Longtime customer (since 2019). Great range of products, very competitive interest rates, and sensible range of funds available for investment products. Great to be able to quickly speak to someon... See more
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Moneybox is the saving and investing app that helps you turn your money into something greater. Millions of us want to achieve more with our money. But whether we’re looking to save for a rainy day, grow our money, buy a home, or even build a retirement fund, we leave it at the bottom of our to-do lists because we're not sure how to get started. This isn’t surprising. We aren’t taught about saving and investing at school, the investment industry was built to serve a minority, and it often feels like banks don’t care about helping us achieve outcomes. To top it off, the financial services industry is fragmented and confusing. This means that our money often isn’t working hard enough and our goals are much harder to achieve. So, we made a solution. We brought saving, investing, home-buying, and retirement services together into one simple app. So people can reach their goals and build wealth with confidence, whatever their starting point. We want to help people build wealth, but our mission goes beyond that. We believe that building wealth isn’t simply about accumulating more money. It’s about going after the life you want and enjoying it to the fullest, today and tomorrow. This is what it means to turn your money into something greater.
1-2 Hatfields, SE1 9PG, London, United Kingdom
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Love this bank, transferring money between accounts is so simple. The chat is always in place if you need it & question & queries are answered straight away. The interest rate is good too.

Reply from Moneybox
High intrest rates aren't the be all and end all. Trust feels as, or more, important. I've had a payment blocked and customer service can't explain why. This is worrying. I've found other options ISA with better rates. Bad timing to be poor at customer service. You are missing out on 20k of my money.

Reply from Moneybox
Was going to open an account but am worried about the status of DIGITAL MONEYBOX LIMITED
(Company number 09597755) on "gov.uk".
If THEIR bookkeeping is overdue then how are they going to safely look after MY money?
"Confirmation statement overdue
Next statement date 14 March 2026
due by 28 March 2026
Last statement dated 14 March 2025"

Reply from Moneybox
Had a money box account for a year and wanted to transfer some of the cash ISA to a stock ISA with another company. 3 weeks later and money not transferred, apprently they have up to 30 days to do the transfer. Not good if you see a good investment opportunity.
Thank you Moneybox, I appreciate the quick response and realise than most of the issue was with Scottish Widow.

Reply from Moneybox
Just opened an ISA with a good interest on the app and it was straightforward and fast. The only improvement that would be great (apart from higher interest that is) would be to have a repeat payment option of 4 weeks (choosing a date and have a 28 day cycle) as i'm paid four weekly and the option of monthly payments confuse my personal accounting. Otherwise highly recommend the app and the ISA this year.

Reply from Moneybox
It was so easy and so straightforward. Also, the advice 'bot' was actuallu a real person who had actually read and understood what I wanted. Tat was a major plus!! for me.

Reply from Moneybox
Fantastic experience - brilliant communication over a Bank Holiday weekend.

Reply from Moneybox
Very easy to action the movement of money into ISA and saver account and kept fully informed throughout fund transfer process

Reply from Moneybox
I set up an isa in next too no time ! Everything was so simple too use ! And I would highly recommend Moneybox

Reply from Moneybox
I found your customer support when having a few problems really helpful. Ursula was excellent with her advice and guidance.

Reply from Moneybox
I’ve been using Moneybox for a while now and honestly couldn’t be happier with it. I’ve got all my ISAs set up through them, along with my savings, and everything just works smoothly in one place.
The app is really easy to use, even if you’re not super confident with finances. I like how it helps me stay consistent with saving and investing without feeling overwhelming. The round-up feature is a nice bonus too—it makes saving feel effortless.
Overall, it’s been a really positive experience. Reliable, simple, and a great way to build up your savings and investments over time. Definitely recommend it if you’re looking for an easy way to manage your money.

Reply from Moneybox
Always great service from Money Box
I used their chat
I exchanged emails with tem
I called them few times
I have a cash isa with them and had it transferred from different provider which was a very smooth process

Reply from Moneybox
Opened over 12 months ago after watching the money show . Great fixed rate for the first 12 months & still a higher rate than my building society after . Interest added monthly & the app is easy to use

Reply from Moneybox
So frustrating. I accidentally forgot my password having been unable to use the code ..it locked me out. I called…no one in till Tuesday..it being Easter. It of course coincides with ISA deadlines. Unfortunately I emailed using a different address and desite 6 emails from the correct one I am , at least an hour later today ,.also yesterday I remain blocked, can’t wait to close this account .

Reply from Moneybox
Once I learnt how to navigate the site I was ok, however, I was quite nervous and conscious of scams so had to contact Moneybox with various questions surrounding how I identified that I was paying into my account as opposed to someone else's. I wanted to see the account in my name.

Reply from Moneybox
Average interest on a good government bonus. The 1k/year is a big boost. But the interest rate is still not amazing by any shot. For a quick 1k its a good incentive for FTBuyers but for anyone whos got some cash to play wihlth there are easier and better ways to make 1k - albeit not this securely. It's an average account with a solid perk. The operator is ok - some user experience issues like ease of use and fuss in how they try to inventivise saving but in a really clunky way. Roundups, weekly top-ups etc are all great tools but the ease of implementing them isn't very intuitive or user friendly. It all felt like a bit of a faff tbh.

Reply from Moneybox
Straightforward, informative product details. Clear and accessible account information.

Reply from Moneybox
Easy to use app.Helpful tips about saving and investing. Seeing interest added daily to my cash ISA is a real motivator for me to keep saving. Moneybox was recommended to me, and I would definitely recommend it too.

Reply from Moneybox
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