MoneyKey Reviews 4,981

TrustScore 4.5 out of 5

4.5

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Review summary

Created with AI, based on recent reviews

Looking at 523 reviews, reviewers overwhelmingly had a great experience with this company. Many customers found the process to be transparent, user-friendly, and exceptionally fast, making it easy to get the financial help they needed. The service is often described as excellent, with people appreciating the quick approval and deposit of funds, often within 24 hours. Reviewers frequently highlight the great customer service, noting that representatives are helpful, communicative, and willing to work with them through each step. However, some customers also noted concerns regarding payments and pricing, mentioning hidden fees, high interest rates, and difficulties in reducing their loan balance despite making regular payments. A few other people also felt that the payment structure could lead to an endless cycle of debt, with a significant portion of payments going towards interest rather than the principal.

What people talk about most

Payment

Reviewers highlight ambiguous aspects of payment, with many praising the quick and easy process of receiving... See more

Service

Clients share positive opinions on service, frequently highlighting its speed, ease, and reliability,... See more

User experience

Customers consistently note positive experiences with user experience, describing the process as transparent,... See more

Customer service

Reviewers mention positive feedback about customer service, with many customers finding the support staff to... See more

Price

Customers had ambiguous experiences with price, with many expressing significant dissatisfaction regarding... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Having poor credit makes it difficult to secure loans. Moneykey will work with you to make sure you get the help you need when you need it. They helped get me $875 in less than 6 hours! The process wa... See more

Rated 5 out of 5 stars

This is my first experience with a line of credit. MoneyKey made the entire process so easy and fast. Their staff is knowledgeable, patient and friendly. I'm delighted to have MoneyKey as a financial... See more

Rated 5 out of 5 stars

When there was no one else to help me and no place else to go.I found MoneyKey, who decided to give me a chance. Gave me the line of credit that I desperately needed, with oayments manageable, and the... See more

Rated 5 out of 5 stars

Hi, My name is Henry Mc Iver , the experience with money key was fantastic the service was great. Good communication and the agreement was very good you get qualified for your line of credit and used... See more


Company details

  1. #169 of 247 best companies in Non-Bank Financial Service
  2. #65 of 83 best companies in Loan Agency
  3. #2 of 2 best companies in Mobile Money Agent

About MoneyKey

Written by the company

Online Loans and Lines of Credit Between $200 - $3,500.

MoneyKey is an online lender and service provider, offering a safe and secure online platform. Online credit available through the MoneyKey website include Installment Loans and Lines of Credit.

The products offered through MoneyKey can provide you with financial flexibility and a safety net for unexpected expenses that may come your way. We strive to provide five-star service to customers. The application process is quick and easy. Apply online and verify your information; the process is quick1. If your application is approved, you may receive your money the same business day.2.


Applications submitted on the MoneyKey website may be originated by one of our lenders, depending on your state of residence.

MoneyKey is a state-licensed direct lender in Delaware, Idaho, Kansas, Mississippi, Missouri, Tennessee, Utah and Wisconsin.

The CC Flow Line of Credit is made by Quill Bank, a Utah Chartered bank, located in Provo, Utah. The CC Flow Line of Credit is serviced by MoneyKey.

Visit the Rates page on the MoneyKey website for state availability.

1Not all applications are approved; duration of approval process may vary.

2If approved, any requested funds may typically be deposited into your bank account the same business day; timing of funding may vary by product and state. The date and time funds are made available to you by your bank are subject to your bank's policies. For specific funding cut-off times, here.

MoneyKey - Get the Money You Need Quickly!

Written by the company

MoneyKey removes the complexity that consumers often experience when trying to borrow money.
We understand that taking out a loan is a serious and often daunting task, and we are here to help you every step of the way. Our highly trained Customer Care team will review important terms and conditions with you to ensure that you understand how the borrowing and repayment process works. To find out if you qualify for one of our products, simply visit our website or call us toll-free today.

No hidden fees!

We’re committed to providing transparent products and services.

With an online loan through MoneyKey, you will not be surprised with any hidden fees. You can pay off your balance in full or make additional payments at any time. No cash advance fees, late fees, early payment fees, or annual fees. Please refer to our Rates and Terms page for further details on the cost of the product available in your state of residence.

Contact info

4.5

Excellent

TrustScore 4.5 out of 5

5K reviews

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Asks customers to review

This company invites their customers to review, whether positive or negative

Replied to 92% of negative reviews

Typically replies within 1 week

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Rated 1 out of 5 stars

RUN FROM THIS SCAM!!!

RUN FROM THIS SCAM!!!! THERE IS NO LOAN ! Its marketing for other preditory loan agencys 150% to 350% interest!!!

YOUR CREDIT WILL BE SCREWED

YOULL GET ADS THAT YOURE PREAPPROVED FOR $900 then after you put your banking info in they will DENY YOU CREDIT AND HAVE YOU GO TO OTHER LENDERS THAT THEY HAVE LISTED

April 15, 2026
Unprompted review
MoneyKey logo

Reply from MoneyKey

Hello John,
Thank you for taking the time to share your concerns.
Please note that Installment Loans and Lines of Credit are available through MoneyKey. MoneyKey also services Lines of Credit offered by CC Flow.
To learn more, please visit moneykey.com.
Our team is here to help answer any specific questions you may have, please reach out to us at 1-866-255-1668.

Rated 5 out of 5 stars

Satisfaction

Acknowledging my situation and offering to assist. Was thorough and recapped why I called, my request and implemented the plan. Very polite

April 10, 2026
Rated 1 out of 5 stars

Try other options first

The money was good to get but the interest rate was just way too high. 249% is crazy. It would put you on m an even worse spot than you already were in.

April 10, 2026
MoneyKey logo

Reply from MoneyKey

Hello Reuben,
Thank you for sharing your perspective. We have taken note of it and will be sure to pass your feedback on to our team. For any specific questions, please feel free to reach out to us at 1-866-255-1668.

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