Banner for NJM Insurance Group

NJM Insurance Group Reviews 16,579

TrustScore 4.5 out of 5

4.7

While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more

To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more

Review summary

Created with AI, based on recent reviews

Looking at 1,822 reviews, reviewers overwhelmingly had a great experience with this company. Customers consistently praise the company's service, highlighting its efficiency and the seamless process of handling claims. The staff is frequently commended for being professional, helpful, and attentive, providing clear information and support throughout various processes. Reviewers appreciate the prompt response times and the overall excellent customer service, making stressful situations much easier to manage. However, some customers also noted issues with communication, experiencing slow responses or a lack of follow-up from representatives. A few other people also felt that they were not kept updated on their claims and did not feel valued as customers, leading to frustration and extended resolution times.

What people talk about most

Service

Consumers find service to be positive, with many reviewers consistently praising the quick, efficient, and... See more

Staff

Users describe positive interactions with staff, often highlighting their helpfulness, professionalism, and... See more

Claim

Reviewers mention positive feedback about claim, highlighting the ease and efficiency of the process.... See more

Customer service

Clients share positive opinions on customer service, frequently highlighting the professionalism, quick... See more

Response time

Reviewers highlight positive aspects of response time, with many customers reporting that claims and... See more

Reviews shaping this summary

Rated 5 out of 5 stars

I’ve been a NJM customer for over 30 yrs . The ease that my adjuster Christopher Petacciato made it for me was amazing . I told him I hated it when I had to return the Chevy Traverse . I would highl... See more

Company replied

Rated 5 out of 5 stars

We are totally satisfied with our experience. The claims agent was attentive, thorough and professional. We were given good information on an approved body shop and car rental. Our claim has been... See more

Company replied

Rated 5 out of 5 stars

Even though the 1st accident wasn't my fault NJM did everything to try and get the party of the tractor that hit me to admit it this happened at his house while I was on vacation since then I had ca... See more

Company replied

Rated 5 out of 5 stars

the process ran like a well oiled machine... the incident occurred on a Sunday, the insurance company was notified on Monday, the estimator came out that same day. The estimate was prepared on Tuesd... See more

Company replied


Company details

  1. #14 of 65 best companies in Insurance Company
  2. #16 of 42 best companies in Auto Insurance Agency

Written by the company

Insurance is our business. Service is our passion. The most important job is to be there for people when they need help the most. NJM offers auto, homeowners, condo, renters, & personal umbrella insurance to CT, MD, NJ, OH, and PA residents. For over 100 years, we’ve provided great coverage without the use of mascots or repetitive jingles. When protecting some of life’s biggest investments — like your home or car — the most important thing is knowing you have the right coverage with an insurer you can trust. We pride ourselves on being committed to our customers. That's why J.D. Power has presented NJM with their Auto Claims Certification, eight years in a row. Because at the end of the day, NJM will be there for you to provide great insurance, without gimmicks. NJM is among the Mid-Atlantic's leading property and casualty insurers. Founded in 1913, NJM's mission is to provide value-based insurance solutions to its policyholders with the highest levels of service, integrity, and financial stewardship. The Company operates in a mutual fashion for the exclusive benefit of its policyholders. Headquartered in West Trenton, NJ, NJM employs nearly 2,500 workers.


Contact info

4.7

Excellent

TrustScore 4.5 out of 5

17K reviews

5-star
4-star
3-star
2-star
1-star

Asks customers to review

This company invites their customers to review, whether positive or negative

At Trustpilot, it's all about human content. This business can also access our AI-assisted response tool which helps them draft replies.

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Good experience

Very smooth and fast process

May 18, 2026
NJM Insurance Group logo

Reply from NJM Insurance Group

Dhaval, thank you for your review! -Joe

Rated 3 out of 5 stars

NJM used to be the best insurance…

NJM used to be the best insurance company but about three years ago they decided that they were entitled to increase their rates to be where everybody else was. This is according to their own representatives words on a recorded line so you go from being the best prices around to raising your prices so you can match everyone else makes no sense. What little bit you give back as dividends keep it it’s trash.

May 18, 2026
NJM Insurance Group logo

Reply from NJM Insurance Group

Hello HS, we're sorry to hear this feedback and would appreciate the opportunity to speak with you about your concerns. I will have someone give you a call. Thanks. -Joe

Rated 5 out of 5 stars

Everything was easy

Everything was easy. Communication was great. I was never worried about my insurance.

May 18, 2026
NJM Insurance Group logo

Reply from NJM Insurance Group

Thank you for being an NJM policyholder! -Joe

Rated 5 out of 5 stars

Great job.

Great job. Very prifessional group.

May 6, 2026
NJM Insurance Group logo

Reply from NJM Insurance Group

Marcia, thank you for your review! -Joe

Rated 5 out of 5 stars

High Quality, Excellent Coverage

I trust NJM inherently as I know from experience they demand top quality repairs from their approved providers. This results in excellent coverage and historically low rates.

May 16, 2026
NJM Insurance Group logo

Reply from NJM Insurance Group

Lynne, thank you for your review! -Joe

Rated 5 out of 5 stars

Very easy process

Very easy process. Quick response.

May 16, 2026
NJM Insurance Group logo

Reply from NJM Insurance Group

Susan, thank you for your review! -Joe

Rated 5 out of 5 stars

Accident Claim

Everything was done with one phone call, e mails kept us informed throughout the process. Overall great customer service provided.

May 16, 2026
NJM Insurance Group logo

Reply from NJM Insurance Group

Glenn, thank you for your review! -Joe

Rated 5 out of 5 stars

Service was great

Service was great. Victoria was knowledgeable and helpful and customer service was excellent

May 16, 2026
NJM Insurance Group logo

Reply from NJM Insurance Group

Shirley, thank you for your feedback! -Joe

Rated 1 out of 5 stars

Everything the lack of detail never…

Everything the lack of detail never ever checked into the accident, Was clawless and her lack of detail cost me $500 dollars for a deductible the truck driver was at fault, I slammed the horn over and over and until i told her she didn't know and this was after the fact. i would never ever recommend this to any of my friends or colleagues.

March 1, 2026
NJM Insurance Group logo

Reply from NJM Insurance Group

Anthony, I’m very sorry to hear you are unhappy with the service you received. We aim to provide the best possible customer service experience in every instance and regret that we left you with a bad impression. Please be assured that we will follow up with our team so it can look more closely into the matter. -Joe

Rated 5 out of 5 stars

NJM, Helpful

NJM rep was helpful and kept me updated. He listened, gave clear steps for the resolution. Best of all no computer generated pat responce.

February 25, 2026
NJM Insurance Group logo

Reply from NJM Insurance Group

Thess, thanks for your feedback! -Joe

Rated 3 out of 5 stars

I found the representative off putting…

I found the representative off putting and almost rude at times. She did not keep me informed and because she had the incorrect phone number in her email (which I informed her of more than once) respond it kept me from being in needed immediate contact when needed. I did not feel respected or valued as a customer. She had a habit of stating “ like I told you before” but she had not. I am a detailed person and had to fight for what I needed the entire time In the end my car was repaired, because it was hit while parked. I am concerned about if I had been driving When my case concluded she still had the incorrect number on the email The 12/7 date is when I think the accident occurred

December 7, 2025
NJM Insurance Group logo

Reply from NJM Insurance Group

Hi Glenda, I’m very sorry to hear you are unhappy with the service you received. We aim to provide the best possible customer service experience in every instance and regret that we left you with a bad impression. Please be assured that we will follow up with our team so it can look more closely into the matter. -Joe

Rated 1 out of 5 stars

I had an auto accident that was not my…

I had an auto accident that was not my fault, a truck hit me. Regardless NJM raised my rate!

June 16, 2025
NJM Insurance Group logo

Reply from NJM Insurance Group

Hi Roger, we're sorry to hear this feedback. I will have someone reach out to you for a policy review. Thank you. -Joe

The Trustpilot Experience

Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.

Companies can ask for reviews via automatic invitations. Labeled Verified, they’re about genuine experiences.

Learn more about other kinds of reviews.

We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.

Learn about Trustpilot’s review process.

Here are 8 tips for writing great reviews.

Verification can help ensure real people are writing the reviews you read on Trustpilot.

Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.

Take a closer look