Monefit SmartSaver Reviews 1,222

TrustScore 4.5 out of 5

4.7

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Review summary

Based on reviews, created with AI

Reviewers overwhelmingly had a great experience with this company. Customers consistently praise the ease of use and the value for money offered, highlighting the intuitive website and the clear layout of information. Many appreciate the product's ability to help their money grow, noting the timely interest payments and the flexibility in managing savings. People also find the registration process straightforward and the overall user experience to be very positive. However, some customers also noted issues with the payment process, specifically regarding withdrawal times, which can take up to 10 business days. A few users experienced difficulties with the website, particularly on mobile, when attempting to deposit funds. There were also isolated concerns about transfers taking too long to arrive in the account, causing worry when dealing with larger sums.

What people talk about most

User experience

Customers had positive experiences with user experience. Many reviewers found the platform very easy to use,... See more

Payment

Consumers find payment to be ambiguous. Many reviewers praise the fluid customer journey, quick money... See more

Value for money

Reviewers highlight positive aspects of value for money. Customers appreciate the platform for its excellent... See more

Website

Customers consistently note positive experiences with the website, praising its ease of use, intuitive... See more

Product

People report positive experiences with the product. Customers praise its effectiveness for income and... See more

Based on these reviews

Rated 5 out of 5 stars

Very interesting saving rates. Super fast credit of money transfers. Just in Monefit for 3 days, so I'm yet moving around, but for the moment, very happy with my choose. Hope for secure deposit by... See more

Company replied

Rated 5 out of 5 stars

Monefit SmartSaver is an excellent way to save with daily returns and no hidden fees. Withdrawals take around 10 business days, but it's worth it for the ease of use and steady growth of your money. H... See more

Company replied

Rated 5 out of 5 stars

I just joined Monefit! The next day, the support team reached out to see if I had any questions! I feel well taken care of and also received a registration bonus that earns interest right away. I will... See more

Company replied

Rated 5 out of 5 stars

I've been using Monefit SmartSaver for 2 years, my experience with them is what it says on the can, they pay the interest promised and they remit your money exactly 10 days after requesting it. I'm... See more

Company replied


Company details

  1. Alternative Financial Service
  2. Financial Institution
  3. Investment Service
  4. Non-Bank Financial Service

Written by the company

Monefit is a part of Creditstar Group, a well-established and reputable fintech company that has been operating successfully across Europe for over a decade. Creditstar Group specializes in delivering innovative and flexible financial solutions tailored to modern consumer needs. With a strong presence in multiple European markets and a loyal customer base of over 1.2 million clients, the group continues to grow rapidly while maintaining high standards of service and reliability. At Monefit, we offer investors the opportunity to earn up to a 10.52% return on their investments, making it an attractive choice for those looking to grow their savings in a smart and secure way. Our platform is built with the latest technology to ensure a quick, easy, and seamless experience across all devices — whether you’re using a smartphone, tablet, or desktop computer. Our mission is to help people achieve their best financial life by providing access to reliable and transparent investment opportunities. With a user-friendly interface, fast processing times, and responsive customer support, we aim to make financial empowerment accessible to everyone. Whether you are a seasoned investor or just starting out, Monefit provides the tools and support you need to take control of your financial future.


Contact info

Daily Returns up to 10.52% APY

SmartSaver is a simple investment platform offering up to 10.52% APY

4.7

Excellent

TrustScore 4.5 out of 5

1K reviews

5-star
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1-star

Replied to 100% of negative reviews

Typically replies within 24 hours

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Rated 5 out of 5 stars

Very easy to use platform

Very easy to use platform, and there is nothing else that canreward you better interest for your hard earned savings

November 20, 2025
Monefit SmartSaver logo

Reply from Monefit SmartSaver

Hi Simon,

Thank you so much for your review! We’re really glad to hear that you find the platform easy to use and that our
rendimientos meet your expectations. We work hard to offer simple, clear and rewarding solutions for your investments.

We’re here for anything you may need.

Monefit SmartSaver Team

Rated 5 out of 5 stars

They just do what the promise

They just do what the promise! That is perfect!

November 13, 2025
Monefit SmartSaver logo

Reply from Monefit SmartSaver

Hi Andreas,

Thank you for taking the time to leave us a review on Trustpilot.

We are glad to hear you are happy with our product and hope that you are able to reach your financial goals by investing with us.

Monefit SmartSaver Team

Rated 5 out of 5 stars

Simple y fácil.

November 10, 2025
Unprompted review
Monefit SmartSaver logo

Reply from Monefit SmartSaver

Hola Jordi,

Gracias por tomarte el tiempo de dejarnos una reseña en Trustpilot.

Nos alegra saber que nuestro producto te resulta fácil de usar.

Si tienes alguna sugerencia o idea sobre cómo podríamos mejorar nuestros servicios, nos encantaría conocer tu opinión.

Monefit SmartSaver Team

Rated 5 out of 5 stars

Very good

Very good for the moment. Payments are correctly doné, easy to use. Recommended 100%

July 3, 2025
Monefit SmartSaver logo

Reply from Monefit SmartSaver

Hi,

Thank you for taking the time to leave a review on Trustpilot.

We are glad you find our product user-friendly and that your transfers have been successful.

We hope that by investing with SmartSaver you will be able to reach all of your financial goals.

Monefit SmartSaver Team

Rated 5 out of 5 stars

App can be useful

An App would be of big advantage.

November 2, 2025
Monefit SmartSaver logo

Reply from Monefit SmartSaver

Dear Andrey,

Thank you very much for your feedback!

We don’t have an app just yet — but it’s something our team is actively working on.

In the meantime, we’re continuously improving our web version to ensure a smooth experience on all devices.

We hope you’re happy with everything else and that your savings are growing nicely. If you ever need any help, we’re always here for you!

Best regards,
Monefit SmartSaver

Rated 5 out of 5 stars

Very well as usual

Very well as usual, I am just expecting the app, which would be top!

October 29, 2025
Monefit SmartSaver logo

Reply from Monefit SmartSaver

Hi Fernando,

Thank you for taking the time to leave us a review on Trustpilot.

We are glad to hear that your experience with SmartSaver is going well and hope that you are able to achieve all of your financial goals by investing with us.

A Mobile App is in the process of being developed and we will be sure to let everyone know of the release date as soon as we can.

Monefit SmartSaver Team

Rated 5 out of 5 stars

Great user experience and APY

Great user experience and APY for both daily available and long term products.

October 23, 2025
Monefit SmartSaver logo

Reply from Monefit SmartSaver

Thank you so much, Daniel!

We’re really happy to hear you’re enjoying both the experience and the returns SmartSaver offers.

Our goal is to keep making investing easy, accessible, and rewarding for everyone.

Monefit SmartSaver Team

Rated 5 out of 5 stars

I just joined Monefit

I just joined Monefit! The next day, the support team reached out to see if I had any questions! I feel well taken care of and also received a registration bonus that earns interest right away. I will most likely increase my investment and also activate the Vault product with higher interest. Of course, this also means higher risks.

October 21, 2025
Monefit SmartSaver logo

Reply from Monefit SmartSaver

Hi Kai,

Thank you for taking the time to leave us a review on Trustpilot.

We are super glad to hear that your first experience with SmartSaver was a good one and hope that you will have many more good experiences for the whole time you are with us.

Our support team are there to help you with every step of your journey so be sure to contact them should you need to.

Monefit SmartSaver Team

Rated 4 out of 5 stars
Monefit SmartSaver logo

Reply from Monefit SmartSaver

Hi,

Thank you for taking the time to leave us a review on Trustpilot.

If you have any thoughts or ideas on how we could improve our services, we would love to hear your feedback.

Monefit SmartSaver Team

Rated 5 out of 5 stars
Monefit SmartSaver logo

Reply from Monefit SmartSaver

Hi Lee,

Thank you for taking the time to leave us a review on Trustpilot.

We are glad to hear you find our platform easy to use with good rates of return and hope that you are able to achieve all of your financial goals by investing with us.

Monefit SmartSaver Team

Rated 5 out of 5 stars
Monefit SmartSaver logo

Reply from Monefit SmartSaver

Hi Fabian,

Thank you for taking the time to leave us a review on Trustpilot.

We are glad to hear you are enjoying your time investing with SmartSaver and hope that you will be able to reach all of your financial goals by investing with us.

Monefit SmartSaver Team

Rated 5 out of 5 stars

Great way to fight the inflation.

Great way to fight the inflation.
Only one thing: I’m wondering about Vaults 12 and 18 month. They have the same APY obviously. May be 18 month Vault would be more attraktiv, if APY would be increased to 10%?

October 13, 2025
Monefit SmartSaver logo

Reply from Monefit SmartSaver

Thank you so much, Daniel, for your kind words and for taking the time to share your thoughts!

We’re really glad to hear that you see SmartSaver as a great way to stay ahead of inflation.

Regarding your question about the 12- and 18-month Vaults, thank you for the great feedback! We’ll reach out to you by email shortly with a bit more information about Vaults' rates.

We truly appreciate your trust and your thoughtful suggestions; they help us keep improving SmartSaver every day.

Monefit SmartSaver Team

Rated 5 out of 5 stars

Good experience, hope it will be the same in the next years to come

Been using it for nearly a year now, so far so good in both investing (nice interest rates) and withdrawing (that can be improved tho, maybe time decreased to 2-3 business days max if folks need the funds faster). Let's see in the future!

October 9, 2025
Monefit SmartSaver logo

Reply from Monefit SmartSaver

Dear Lucian,

Thank you so much for your thoughtful feedback!

We’re really glad to hear you’re happy with the returns — and we completely understand your point about faster withdrawals. The good news is that we’re already working on improving this process, and shorter withdrawal times are coming soon.

We truly appreciate your trust and support — here’s to even smoother saving and investing ahead!

If you have any questions or need a hand with anything, don’t hesitate to reach out — we’re always happy to help.

Kind regards,
Monefit SmartSaver

Rated 4 out of 5 stars

stable profit by now

stable profit by now, hope it´s long term partnership

October 9, 2025
Monefit SmartSaver logo

Reply from Monefit SmartSaver

Thank you for your positive feedback! 🌟

We’re glad to hear that you’ve experienced stable returns so far, and we hope to keep building this partnership with you for many years to come.

Monefit SmartSaver Team

Rated 4 out of 5 stars
Monefit SmartSaver logo

Reply from Monefit SmartSaver

Hi Maria,

Thank you for taking the time to leave us a review.

Rest assured, a Mobile App is in the process of being built and we will be sure to let everyone know once it is ready.

If you have any further thoughts or ideas on how we could improve our services, we would love to hear your feedback.

Monefit SmartSaver Team

Rated 5 out of 5 stars

Great App

Great App, every day pay

October 7, 2025
Monefit SmartSaver logo

Reply from Monefit SmartSaver

Thank you so much, Antonio!

We’re delighted to hear you’re enjoying SmartSaver and appreciate your kind words. It’s wonderful to know you’re happy with how everything works. We’ll keep working hard to make your experience even better.

Monefit SmartSaver Team

Rated 5 out of 5 stars

It is my favourite saving app

It is my favourite saving app.

It is simple and easy to use. I have been using it for 3 years now and everything is as promised.

October 3, 2025
Monefit SmartSaver logo

Reply from Monefit SmartSaver

Dear Viktoria,

Thank you so much for your amazing feedback!

We deeply appreciate your 3 years as a SmartSaver family member and it’s wonderful to hear that our services have consistently met your expectations and that everything works just as promised.

Your trust and loyalty mean a lot to us – we look forward to many more years of growing together!

If you ever have any questions or need a help, don’t hesitate to reach out — we’re always here for you and happy to help.

Warm regards,
Monefit SmartSaver Team

Rated 5 out of 5 stars
Monefit SmartSaver logo

Reply from Monefit SmartSaver

Dear Siim,

Thank you for your feedback! We’re happy to hear you’re enjoying the opportunity to grow your savings with SmartSaver and wish you continued success on your savings journey!

If you have any questions or need a hand with anything, don’t hesitate to reach out — we’re always happy to help!


Best,
Monefit SmartSaver Team

Rated 5 out of 5 stars

Great support

Easy to use, great support answering within a working day

September 28, 2025
Monefit SmartSaver logo

Reply from Monefit SmartSaver

Hi Peter,

Thank you for taking the time to leave us a review on Trustpilot.

We are glad to hear that you find our product user-friendly and that our support team got back to you promptly regarding your questions.

We hope that you will reach all of your financial goals by investing with us.

If you have any thoughts or ideas on how we might improve our services, we would love to hear your feedback.

Monefit SmartSaver Team

Rated 5 out of 5 stars

I can without any doubts recommend…

I can without any doubts recommend Monefit. I had two Vaults which always paid on time. Unfortunately I had to close the vaults in advance. The Support team answered every Email quick and were super nice.
When Iam able to Invest my money again I will do it on Monefit.

October 4, 2025
Unprompted review
Monefit SmartSaver logo

Reply from Monefit SmartSaver

Hi Ben,

Thank you so much for taking the time to leave us a review on Trustpilot.

We're really glad to hear that you're enjoying your experience with the Vaults and that our support team was able to assist you promptly.

We're also sorry to hear you had to close one of your Vaults early, we completely understand that doing so must have been a difficult decision.

It truly means a lot to us that you plan to return to SmartSaver when you're ready, thank you for your continued trust.

Monefit SmartSaver Team

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