The easiest experience ever receiving a loan, credit card, line of credit, et.al. I woke up, input my information on the application, requested $8k, net credit approved me for $5k. After reading discl... See more
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Review summary
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I am so amazed at the ease of a simple application process followed by a quick approval. I am very impressed with all the info provided regarding payment amount for each option in my offer. It helped... See more
Company replied
It was fairly easy to apply. I made a mistake and a lady called to clarify what I had done. She was very pleasant, professional and helpful. I really appreciated her helping me
Net Credit was quick with response time, smooth application process and quickly funded me the same day after getting approved. The rate I got was also far better than any other loan company I have ap... See more
Company details
- #46 of 250 best companies in Non-Bank Financial Service
- #18 of 110 best companies in Financial Institution
- #21 of 85 best companies in Loan Agency
About NetCredit
Written by the company
Your financial situation is unique. Shouldn't your loan options be, too?
Fast funding- Flexible terms
- Personal loans for up to $10,000*
- Lines of credit up to $4,500
This won't affect your credit score.
Learn more at our Rates & Terms.
What makes us different?
You're not just your credit score.
When you apply, advanced algorithms take a broader look at your finances to create an offer just for you.
You can pick what you need.
Borrow an amount that meets your needs and repay in a way that works for your financial situation.
You can improve your finances.
You can build credit history by making on-time payments, giving you the power to create a better future.
*In CA, some customers may qualify for up to $10,500.
All NetCredit loans and lines of credit are offered by a member of the NetCredit family of companies or a lending partner bank. All loans and lines of credit will be serviced by NetCredit.
In states where NetCredit loans and lines of credit are offered by a lending partner bank, loans and lines of credit are underwritten by, approved by and funded by Republic Bank & Trust Company or Transportation Alliance Bank, Inc. d/b/a TAB Bank. Refer to the Rates & Terms page for your state for more information.
CA residents: NC FINANCIAL SOLUTIONS OF CALIFORNIA, LLC d/b/a NetCredit is licensed by the Department of Financial Protection and Innovation. Loans made pursuant to a California Financing Law license (License No. 603K020).
Contact info
175 W. Jackson Blvd, 60604, Chicago, United States
- (877) 392-2014
- support@netcredit.com
- netcredit.com
4.8
Excellent
33K reviews
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Reply from NetCredit
Hi Kyle,
Thank you for your feedback!
I like how the process was so easy and…
I like how the process was so easy and efficient. Not dragged out for nothing just to tell me no
June 24, 2026
Reply from NetCredit
Hi Peter,
Glad we could help!
This whole process could not been any…
This whole process could not been any easier. Fast reply’s, funds given very quickly.
June 24, 2026
Reply from NetCredit
Hi Bobbi,
Glad we could help!
I appreciate your rush job on getting…
I appreciate your rush job on getting me what I did
June 24, 2026
Reply from NetCredit
Hi Patricia,
Thank you for your feedback!
Easy and fast!!
This was such an easy and fast to get approved for a loan! The application was very easy and the payments are very flexible
June 23, 2026
Reply from NetCredit
Hi Shelley,
Thank you for your feedback!
Reply from NetCredit
Hi Katrina,
Thank you for your feedback!
Yes I’m very happy and can’t wait to…
Yes I’m very happy and can’t wait to pay it back because I never know when I’ll need yall again in life
June 24, 2026
Reply from NetCredit
Hi Anthony,
Glad we could help!
The company made it easy to get…
The company made it easy to get approved and made funds even easier to access . My experience has been nothing but great and the help given has been truly appreciated and life changing .
June 24, 2026
Reply from NetCredit
Hi Veronica,
Thank you for your feedback!
Super easy to use portal
Super easy to use portal. Fast funding with zero problems. Will be paying off this one and hopefully up my credit score so I can use them again. Great experience!!!
June 24, 2026
Reply from NetCredit
Hi Moses,
Glad we could help!
Very easy to send documents great…
Very easy to send documents great communication fast service 👍🏻 🙄 👌.
June 24, 2026
Reply from NetCredit
Hi Sergio,
Thank you for your feedback!
Great experience fast results I am very happy with net credit. I would refer to anyone!!!!
Great experience fast results I would refer to anyone!! I am very pleased!!
June 24, 2026
Reply from NetCredit
Hi Darlene,
We are glad you had a great experience, Darlene!
So far I’ve had a wonderful experience!
June 24, 2026
Fast and easy process
Fast and easy process. Really helpful in tough situations. My family is grateful.
June 24, 2026
Reply from NetCredit
Hi Betsy,
Glad we could help!
You are in great hands
Everything was so easy from beginning to end you have an option to choose everything worked out great
June 24, 2026
WELL LETS SEE I WASTED MY TIME HERE…
WELL LETS SEE I WASTED MY TIME HERE !!!! I FILL OUT YOUR APPLICATION AND IT SAID I WAS APPROVED FOR 600 AND YOU WILL TAKE OUT 60 FOR A FEE AND THE 540.00 WOULD BE DEPOSITED IN MY ACCOUNT........ I DROPPED MY PHONE AND IT MESSED UP AND I CALLED THE CUSTOMER NUMBER AND THE LADY TELLS ME THAT IM NOT ACCEPTED NOW FOR A LOAN.... THE REASON I APPLIED IS BECAUSE MY MOM IS IN CALIFORNIA AND WAS IN A CAR ACCOIDENT AND SHE DIDNT MAKE IT SHE DIED....... I HAVE TO GET BACK TO CALIFORNIA TO PLAN A FUNERAL......... SO IM PRETTY UPSET.........
June 24, 2026
Unprompted review
Reply from NetCredit
Hi Jennifer,
Sorry that you are going through a difficult time. We’re sorry to hear that you had a bad experience, and want to thank you for providing valuable feedback. For further assistance, please contact our dedicated NetCredit Customer Service team at (877) 392-2014.
They promised same day funding, they lie
They promised same day funding, and continued to promise that all the way through the application process. Then they did a hard credit report, approved me but would not fund for 5 days because i was randomly chosen for extra review. In 5 days i would not need the money, I needed something to get my car fixed on Tuesday and would have the money without a loan on Friday, but I needed it fixed now. DO NOT TRUST THIS COMPANY.
June 23, 2026
Unprompted review
Reply from NetCredit
Hi Cathy,
We’re sorry to hear that you had a bad experience, and want to thank you for providing valuable feedback. Same day funding is a possibility as long as all information is needed to review your application. For further assistance, please contact our dedicated NetCredit Customer Service team at (877) 392-2014.
Efficiency
They’ve done everything that they said they would do granny need to let that I needed and truly did the transactions within 24 hours
June 6, 2026
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