NHS Credit Union Reviews 

I have both loans and savings with the NHSCU and the service I’ve had through all of my experiences has been absolutely flawless. The application process is very straightforward and the Nivo system walks you through every bit of information you need to provide. You’re kept up to date throughout the process and any question you have are answered by a well-informed and experienced team. I very much appreciate what the NHSCU offer and the ethos behind their service. I’m a very happy customer.

All staff very understand,helpful and provide all information in timely manner

The experience from start to finish on loan approval was excellent. Completed via nivo is straight forward. natalie was a great help and helped me understand the process and requirements. I have been with credit union for over 15years. highly recommended

Amazing service. They kept me updated throughout the process. Definitely recommend them

After getting into a bit of financial difficulties I applied to the NHS credit union. I wasn't sure if I would receive help as my credit rating is bad. It turned out the process was so simple and fast from start to finish. I would recommend the services to other people who might
benefit from this service, don't wait till your debt affects your health act now.

I can’t believe how simple and stress free to apply for a loan. The staff were very helpful and supportive.

After getting into a bit of financial difficulties someone told me about the nhs credit union. I was a bit nervous about applying as my credit rating is really poor. However the process was so simple and fast from start to finish. I would definitely recommend the services to other people who might benefit from this great service.

Very easy and quick to do staff very helpful

I have seen the credit loan information on my pay slip a few times yet giving it a go was very simple and the response was faster ,very timely loan offer with the NHS credit union is the greatest I received . Great service and am glad I took the step

Easy application with well informed staff. I love that this is all through my salary and makes saving so easy. Never saved so well in my life before!

The team us very helpful, keep on keeping up.

Easy to apply money taken off at source loads of loans to pick from and amazingly friendly and helpful staff, would recommend to anyone to use this service.

Very helpful straightforward advice and easy to chat 👌

The team at NHS Credit Union have been most helpful and efficient in handling my request. From start to finish, I was informed each step of the way. I would highly recommend them.

The initial process for debt consolidation loan is quite confusing and you do only have two days to gather your information and upload it to the Nivo app so my advice would be to have that ready first before you apply and make sure you know your balances etc. However, after that I was assisted by Natalie who was really helpful and double checked my accounts before proceeding.

I cannot put into words just how much the NHSCCU has helped both my family and myself at the most trying, stressful and challenging of times
They have been the beacon of light in the darkest of times and have came through every time
I cannot thank them enough
Brilliant service
Thank you all so very much x

Great service and loan approved really quickly. Staff really helpful when I spoke to them.

NHS credit union is a great service who are always supportive and happy to help. They give great advice make things hassle free and wre flexible with how they communicate.

They took a while to make their decisions but they were kind, thoughtful and helpful.

I took a budget booster loan out, thinking this would help some short term expenses, but not realising it’s added to your credit profile as a credit card, not a loan. As I was utilising more than 50% of it, it negatively impacted my credit score. After realising this, I asked to apply my savings within the credit union to lower the balance, lower the interest (and heal my score a bit) but was refused as they’ll only let you pay the balance in full, not in part.
Then, I get emails offering loans etc from them. I’m honestly starting to wonder about their practices.
They also hold your savings, you can’t touch them whilst you have a credit product running, this includes additional savings you choose to put in during that time, so there’s no incentive to continue to save, because you can’t get at your savings! The interest rates aren’t super competitive anymore either, so I don’t think I’ll be using them again. Once my budget booster is complete, I reckon I’ll go to my town’s CU instead.