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Company details

  1. Credit Counseling Service
  2. Credit Bureau
  3. Credit Reporting Agency
  4. Debt Collecting
  5. Debt Relief Service

Written by the company

How It Works At Maximum FICO Score, we have made our credit repair process simple, transparent, and effective. Our goal is to get you started as seamlessly as possible and help you start enjoying your improved credit as soon as possible. Here is what you can expect when you choose to work with us: Step 1 — Free Credit Assessment We start with a comprehensive review of your credit reports from all three major bureaus — Experian, Equifax, and TransUnion. We identify every inaccuracy, error, and violation that is hurting your score and build a customized action plan. Step 2 — Dispute Management Our team files law-based disputes under the Fair Credit Reporting Act (FCRA) and Fair Debt Collection Practices Act (FDCPA) on your behalf. We challenge negative, inaccurate, and unverifiable items including collections, charge-offs, late payments, and reporting errors. Step 3 — Credit Building Education We don't just fix your credit — we teach you how to maintain it. Every client receives personalized coaching and strategies designed to build and protect a strong credit profile for life. Step 4 — Ongoing Support & Monitoring We monitor your progress every step of the way and keep you informed with regular updates until you reach your credit goals. Why Choose Maximum FICO Score? Founded in 2016, Maximum FICO Score is a BBB A+ rated, FCRA, FDCPA, and CROA-compliant credit repair company headquartered in Bakersfield, CA. We proudly serve clients across all 50 states with bilingual services in English and Spanish. ✔ BBB A+ Rated ✔ 5.0 Google Rating with 150+ Reviews ✔ 10+ Years of Proven Results ✔ No Advance Fees — Ever ✔ 90-Day Money-Back Guarantee ✔ Bilingual Services — English & Spanish ✔ Free Credit Assessment to Get Started We don't just fix credit scores — we change lives. Let us help you take back control of your financial future today! Disclaimer: Results vary based on individual credit history and circumstances. We cannot remove accurate, verifiable information from your credit report. Maximum FICO Score complies with all applicable federal and state laws, including the Fair Credit Reporting Act (FCRA), Fair Debt Collection Practices Act (FDCPA), and Credit Repair Organizations Act (CROA). Services are not legal or financial advice.


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