Monefit SmartSaver Reviews 1,219

TrustScore 4.5 out of 5

4.7

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Review summary

Based on reviews, created with AI

Reviewers overwhelmingly had a great experience with this company. Customers consistently praise the ease of use and the value for money offered, highlighting the intuitive website and the clear layout of information. Many appreciate the product's ability to help their money grow, noting the timely interest payments and the flexibility in managing savings. People also find the registration process straightforward and the overall user experience to be very positive. However, some customers also noted issues with the payment process, specifically regarding withdrawal times, which can take up to 10 business days. A few users experienced difficulties with the website, particularly on mobile, when attempting to deposit funds. There were also isolated concerns about transfers taking too long to arrive in the account, causing worry when dealing with larger sums.

What people talk about most

User experience

Customers had positive experiences with user experience. Many reviewers found the platform very easy to use,... See more

Payment

Consumers find payment to be ambiguous. Many reviewers praise the fluid customer journey, quick money... See more

Value for money

Reviewers highlight positive aspects of value for money. Customers appreciate the platform for its excellent... See more

Website

Customers consistently note positive experiences with the website, praising its ease of use, intuitive... See more

Product

People report positive experiences with the product. Customers praise its effectiveness for income and... See more

Based on these reviews

Rated 5 out of 5 stars

Very interesting saving rates. Super fast credit of money transfers. Just in Monefit for 3 days, so I'm yet moving around, but for the moment, very happy with my choose. Hope for secure deposit by... See more

Company replied

Rated 5 out of 5 stars

Monefit SmartSaver is an excellent way to save with daily returns and no hidden fees. Withdrawals take around 10 business days, but it's worth it for the ease of use and steady growth of your money. H... See more

Company replied

Rated 5 out of 5 stars

I just joined Monefit! The next day, the support team reached out to see if I had any questions! I feel well taken care of and also received a registration bonus that earns interest right away. I will... See more

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Rated 5 out of 5 stars

I've been using Monefit SmartSaver for 2 years, my experience with them is what it says on the can, they pay the interest promised and they remit your money exactly 10 days after requesting it. I'm... See more

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Rated 5 out of 5 stars

I've only just started, but so far I'm very happy with the customer support and the platform's user-friendliness. Everything is clearly laid out, the FAQs are always available, and the minimalist inte... See more

Company replied

Rated 5 out of 5 stars

I am happy with Monefit as it is -no doubt- one of the best ways right now to get as much as you can from your money. I just hope this company grows stable and secure -that´s the most important aspect... See more

Company replied

Rated 5 out of 5 stars

I’m genuinely impressed with Monefit. The app is very intuitive to use, everything runs smoothly, and it delivers exactly what you’d expect. For me, it’s currently one of the best solutions in this sp... See more

Company replied

Rated 5 out of 5 stars

From the beginning i was having a doubt but with the time i saw that you can trust on Monefit SmartSaver. And even now that the added the new method Passive income and i got my first paid and wow im r... See more

Company replied

Rated 5 out of 5 stars

Easy to use website and it works reliably. All withdrawals are working without problems. And the interest is paid daily. The new instant withdrawal function is also a great feature.

Company replied

Rated 5 out of 5 stars

It was a great experience with monefit When it comes in an emergency purposes, the customer service and the whole finance department are ready to help when it’s needed. It is my first time to invest... See more

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Rated 1 out of 5 stars

Slow withdrawals. Otherwise good. Excellent APY and support. Read negative things about its reliability/trustworthiness, but too soon to judge. Update (09/14/2025): Tried to withdraw funds. It fail... See more

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Rated 5 out of 5 stars

I can without any doubts recommend Monefit. I had two Vaults which always paid on time. Unfortunately I had to close the vaults in advance. The Support team answered every Email quick and were super... See more

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Rated 5 out of 5 stars

Monefit is great way to diversify your savings and investments. Thank to the different vaults, you can save money with different rates for short-term and future projects: the longer you let your inv... See more

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Rated 4 out of 5 stars

Overall good product. It lacks a bit of clarity as now that I’ve asked to withdraw my money, it says that interest is still accruing. My expected withdrawal amount is equal to the initial sum I had... See more

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Rated 5 out of 5 stars

Helping immediately , only minus is in English speach not in German. Furthermore UK doesn‘t want to stay in the EU. Most spoken language is German.

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Rated 5 out of 5 stars

I had a great experience with SmartSaver! I always received very quick and super friendly responses to my questions. Excellent service that makes you feel well taken care of.

Company replied

Rated 3 out of 5 stars

When i tried the on line application it continually froze which was at the time extremely frustrating.However after speaking to Betty at the help desk it was concluded that application with the referr... See more

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Rated 5 out of 5 stars

Monefit makes it simple and easy to add funds and see its daily returns. It offers different instruments to park funds and help them grow. I am very satisfied with their product.

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Rated 5 out of 5 stars

During the same period of time I was registering in different platforms and Monefit's registration process was by far the easiest. Days later and I am still struggling with the onboarding process with... See more

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Rated 5 out of 5 stars

Good support for the cliente, great place to put your money working for you but when it comes to withdraw your money it takes 10 working days to receive the funds.

Company replied

Rated 5 out of 5 stars

This is great! I can save money (efficiently good %) and have fun while doing it! I've tried many platforms and I vote this the best for my needs - percentage, and how free I want my money. 1000... See more

Company replied

Rated 5 out of 5 stars

So far the registration went very well and customer support replied quickly to my questions. The real check will be at the time of withdrawal...

Company replied

Rated 5 out of 5 stars

Payments always on time and good return rate I hope that it will stay like that. Vaults and credit card deposit are highly appreciated.

Company replied

Rated 5 out of 5 stars

I’ve been using smartsaver account for over six months and have had a great experience. Deposits and withdrawals have always been smooth and hassle-free. Very reliable service — highly recommended.

Company replied

Rated 5 out of 5 stars

I’m very satisfied with my experience using Monefit SmartSaver. The platform is extremely user-friendly and intuitive — navigating through the website is smooth and straightforward, even for f... See more

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Rated 5 out of 5 stars

I've only been using it for a short time, but so far everything's been running smoothly. A mobile app with the most important features would be nice.

Company replied

Rated 5 out of 5 stars

I love the ease of use and the Vault product is a great alternative to traditional term deposit. I personally would stick to shorter term to have the flexibility, but anyone looking to long-term inves... See more

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Rated 1 out of 5 stars

10 day withdrawal from account in 2025 is unreal. I can deposit money, open vaults, but I cant withdraw. 10 days + 1-3 days depending on the bank. 2 weeks to use my money. 2 weeks :D

Company replied

Rated 5 out of 5 stars

Very easy to use platform, and there is nothing else that canreward you better interest for your hard earned savings

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Rated 5 out of 5 stars

Smart Saver ist a exzellent solution for growing my Savings. The Website is super easy to discover and the payments are on time.

Company replied

Rated 4 out of 5 stars

I've experienced Monefit as the most valuable tool not only for P2P investing but increasing your money at all. Even the safety of the invest is exemplary. There's only one thing that perhaps could b... See more

Company replied

Rated 4 out of 5 stars

I recently started using Monefit SmartSaver and it was very easy to sign up, fund the account and set up a vault. I find the UI very intuitive and the information provided is very helpful and gives a... See more

Company replied

Rated 1 out of 5 stars

I signed up and transferred a small amount to Monefit through my WISE account. Then I received an email from Monefit that my WISE IBAN hadn't been registered and to provide them with my IBAN manuall... See more

Company replied

Rated 5 out of 5 stars

Easy to use, friendly experience using the site and clear information. Imemdiate top up with credit card and withdrawals arrived on time so far.

Company replied

Rated 5 out of 5 stars

I am using Monefit SmartSaver now for a couple of months and so far everything made a professional impression.

Company replied

Rated 4 out of 5 stars

ΙI am using Monefit SmartSaver 4 months. I works very good untill now. I have every day interest pay with no problem. I have made two withdrawals so far The first took 10 business days to process... See more

Company replied

Rated 2 out of 5 stars

It takes way too long for bank transfers to arrive into the account. I transferred money on Tuesday and it’s now Saturday and the money still hasn’t arrived. Apple Pay transfers work immediately for... See more

Company replied

Rated 5 out of 5 stars

All good I'm using the deposit with 7.5% interest and it's working well. When I withdraw the money, it takes about a week to reach my bank account, but that's okay

Company replied

Rated 5 out of 5 stars

My experience with Monefit Smart Saver was genuinely excellent. What made it stand out was the simplicity and transparency of the platform—it was easy to navigate, and I felt confident managing my s... See more

Company replied

Rated 5 out of 5 stars

Easy to use platform. No failures with payments so far. I am really enjoying the experience

Company replied

Rated 5 out of 5 stars

They are very proactive. They are constantly innovating and thinking about how to increase customer savings. The process is easy and efficient.

Company replied

Rated 1 out of 5 stars

29. 7. 2025 As you certainly know, you are not telling the truth, because you did not answer any questions, you did not respond to my emails and you also know that you did not request that... See more

Company replied

Rated 1 out of 5 stars

I got harrassed by this company more than once to give a review to help others to discover their Monefit Smartsaver product. I don't like that very much.

Company replied

Rated 4 out of 5 stars

Monefit is doing greats. Trouble and issue free The only thing where they could work on to gain the missing star is the 10 days transfer duration The rest, better then competitor

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Rated 5 out of 5 stars

The website is very easy to use and the financial overview works very good. It is also easy to transfer money to my account.

Company replied

Rated 5 out of 5 stars

Very nice service. To the date after a year using it, no complains and they deliver what they promise.

Company replied

Rated 5 out of 5 stars

Very good for the moment. Payments are correctly doné, easy to use. Recommended 100%

Company replied

Rated 1 out of 5 stars

Starting January 6, 2026, a 1% fee will be applied when adding or withdrawing funds with a card (including Apple Pay).

Company replied

Rated 5 out of 5 stars

An honest and reliable way for an easy investment. Get paid on the first day of the month of a 24 months vault.

Company replied

Rated 5 out of 5 stars

To send you email to confirm any changes regarding your goal , smooth and easy to use straight to the point.

Company replied

Rated 5 out of 5 stars

Excellent experience so far. Very professional, high yield and liquidity. An App would be a very good addition!

Company replied

Rated 5 out of 5 stars

Super easy process. The credentials validation was super fast. and the customer journey has been simple and clear.

Company replied


Company details

  1. Alternative Financial Service
  2. Financial Institution
  3. Investment Service
  4. Non-Bank Financial Service

Written by the company

Monefit is a part of Creditstar Group, a well-established and reputable fintech company that has been operating successfully across Europe for over a decade. Creditstar Group specializes in delivering innovative and flexible financial solutions tailored to modern consumer needs. With a strong presence in multiple European markets and a loyal customer base of over 1.2 million clients, the group continues to grow rapidly while maintaining high standards of service and reliability. At Monefit, we offer investors the opportunity to earn up to a 10.52% return on their investments, making it an attractive choice for those looking to grow their savings in a smart and secure way. Our platform is built with the latest technology to ensure a quick, easy, and seamless experience across all devices — whether you’re using a smartphone, tablet, or desktop computer. Our mission is to help people achieve their best financial life by providing access to reliable and transparent investment opportunities. With a user-friendly interface, fast processing times, and responsive customer support, we aim to make financial empowerment accessible to everyone. Whether you are a seasoned investor or just starting out, Monefit provides the tools and support you need to take control of your financial future.


Contact info

Daily Returns up to 10.52% APY

SmartSaver is a simple investment platform offering up to 10.52% APY

4.7

Excellent

TrustScore 4.5 out of 5

1K reviews

5-star
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1-star

Replied to 100% of negative reviews

Typically replies within 24 hours

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Rated 5 out of 5 stars

EASY PEASY

EASY PEASY. Good experiencia!

February 13, 2026
Monefit SmartSaver logo

Reply from Monefit SmartSaver

Hi Mariano:

We’re really glad to hear that your experience with SmartSaver has been easy and smooth.

Thanks for taking the time to share your feedback.

Monefit SmartSaver team

Rated 4 out of 5 stars

Improve the withdraw time

Its a great platform but 10 business days for withdraw is not acceptable, 1000 euros instant monthly,too low..
Its very user friendly .

March 6, 2026
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Reply from Monefit SmartSaver

Thank you for sharing your feedback with us, Moises.

We're glad to hear that you find the platform user-friendly.

Regarding withdrawals, we continually work to improve the overall experience for our users; that is why we really appreciate you taking the time to share your thoughts.

Monefit SmartSaver team

Rated 5 out of 5 stars

Warm welcome and professional support

Warm welcome, very friendly and professional support, quick response.

March 5, 2026
Monefit SmartSaver logo

Reply from Monefit SmartSaver

Hi,

Thank you for taking the time to leave us a review on Trustpilot

We're delighted to hear that your experience so far has been positive and found our customer support team friendly, professional, and responsive.

Providing helpful and timely support is very important to us, and it means a lot to know we made your experience a positive one.

If you ever require assistance, we are here to help.

Monefit SmartSaver Team

Rated 5 out of 5 stars

Fast and polite

March 4, 2026
Monefit SmartSaver logo

Reply from Monefit SmartSaver

Hi Rando,

Thank you for taking the time to leave us a review on Trustpilot.

Our amazing customer support team take real pride in assisting all of our Investors and appreciate your kind words.

If you have any thoughts or ideas on how we could improve our services, we would love to hear your feedback.

Monefit SmartSaver Team

Rated 5 out of 5 stars

Excellent experience so far

Excellent experience so far. Very professional, high yield and liquidity. An App would be a very good addition!

March 3, 2026
Unprompted review
Monefit SmartSaver logo

Reply from Monefit SmartSaver

Hi Andreas,

Thank you very much for your 5-star review and for sharing your experience with SmartSaver.

We’re really glad to hear that you value the platform's professionalism, strong returns, and flexibility on liquidity and withdrawals, making investing simple and accessible while keeping funds available when needed.

And thank you as well for the suggestion about a mobile app; feedback like yours helps us improve SmartSaver even further. BTW, we are working on it.

Happy to have you onboard.

Monefit SmartSaver team

Rated 5 out of 5 stars

Nice customer service and efficient

Nice customer service and efficient, communication is good which is very important for new clients like me

March 2, 2026
Monefit SmartSaver logo

Reply from Monefit SmartSaver

Dear Olivier,

Thank you so much for your feedback!

We’re especially happy to hear that you appreciate our customer service and communication — we know how important clear and efficient support is, particularly when you’re new to a platform.

It’s great to have you with us, and we’ll continue doing our best to provide you with a smooth and positive experience. If you ever have any questions, we’re always here to help 😊

Best,
Monefit SmartSaver Team

Rated 5 out of 5 stars

Fun money saving experience, best for my needs!

This is great! I can save money (efficiently good %) and have fun while doing it!
I've tried many platforms and I vote this the best for my needs - percentage, and how free I want my money. 1000€ a month I can get out immediately, which is nice, because I usually add too much funds and then I can get something out ASAP, when needed. Also, if I know that I will need the money, soon, you can get it out without any limits after 10 working days (two weeks)
I go in every day and check how much I've accumulated and add more and more to see even more gains every day.
You can see up to 6 or 8 numbers after 0.1 (that much, that I can't even remember how much!) so it's really fun to see how much more you gain every day! It almost feels like some achievement game, to see how much more you can accumulate tomorrow.

February 25, 2026
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Reply from Monefit SmartSaver

Hi Zintis:

Thank you so much for your amazing review and for sharing your experience in such detail!

We’re really happy to hear that SmartSaver fits your needs and gives you both flexibility and strong returns. Instant withdrawals up to €1,000 per month and the ability to access larger amounts after the processing period are designed exactly for that balance between growth and freedom.

It’s great to hear that checking your daily returns feels motivating — that’s the power of daily compounding at work!

Thank you again for your trust and enthusiasm. We truly appreciate having you as part of SmartSaver.

Monefit SmartSaver team

Rated 4 out of 5 stars

It is ok

It is ok. Only the withdraw limit is slightly negative.

February 26, 2026
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Reply from Monefit SmartSaver

Thank you for your feedback, George.

We’re glad to hear that your overall experience has been positive.

We also appreciate your comment regarding the withdrawal limit. Feedback like this is valuable, and we continuously review our policies to ensure we offer a balanced combination of flexibility, security, and reliability for all users.

Thank you again for sharing your thoughts, and if there’s ever anything we can improve further, we’re always happy to hear it.

Monefit SmartSaver team

Rated 5 out of 5 stars

Great experience with Monefit — highly recommended!

I’m genuinely impressed with Monefit. The app is very intuitive to use, everything runs smoothly, and it delivers exactly what you’d expect. For me, it’s currently one of the best solutions in this space — definitely recommended!

February 19, 2026
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Reply from Monefit SmartSaver

Thank you so much for sharing your experience, Daniel!

It’s fantastic to hear that the site feels smooth and easy to navigate. Knowing that Monefit SmartSaver is meeting your expectations and standing out among other options truly means a lot to us. We appreciate your recommendation and your trust!

Monefit SmartSavet team

Rated 5 out of 5 stars

So far the registration went very well…

So far the registration went very well and customer support replied quickly to my questions. The real check will be at the time of withdrawal...

February 19, 2026
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Reply from Monefit SmartSaver

Thank you for your review, Paul. We really appreciate you taking the time to share your experience.

We’re glad to hear that the registration process went smoothly and that our support team assisted you quickly. That’s exactly the experience we aim to provide from day one.

Regarding withdrawals, completely fair point. Transparency and reliability are extremely important to us. Withdrawals from the Main Account can be requested at any time, and standard processing times apply as outlined in our terms. If you ever decide to test it and have any questions along the way, we’ll be here to guide you step by step.

Thanks again for your trust so far. We look forward to continuing to support you.

Monefit SmartSaver Team

Rated 5 out of 5 stars

Great

Great service. Very easy to use

February 12, 2026
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Reply from Monefit SmartSaver

Thank you so much for your kind words, Geno!

We’re delighted to hear that you’re enjoying the experience and finding everything simple and straightforward.

We appreciate your support and look forward to continuing to deliver a smooth experience.

Monefit SmartSaver team

Rated 5 out of 5 stars

Good start

I've only just started, but so far I'm very happy with the customer support and the platform's user-friendliness. Everything is clearly laid out, the FAQs are always available, and the minimalist interface makes finding the desired content incredibly easy. I can whole heartedly recommend the platform.

February 14, 2026
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Reply from Monefit SmartSaver

Hello Adrian,

Thank you so much for your thoughtful review!

It’s great to hear that your first impressions have been positive and that you’re finding the platform clear and easy to navigate. We’ve worked hard to make everything intuitive and accessible, so your feedback truly means a lot.

We’re excited to continue this journey with you, and we’ll keep doing our best to earn that recommendation every day.

Monefit SmartSaver team

Rated 5 out of 5 stars

Gives 10,54% yield and monthly income

Vwey good for income and growth mindset

February 10, 2026
Monefit SmartSaver logo

Reply from Monefit SmartSaver

Thank you for sharing your experience!

We’re glad to see that SmartSaver fits well with your income and long-term growth approach. Having flexibility and consistent returns is something many of our users value, and it’s great to know it aligns with your mindset too.

Happy to have you onboard!

Monefit SmartSaver team

Rated 5 out of 5 stars

Using the service for over 1 year now

Using the service for over 1 year now. No problems at all so far.

February 9, 2026
Monefit SmartSaver logo

Reply from Monefit SmartSaver

Hi,

Thank you for taking the time to leave us a review on Trustpilot.

We are extremely grateful you have been with us for over a year, that's amazing to hear.

We hope that you are enjoying your time at SmartSaver.

If you have any thoughts or ideas on how we could improve our services, we would love to hear your feedback.

Monefit SmartSaver Team

Rated 5 out of 5 stars

Best P2P lending platform

Best P2P lending platform

March 19, 2025
Unprompted review
Monefit SmartSaver logo

Reply from Monefit SmartSaver

Dear Samuel,

Thank you so much for your wonderful feedback! We’re thrilled to hear that you consider us the best P2P lending platform. Our team works hard every day to make investing and borrowing as simple, transparent, and reliable as possible, so it’s fantastic to know that our efforts are appreciated.

Your support and trust mean a lot to us, and we’ll continue striving to improve and provide the best experience for all our users. Thank you again for taking the time to share your experience!

Best,
Monefit SmartSaver

Rated 5 out of 5 stars

Simple and very friendly interface

Simple and very friendly interface.

February 10, 2026
Monefit SmartSaver logo

Reply from Monefit SmartSaver

Dear Pedro,

Thank you so much for your kind feedback! We’re thrilled to hear that you find our interface simple and user-friendly. Making our platform easy to use and enjoyable for our users is always a top priority, and it’s wonderful to know that it’s working well for you.

Best regards,
Monefit SmartSaver

Rated 5 out of 5 stars

recommended

I’ve been using smartsaver account for over six months and have had a great experience. Deposits and withdrawals have always been smooth and hassle-free. Very reliable service — highly recommended.

February 6, 2026
Monefit SmartSaver logo

Reply from Monefit SmartSaver

Hi Elise,

Thank you for taking the time to leave us a review on Trustpilot.

We are happy to hear that you experience over the past 6 months has been great and that the deposits & withdrawals have been smooth.

If you have any thoughts or ideas on how we could improve our services, we would be grateful for any feedback you can provide.

Monefit SmartSaver Team

Rated 4 out of 5 stars

Interesting platform

+ Attractive product
+ Transparent information about risks
+ intuitive and professional built user interface

February 9, 2026
Monefit SmartSaver logo

Reply from Monefit SmartSaver

Hello, Jette,

Thank you for sharing your thoughts with us!

We’re really happy to hear that you’re enjoying the experience so far. We truly appreciate your feedback and your trust.

Monefit SmartSaver team

Rated 4 out of 5 stars

Everything like it should be

Good structure on the website and daily cashflow is working very well

February 7, 2026
Monefit SmartSaver logo

Reply from Monefit SmartSaver

Hi, Chris,

We’re glad to hear things are running smoothly for you!

Thanks for taking the time to leave a review — it means a lot to us.

Monefit SmartSaver team

Rated 5 out of 5 stars

World without Smart Saver could not be…

World without Smart Saver could not be imagined, great stuff

February 5, 2026
Monefit SmartSaver logo

Reply from Monefit SmartSaver

Hello,

Thank you for your fantastic feedback and 5 stars! 🌟

It’s great to know that SmartSaver has earned a place in your financial routine. We work hard to make investing feel straightforward and accessible, and comments like yours tell us we’re on the right track.

Thanks for being part of the SmartSaver community!

Monefit SmartSaver team

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