. Alternatively, you may reach out through our Mashreq Online Contact Us page under Mobile and Online Banking: https://www.mashreq.com/en/uae/customer-care/complaints/.
Regards,
Mashreq

Rated 1 out of 5 stars

Very Poor Treatment of Customers...

They charged me a fee for alleged “breach of minimum balance” while I never breached minimum balance. It is nearly impossible to contact their customer service team.

Several months ago they also held my incoming transfer for 17 days before returning it without any proper explanation. Their support was non existent back then as well.

May 7, 2025
Unprompted review
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Reply from Mashreq

Hello Christian,
We sincerely regret for the inconvenience. Our team is constantly working to provide the best experience for all our customers. For further assistance, please connect with our 24/7 Support team via the Mashreq App’s Chatbot. Alternatively, you may reach out through our Mashreq Online Contact Us page under Mobile and Online Banking: https://www.mashreq.com/en/uae/customer-care/complaints/.
Regards,
Mashreq

Rated 1 out of 5 stars

Indian scammers.

The problem is really that they employ so many Indian workers who put hidden charges on customers and scam that money from the bank. I know about this as I knew someone who was working there and he told me about it. Then they try to confuse the customer when they complain.

May 1, 2025
Unprompted review
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Reply from Mashreq

Hello Laia Zeka,
This is not the experience we intended for you. As our valuable customer, we are committed to setting it right for you. For further assistance, please connect with our 24/7 Support team via the Mashreq App’s Chatbot or Contact Us page: https://www.mashreq.com/en/uae/customer-care/complaints/.
Regards,
Mashreq

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Rated 1 out of 5 stars

My friend and I applied to the bank for…

My friend and I applied to the bank for credit card transactions at the same time, but my friend's application was accepted, we receive the same salary and work in the same job, but mine was not accepted. I called the bank and they said try again in 15 days, they tried again, I called customer service and they said your number is blocked, when I asked why, they hung up on me, but the employees were indifferent and even rude. They did not clearly explain the reason for my rejection, they did not offer an alternative solution. I think I did not receive the respect I deserve as a customer. This attitude damages the bank's reputation. I would like to share my bad experience and ask them to find a solution to this injustice and prevent others from using this bank.

May 11, 2025
Unprompted review
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Reply from Mashreq

Dear Surazh,
We’re sorry to hear about the issue you’ve encountered and regret the inconvenience. To assist you further, please connect with our 24/7 Support team on Mashreq App’s Chatbot. Please feel free to reach out there, and we’ll ensure you’re taken care of.
Thank you for your patience and understanding.
Regards,
Mashreq

Rated 1 out of 5 stars

I trying to chat but nobody can solve…

I trying to chat but nobody can solve my issue when I go branch they are not listening anything very bad service I never see in my life this kind of bank service and even nobody call me even till now I have a issue in bank statement matriculation i received from immigration still I am suffering to ask thousands time to explain chat portal but they give me wrong answer

May 9, 2025
Unprompted review
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Reply from Mashreq

Dear Rao,
We are sorry to hear about your experience. For further assistance, please connect with our 24/7 Support team via the Mashreq App’s Chatbot. Alternatively, you may reach out through our Mashreq Online Contact Us page under Mobile and Online Banking: https://www.mashreq.com/en/uae/customer-care/complaints/.
Regards,
Mashreq

Rated 1 out of 5 stars

I initiated an FX conversion from EUR…

I initiated an FX conversion from EUR to USD, however, Mashreq never confirmed the FX rate to me. Without my approval (OTP), and without being informed about the exchange rate, Mashreq than exchanged funds at a highly unfavorable exchange rate (7% lower than the market rate). I have tried to reverse that exchange, without luck. This is outright theft and illegal!

May 8, 2025
Unprompted review
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Reply from Mashreq

Dear Kevin,
We’re sorry to hear about the issue you’ve encountered and regret the inconvenience. For further assistance, please connect with our 24/7 Support team via the Mashreq App’s Chatbot. Alternatively, you may reach out through our Mashreq Online Contact Us page under Mobile and Online Banking: https://www.mashreq.com/en/uae/customer-care/complaints/.
Regards,
Mashreq

Rated 1 out of 5 stars

The worst experience ever

The worst experience ever with this bank … I applied for credit card and they approved and give me the virtual card , after 24 hours they close the card without any reasons … this happened for two times … and they have unprofessional team … I got high blood pressure

May 7, 2025
Unprompted review
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Reply from Mashreq

Dear Afifa,
We’re sorry to hear about the issue you’ve encountered and regret the inconvenience. For further assistance, please connect with our 24/7 Support team via the Mashreq App’s Chatbot. Alternatively, you may reach out through our Mashreq Online Contact Us page under Mobile and Online Banking: https://www.mashreq.com/en/uae/customer-care/complaints/.
Regards,
Mashreq

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Rated 1 out of 5 stars

I would give you not even 1 star!!!!

I would give you not even 1 star!!!!! Useless and pathetic!!!!! I am closing my account today!!!!!

April 30, 2025
Unprompted review
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Reply from Mashreq

Dear Astin,
We sincerely regret for any inconvenience caused. Our team is constantly working to provide the best experience for all our customers. For assistance, please connect with our 24/7 Support team via the Mashreq App’s Chatbot. Alternatively, you may reach out through our Mashreq Online Contact Us page under Mobile and Online Banking: https://www.mashreq.com/en/uae/customer-care/complaints/.
Regards,
Mashreq

Rated 1 out of 5 stars

Dear Mashreq bank

Dear Mashreq bank, please improve your service. I have a Mashreq Online account. I am struggling to log in, contacted 3 times, spoke to three different staff, and each time I got different answers. Highly unhelpful bank. I don't live in UAE, I requested to unlock my account urgently, everytime they said the complaint has been raised, I have to wait, someone will contact me and visit me in person to assist me in unlocking my account. I made call to them on Wednesday. now today is Saturday, still no response. They don't understand the problem, fixated about their procedure. Now I am flying back to Australia, and I can't use my funds for my essential transfer. I really hate. Very substandard service by Mashreq. I requested them if I can visit any of their branches for assistance, they said I'll not be assisted by the staff due to I having an online account. Also, they send debit card to my nominated address, which was never received.
Dear Mashreq, if you are reading, I would urge you to assist me in unlocking mu account so I can use my own money. And not sure why you unlock my account. the biometric only has a problem with your app.
My one of the call reference no is Reference No. REF-26764773-G6C8J6 .
I asked many time the last representative to have a senior staff so I can e plain the impact on me due to locking my account, it was ignored, they don't have even courtesy to call the impacted customer to resolve the issue.
Can someone please contact me ASAP. Please retrieve my details from my above complaint/feedback no

April 23, 2025
Unprompted review
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Reply from Mashreq

Dear Ashy,
We apologize for the sub-par experience and are committed to addressing the issue as quickly as possible. For further assistance, please connect with our 24/7 Support team via the Mashreq App’s Chatbot. Alternatively, you may reach out through our Mashreq Online Contact Us page under Mobile and Online Banking: https://www.mashreq.com/en/uae/customer-care/complaints/.
Regards,
Mashreq

Rated 1 out of 5 stars

Very bad treatment

Very bad treatment. The amount due was 5,508.49 dirhams, and I paid the full amount through First Abu Dhabi Bank. Today, I was surprised to find 243 dirhams in interest. When I contacted them, they told me that there was an amount of 0.49 dirhams that had not been paid, and the excess amount was interest. They told me that the amount received was only 5,508 dirhams, even though I paid the full amount and added a transfer fee of 1.50 dirhams. It's really strange that for 0.49, they charge an additional 243 dirhams.

April 24, 2025
Unprompted review
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Reply from Mashreq

Dear Awfa,
We are sorry to hear about your experience. For further assistance, please connect with our 24/7 Support team via the Mashreq App’s Chatbot. Alternatively, you may reach out through our Mashreq Online Contact Us page under Mobile and Online Banking: https://www.mashreq.com/en/uae/customer-care/complaints/.
Regards,
Mashreq

Rated 1 out of 5 stars

Awful

Awful. Their sale representatives adding problems to problems.never ever come close to this bank again

April 21, 2025
Unprompted review
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Reply from Mashreq

Dear Tahir,
We apologize for the inconvenience caused. For further assistance, please connect with our 24/7 Support team via the Mashreq App’s Chatbot. Alternatively, you may reach out through our Mashreq Online Contact Us page under Mobile and Online Banking: https://www.mashreq.com/en/uae/customer-care/complaints/.
Regards,
Mashreq

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Rated 1 out of 5 stars

Scam

If you want to get scammed and be dealing with lying customer service, please open an account with them.

They opened an account, sent me a card, then for 3 months won't help me reset my login.

Then they charged me for having the account!

April 9, 2025
Unprompted review
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Reply from Mashreq

Dear Pete Yordi,
We apologize for the unpleasant experience and would like to take a look into this. For assistance, please connect with our 24/7 Support team via the Mashreq App’s Chatbot. Alternatively, you may reach out through our Mashreq Online Contact Us page under Mobile and Online Banking: https://www.mashreq.com/en/uae/customer-care/complaints/.
Regards,
Mashreq

Rated 1 out of 5 stars

Very very bad services i strongly…

Very very bad services i strongly recommend nbd and others except mashreq. Services are really poor. It has been 2 weeks my account is still not working. Customer services are very poor.

April 8, 2025
Unprompted review
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Reply from Mashreq

Dear Anuj,
We apologize for the sub-par experience and are committed to resolving the issue as quickly as possible. For further assistance, please connect with our 24/7 Support team via the Mashreq App’s Chatbot. Alternatively, you may reach out through our Mashreq Online Contact Us page under Mobile and Online Banking: https://www.mashreq.com/en/uae/customer-care/complaints/.
Regards,
Mashreq

Rated 1 out of 5 stars

Terrible terrible Bank

Terrible terrible Bank, very bad customer service, every time i try to call to speak with a real person a robot will answer, and whenever im finally speaking with a real agent over the Chatbot , each time they tell me a different answer for my problem, i spoke with almost 5 people and ive been waiting 2 weeks to get an answer back yet still nothing, no follow ups , no helping , nothing!!!! I asked them to go to the branch they said its only online!! And no helping is coming online!!! Very Bad !

March 17, 2025
Unprompted review
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Reply from Mashreq

Dear Maya,
We’re sorry to hear about your experience and regret the inconvenience caused. For further assistance, please connect with our 24/7 Support team via the Mashreq App’s Chatbot. Alternatively, you may reach out through our Mashreq Online Contact Us page under Mobile and Online Banking: https://www.mashreq.com/en/uae/customer-care/complaints/.
Regards,
Mashreq

Rated 1 out of 5 stars

Cheque settlement of credit card

Made settlement of credit card today at 9:00 am. I was happy that the numbers where being served swiftly and smoothly, what I did not like about my experience is that when we requestwed for a copy cheque payment acknowledgement receipt Mr. Sohail refused and told me "no need, finish go" I just don't understand the reason why he us refusing to give me a copy even of the deposit slip. Btw the branch was not busy and I'm not asking for photocopy I just want to take a picture from my phone as proof the the cheque was already received.

April 7, 2025
Unprompted review
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Reply from Mashreq

Dear Chris,
We apologize for the inconvenience caused. For further assistance, please connect with our 24/7 Support team via the Mashreq App’s Chatbot. Alternatively, you may reach out through our Mashreq Online Contact Us page under Mobile and Online Banking: https://www.mashreq.com/en/uae/customer-care/complaints/.
Regards,
Mashreq

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Rated 1 out of 5 stars

The worst bank I have ever seen in my…

The worst bank I have ever seen in my life. I could not even close my account. They charged me even for transactions that bank requested before closing an account.

March 29, 2025
Unprompted review
Mashreq logo

Reply from Mashreq

Dear Kami La,
We’re sorry to hear about the issue you’ve encountered and regret the inconvenience. For further assistance, please connect with our 24/7 Support team via the Mashreq App’s Chatbot. Alternatively, you may reach out through our Mashreq Online Contact Us page under Mobile and Online Banking: https://www.mashreq.com/en/uae/customer-care/complaints/.
Regards,
Mashreq

Rated 1 out of 5 stars

I have had the worst experience with…

I have had the worst experience with Mashreq Bank. Their customer service is absolutely terrible—every day, customers complain, yet they do nothing to improve.

I have been requesting a refund for a rejected transfer, but instead of providing a proper solution, they keep giving vague responses and delaying the process. No accountability, no professionalism.

If you value your time and money, I highly recommend avoiding this bank. They are unresponsive, unreliable, and a complete disappointment. A true shame for a financial institution

March 22, 2025
Unprompted review
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Reply from Mashreq

Dear Tatenda,
We apologize for the sub-par experience. We have taken a note of your feedback and are committed to serve you again in the future - with a delightful outcome. For any further assistance, please connect with our 24/7 Support team via the Mashreq App’s Chatbot. Alternatively, you may reach out through our Mashreq Online Contact Us page under Mobile and Online Banking: https://www.mashreq.com/en/uae/customer-care/Complaintss/.
Regards,
Mashreq

Rated 1 out of 5 stars

Hands down the worst bank I have dealt…

Hands down the worst bank I have dealt with in 13 years in UAE. I had conflicting info received from customer service agents, no proper updates, no follow throughs on commitments, no guidance for customer. They simply say "it's on process, we will update you" but absolutely NOTHING happens. Most frustrating experience I ever had, I feel that this bank doesn't care about its customers. Just a simple signature update and Direct Debit Approval takes forever. ABSOLUTELY WOULD NEVER RECOMMEND TO ANYONE.

March 25, 2025
Unprompted review
Mashreq logo

Reply from Mashreq

Dear Grace,
We apologize for the sub-par experience. We have taken a note of your feedback and are committed to serve you again in the future - with a delightful outcome. For any further assistance, please connect with our 24/7 Support team via the Mashreq App’s Chatbot. Alternatively, you may reach out through our Mashreq Online Contact Us page under Mobile and Online Banking: https://www.mashreq.com/en/uae/customer-care/Complaintss/.
Regards,
Mashreq

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