MoneyKey Reviews 4,975

TrustScore 4.5 out of 5

4.5

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Review summary

Created with AI, based on recent reviews

Looking at 523 reviews, reviewers overwhelmingly had a great experience with this company. Many customers found the process to be transparent, user-friendly, and exceptionally fast, making it easy to get the financial help they needed. The service is often described as excellent, with people appreciating the quick approval and deposit of funds, often within 24 hours. Reviewers frequently highlight the great customer service, noting that representatives are helpful, communicative, and willing to work with them through each step. However, some customers also noted concerns regarding payments and pricing, mentioning hidden fees, high interest rates, and difficulties in reducing their loan balance despite making regular payments. A few other people also felt that the payment structure could lead to an endless cycle of debt, with a significant portion of payments going towards interest rather than the principal.

What people talk about most

Payment

Reviewers highlight ambiguous aspects of payment, with many praising the quick and easy process of receiving... See more

Service

Clients share positive opinions on service, frequently highlighting its speed, ease, and reliability,... See more

User experience

Customers consistently note positive experiences with user experience, describing the process as transparent,... See more

Customer service

Reviewers mention positive feedback about customer service, with many customers finding the support staff to... See more

Price

Customers had ambiguous experiences with price, with many expressing significant dissatisfaction regarding... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Having poor credit makes it difficult to secure loans. Moneykey will work with you to make sure you get the help you need when you need it. They helped get me $875 in less than 6 hours! The process wa... See more

Rated 5 out of 5 stars

This is my first experience with a line of credit. MoneyKey made the entire process so easy and fast. Their staff is knowledgeable, patient and friendly. I'm delighted to have MoneyKey as a financial... See more

Rated 5 out of 5 stars

When there was no one else to help me and no place else to go.I found MoneyKey, who decided to give me a chance. Gave me the line of credit that I desperately needed, with oayments manageable, and the... See more

Rated 5 out of 5 stars

Hi, My name is Henry Mc Iver , the experience with money key was fantastic the service was great. Good communication and the agreement was very good you get qualified for your line of credit and used... See more


Company details

  1. #168 of 247 best companies in Non-Bank Financial Service
  2. #65 of 83 best companies in Loan Agency
  3. #2 of 2 best companies in Mobile Money Agent

About MoneyKey

Written by the company

Online Loans and Lines of Credit Between $200 - $3,500.

MoneyKey is an online lender and service provider, offering a safe and secure online platform. Online credit available through the MoneyKey website include Installment Loans and Lines of Credit.

The products offered through MoneyKey can provide you with financial flexibility and a safety net for unexpected expenses that may come your way. We strive to provide five-star service to customers. The application process is quick and easy. Apply online and verify your information; the process is quick1. If your application is approved, you may receive your money the same business day2.


Applications submitted on the MoneyKey website may be originated by one of several lenders, depending on your state of residence.

MoneyKey is a state-licensed direct lender in Delaware, Idaho, Kansas, Mississippi, Missouri, Tennessee, Utah and Wisconsin.

The CC Flow Line of Credit is provided by CC Flow, a division of Capital Community Bank, a Utah Chartered bank, located in Provo, Utah, Member FDIC. The CC Flow Line of Credit is serviced by MoneyKey.

Visit the Rates page on the MoneyKey website for state availability.

1Not all applications are approved; duration of approval process may vary.

2If approved, any requested funds may typically be deposited into your bank account the same business day; timing of funding may vary by product and state. The date and time funds are made available to you by your bank are subject to your bank's policies. For specific funding cut-off times, here.

MoneyKey - Get the Money You Need Quickly!

Written by the company

MoneyKey removes the complexity that consumers often experience when trying to borrow money.
We understand that taking out a loan is a serious and often daunting task, and we are here to help you every step of the way. Our highly trained Customer Care team will review important terms and conditions with you to ensure that you understand how the borrowing and repayment process works. To find out if you qualify for one of our products, simply visit our website or call us toll-free today.

No hidden fees!

We’re committed to providing transparent products and services.

With an online loan through MoneyKey, you will not be surprised with any hidden fees. You can pay off your balance in full or make additional payments at any time. No cash advance fees, late fees, early payment fees, or annual fees. Please refer to our Rates and Terms page for further details on the cost of the product available in your state of residence.

Contact info

4.5

Excellent

TrustScore 4.5 out of 5

5K reviews

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Asks customers to review

This company invites their customers to review, whether positive or negative

Replied to 92% of negative reviews

Typically replies within 1 week

How this company uses Trustpilot

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Rated 5 out of 5 stars

Easy

Easy. No running you ragged like your taking out a mortgage. Once approved they deposit the loan quickly. In my case that alone was crucial to pay my bills. Highly recommend if you need a quick emergency loan.

May 28, 2026
Rated 5 out of 5 stars

Best idea

When I first applied I didn't think I'd get a loan with them. My credit score was really low.
However, the gave me a loan of $500. Which really helped me out of a bad jam.

Since then they've increased my loan amount.

They have great customer service and support. And are willing to work with you.
Highly recommend.

May 28, 2026
Rated 5 out of 5 stars

Everything been good with this loan.I…

Everything been good with this loan.I paid on time,I have not been paying late so I am been treating well,they loan me a couple hundred dollars that I’m in need of,just the wright time for this loan. , thank you.

May 26, 2026
Rated 5 out of 5 stars

Simplicity & quickness

Simplicity & quickness
I applied & I borrowed. I paid it back within a week roughly & they added their little service charge which wasn't much. I paid it back and everyone is happy.

May 12, 2026
Rated 5 out of 5 stars

It was really easy

It was really easy. And my credit is absolute dogpoo. Payments are spread out hellas to and they're low. Definitely Definitely give it a shot. Oh and payment arrived on the day it said it would.

May 22, 2026

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