My Finance Club Reviews 

2,782
TrustScore 4.5 out of 5

4.7

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Review summary

Created with AI, based on recent reviews

Looking at 1,127 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently highlight the speed and efficiency of the service, often receiving funds quickly after a straightforward application process. People appreciate the excellent customer support and transparent terms regarding borrowing and repayments. Many users found the company a helpful lifeline during unexpected financial needs, praising the ease of use and quick response times. However, some customers noted delays in receiving funds post-approval and difficulties reaching customer service, with calls and emails often unanswered. A few reviewers also reported issues with payment processing, such as being charged for early repayments or incorrectly marked for late payments.

What people talk about most

Service

Reviewers highlight positive aspects of service, consistently praising its speed and efficiency, with many... See more

User experience

Customers consistently note positive experiences with user experience, highlighting the ease and speed of the... See more

Payment

People report positive experiences with payment, highlighting the straightforward application process and... See more

Customer service

Reviewers mention positive feedback about customer service, highlighting the kindness, patience, and... See more

Response time

Users describe positive interactions with response time, with many reviewers highlighting the quick... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Absolutely brilliant, the process was quick filling in the questions, then all I had to do was call the advisors, checked my details and the loan amount was in my bank within 10 minutes . this company... See more

Rated 5 out of 5 stars

Ondal is doing it right, instructions easy to follow. Every important thing is explained fully.0ndal is there when you need them, they make sure you never borrow more than you can afford.

Rated 5 out of 5 stars

It's very reassuring to know that there are lenders out there who will support and give people an opportunity who may have struggled in the past with finances, which may not of all been down to the in... See more

Rated 5 out of 5 stars

When they unexpected bills prop up and you just need that bit extra - I’ve used my finance club a couple of times now and I have to say the service is impeccable. The application process is incredibl... See more


Company details

  1. Financial Institution

About My Finance Club

Written by the company

24/7 ethical on-line lending. A new breed of financial institution allowing you to borrow only what you need for as long as you need it .

Simple, convenient, transparent and responsible borrowing @ fairly priced services.

Up to x7 cheaper than unauthorised overdrafts from the UK high street bank (Which May 2018)

- Typically costing less the £2 a day
- Money agreed and delivered instantly
- NO Early repayment penalties

www.myfinanceclub.com

Contact info

4.7

Excellent

TrustScore 4.5 out of 5

3K reviews

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No recent history of asking for reviews

This company hasn't invited customers recently, so reviews may not be representative

Replied to 68% of negative reviews

Typically replies within 1 week

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4.7

All reviews

(2,782)

1,086 reviews in the last 12 months

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Rated 5 out of 5 stars

Easy to apply

Easy to apply, quick response and quick deposit into my bank. The fixed sum loans (not instalment loans) have a really good APR rate. I have had a couple of loans through this company, It’s always been smooth and hasn’t left me with a huge repayment bill. Would definitely recommend.

May 22, 2026
Unprompted review
Rated 5 out of 5 stars

Unexpected bills

When they unexpected bills prop up and you just need that bit extra - I’ve used my finance club a couple of times now and I have to say the service is impeccable. The application process is incredibly quick and easy, customer service is fantastic with some genuinely friendly helpful people, money is sent almost immediately so you don’t have to wait long. 10/10 overall service

May 26, 2026
Unprompted review
Rated 5 out of 5 stars

Great service

Great service. Easy and quick to apply, though, as a returning customer, I would find it more helpful if the application form was pre-filled. That said, it only took a few mins, and after I’d provided further info, the money was in my account promptly. Whole process was well under an hour. Love that there’s no penalty for repaying early too. Great service when you need help quickly. Thanks. Will def use again

May 22, 2026
Unprompted review

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