Recently I needed shoes! Expensive shoes for very bad feet! I have SO-SO credit and was maxed out on what I do have. I logged on to make a payment to my Merrick Bank Card and was fantastically surpris... See more
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Review summary
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This is a most wonderful company and credit card. Customer service is great if you ever need them. They assess your account for credit line increases. They are fair and wonderful and I highly recom... See more
Company replied
It's easy to use my Merrick Bank credit card for all my purchases. I appreciate them giving me a credit limit increase automatically after six months.
This Company No problems with the card, you just about purchase anything from groceries to pharmacy prescriptions. Thank you Merrick!
Company details
- #6 of 27 best companies in Bank
- #113 of 196 best companies in Financial Consultant
Written by the company
At Merrick Bank, we specialize in credit programs that assist people looking to build or rebuild their credit. Founded in 1997, Merrick Bank is FDIC insured and recognized as a top credit card issuer in the U.S. In total, we proudly serve nearly 3 million cardholders and have extended over $5.3 billion in credit. We also provide consumer finance options to marine, RV, and horse trailer dealers throughout the country to help customers find new opportunities to get what they need for recreation. With Merrick Bank's Merchant Acquiring Services and our Independent Sales Organizations, we support a wide range of merchant categories (including non-traditional businesses) and offer multinational and dynamic currency services, next-day funding, and daily reconciliation.
Contact info
United States
- (800) 204-5936
- merrickbank.com
4.6
Excellent
19K reviews
Asks customers to review
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A second chance to rebuild my credit
July 9, 2026
Reply from Merrick Bank
Thank you so much for your feedback, Lisa. We’re glad you chose our credit program to help rebuild your credit, and we’re here to support you along the way.
For one thing you're the only one there when I needed youwho…
For one thing you're the only one who gave me a credit line above $400 cuz I'm in debt consolidation. Which has been a great help more than you know
July 9, 2026
Reply from Merrick Bank
Happy we could help!
I have o problem purchasing with this…
I have o problem purchasing with this card. I love it. Thank you.
June 15, 2026
Reply from Merrick Bank
Glad to hear this, Shellie!
Reply from Merrick Bank
Thank you for your feedback, Mildred!
I would recommend this card to anyone…
I would recommend this card to anyone that want to build their credit. Great card to have
July 9, 2026
Website makes it easy to navigate.
July 8, 2026
Reply from Merrick Bank
Happy to hear this!
Trust
What makes my experience great my card is accepted to any store in California I can call customer service they are Johnny on the spot and get a good explanation to whatever question that I'm asking I also get email notifications to let me know the changes that are being made to my account also that my payment is coming up soon
July 9, 2026
The Merrick bank card is great to have…
The Merrick bank card is great to have EXSPECIALLY when your in an emergency or just need a little household items gas or little extra food or everyday needs I would say it an truthful great card to have an I thank the company how easy it is to use the Merrick bank card I guess I can say I love the card alot.
July 9, 2026
Reply from Merrick Bank
Thank you for your review, Teresa. We really appreciate it.
Trust
Customer service was very professional and simple to understand. You are also true to your word.
July 9, 2026
Very helpful and kind.
July 6, 2026
best bank in town
good customer service and easy web navigation.like they promise after 6 months making on time payments your credit limit will be a double
July 9, 2026
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