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Mercury Insurance Reviews 

393
TrustScore 4.5 out of 5

4.4

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Review summary

Created with AI, based on recent reviews

Evaluating 340 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently praise the staff for being exceptionally helpful, patient, and knowledgeable when explaining policy options and answering questions. People note that agents go the extra mile to provide smooth interactions and clear guidance without any pressure. Consumers also highlight that the insurance rates are very affordable and the online setup process is quick and efficient. Some reviewers were not happy with customer service, noting long hold times, ignored inquiries, or frustrating communication issues. A few people also mentioned unexpected rate increases upon renewal or complicated underwriting requirements during application processes.

What people talk about most

Staff

Customers had positive experiences with staff, highlighting their professionalism, efficiency, and... See more

Customer service

Reviewers highlight positive aspects of customer service, describing agents as helpful, informative, and... See more

Service

Reviewers mention positive feedback about service, highlighting prompt responses and efficient interactions... See more

Price

Clients share positive opinions on price, consistently noting that rates are among the most competitive... See more

User experience

Users describe positive interactions with user experience, finding the online process exceptionally simple... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Shane was incredibly kind and informative! He made me feel comfortable and I felt great after the call, like a sense of relief knowing I made this decision to keep myself and my family safe by choosin... See more

Company replied

Rated 5 out of 5 stars

Mercury prompt action in providing quote, No hold up for any information and promptly issuing the papers after payment. All interaction was done via phone and e-mail in very short time.

Rated 5 out of 5 stars

It was great to have a real human to follow up with. I’m only 50 but I get so tired of the automated systems. There was some miss recorded information on my Carfax and the agent was able to contact un... See more

Company replied

Rated 5 out of 5 stars

I wanted to find the same coverage I had for an auto policy at a lower cost. When talking to insurance agents I had my insurance policy in front of me, my odometer miles, driver license, and VIN. That... See more

Company replied


Company details

  1. Money & Insurance

About Mercury Insurance

Written by the company

Since 1962, Mercury Insurance has helped customers protect what matters most with affordable auto insurance and home insurance coverage. We offer car, homeowners, renters, and condo insurance with flexible options and competitive rates, making it easy to bundle policies and save.

Guided by our purpose to help people reduce risk and overcome unexpected events, we focus on delivering reliable protection and responsive support when it matters most. Our teams aim to provide a smooth and efficient claims experience, helping customers recover and move forward with confidence.

Mercury is known for offering affordable rates, customizable policies, and a wide range of discounts, helping customers maximize value without sacrificing coverage. Our financial strength is backed by an A rating from A.M. Best, along with industry recognition for insurance excellence.

Headquartered in Brea, California, Mercury Insurance serves customers across Arizona, California, Florida, Georgia, Illinois, New Jersey, New York, Nevada, Oklahoma, Texas, and Virginia through a network of independent agents, offering personalized guidance and coverage tailored to your needs.

Whether you’re looking for dependable auto insurance or coverage for your home, Mercury Insurance is committed to helping you protect what matters while getting more value for your insurance dollar. Not all products are available in every state.

Contact info

4.4

Excellent

TrustScore 4.5 out of 5

393 reviews

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4.4

All reviews

(393)

351 reviews in the last 12 months

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Rated 1 out of 5 stars

Mercury Denial on Technicality

Mercury is my HO-6, condo policy. I had a water claim and Mercury found ever reason to deny my claim, instead of working to help me find coverage to accept my claim. They found a technicality that I started water remediation four days late. There was no additional cost of the claim due to the delay. Mercury just found a way to get out of paying. My neighbor, where the event occurred, was on the exact same timeline as me, and his carrier, State Farm, covered his portion of the claim. I will never buy Mercury Insurance again. They are in it for their shareholders not their policy holders.

July 22, 2026
Unprompted review
Mercury Insurance logo

Reply from Mercury Insurance

Brad, thank you for sharing your concerns. We understand your disappointment with the outcome of your claim.
The decision was based on the policy terms and the facts available during the handling of the loss. Your adjuster also attempted to contact you today and left a message to review the decision with you directly.
We understand you disagree with the outcome and with the view that the timing of mitigation affected the claim. We also understand your concern that another carrier may have reached a different decision on your neighbor’s claim. However, each claim is evaluated based on its own policy terms, conditions, and facts.
If you would like to discuss the basis for the denial and the policy provisions applied, your adjuster is the best point of contact.
Thank you again for expressing your concerns.

Rated 2 out of 5 stars

Frustrating Claims Process

The service from Mercury was disappointing. Although filing my claim was straightforward, I faced major delays in communication afterward. It felt like my inquiries were ignored at times, which added unnecessary stress. I expected better management of the claims process overall.

July 20, 2026
Unprompted review
Mercury Insurance logo

Reply from Mercury Insurance

Lashanda, we're sorry to hear about your frustrating experience. Please give our Customer Relations department a call at (800)924-9225 if you would like us to look into this for you.

Rated 1 out of 5 stars

Cancellation Fees

I prepaid for a year of renters insurance. I bought a home 7 months in and when I called to cancel my renters insurance I was charged a $50 cancellation fee.....even though I prepaid for a year. So they got my year and becuase I cancelled in a year I was billed an additional $50. READ the fineprint! I will never use them again.

July 22, 2026
Unprompted review
Mercury Insurance logo

Reply from Mercury Insurance

We appreciate you sharing your experience. There is a cancellation fee if your policy is cancelled within the first term.

Rated 5 out of 5 stars

Friendly

Friendly, helpful, super easy. I’m very happy I chose Mercury for my rental insurance. My agent was 10/10 customer service!

July 11, 2026
Rated 5 out of 5 stars

Friendly, knowledgable staff

The process to go through all the options of the quote was easy and effective.
After filling out a new quote request online i had some additional questions and called the 800 number. I explained my scenario to the agent and he pointed me in the right direction on the various options right away in a very friendly manner.

July 20, 2026
Mercury Insurance logo

Reply from Mercury Insurance

We're delighted to hear that our online quote process was easy and effective for you. We appreciate you sharing your positive experience with our agent's friendly and helpful guidance over the phone. We strive to provide excellent service, and your feedback confirms we are on the right track.

Rated 5 out of 5 stars

Responsiveness

When I encounter an issue whether it's on your website or process, your team is readily available and responsive. Problems happen. How your team responds makes all the difference. Good job.

July 18, 2026
Rated 5 out of 5 stars

Saved BIG

The agent, Morno, was excellent. Everything was delivered as promised and we saved a HUGE amount of money over our previous comapny.

July 14, 2026
Rated 5 out of 5 stars

The agent was very thorough and…

The agent was very thorough and patient when I signed up because I had a lot of questions. I also had mercury before the customer service when an accident occurred, even when it was not my fault I called Mercury not the other persons insurance company. The prompt response and quickness to getting a claim number to getting my car towed wherever I choose to have it repaired and to getting a rental car, I was absolutely satisfied.

June 30, 2026
Mercury Insurance logo

Reply from Mercury Insurance

We're so happy to hear about your positive experience with our team, from the thorough sign-up process to the prompt and efficient handling of your accident claim. It's wonderful to know we could provide such excellent support during a stressful time, ensuring your car was towed and a rental was arranged quickly. We truly appreciate you sharing your satisfaction with us.

Rated 5 out of 5 stars

Best decision ever.

The representative that helped me was so helpful and informative. I feel important and valued as a person not just for my business. The price is great! Same coverage but at a more affordable price...thank you!!!

July 12, 2026

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