OnDeck Reviews 5,552

TrustScore 4.5 out of 5

4.7

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Review summary

Created with AI, based on recent reviews

Looking at 893 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently praise the staff for their helpfulness, professionalism, and understanding approach, making the process smooth and pleasant. Many people highlight the exceptional customer service, noting quick responses and clear explanations that made them feel valued. The overall service is often described as fast, efficient, and easy, with many appreciating the streamlined process for obtaining funding. However, some customers were dissatisfied with the payment terms, mentioning that fees were not clearly explained upfront and that interest rates were very high. A few other people also felt that paying off loans was difficult and that customer service was unhelpful in these situations.

What people talk about most

Staff

Consumers consistently report positive experiences with staff. Many reviewers praise the staff for being... See more

Service

People report positive experiences with service. Customers consistently praise the professionalism,... See more

User experience

Customers had positive experiences with user experience. Many reviewers found the entire online process... See more

Customer service

Users describe positive interactions with customer service. Many customers praise certain representatives for... See more

Payment

Reviewers mention ambiguous feedback about payment. Many customers appreciate the quick and efficient funding... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Harrison went above and beyond to answer all of our questions, accommodate us with setting up times to talk, and overall made the line of credit process totally smooth. I was delighted to find out tha... See more

Company replied

Rated 5 out of 5 stars

Working with OnDeck, Is beena great experience and they have helping me growing my business, founds come fast and I most need them. Thank you OnDeck and Anastasia Petrovek (my agent) for all your he... See more

Company replied

Rated 5 out of 5 stars

Scott F. Was very helpful, respectful and responsive, he made sure I understood the terms fully and clear, I am still working with him since I have a loan with OnDeck, he always let me know when it’s... See more

Company replied

Rated 5 out of 5 stars

Scott F. made my experiences fabulous. Scott was so good that we came back to him a couple of times when we were in the midst of an absolute emergency. Scott was kind, understanding, non-judgemental... See more

Company replied


Company details

  1. #106 of 250 best companies in Non-Bank Financial Service

Information provided by various external sources

Part high tech. Part human. All business.


Contact info

4.7

Excellent

TrustScore 4.5 out of 5

6K reviews

5-star
4-star
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1-star

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Rated 5 out of 5 stars

Easy and fast

Easy and fast. That's what I needed.

February 20, 2026
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Reply from OnDeck

We're happy to hear that our service met your needs quickly and efficiently. Thank you for your positive feedback!

Rated 5 out of 5 stars

Nico

Nico, our representative, went above and beyond to make sure our application was processed correctly and we were approved in one day. We are a repeat customer and will be again, should the need arise.

February 20, 2026
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Reply from OnDeck

We're happy to hear that the application process was smooth, and we appreciate your repeat business. Thank you for sharing your positive experience; we value your feedback!

Rated 5 out of 5 stars

OnDeck has streamlined the process of…

OnDeck has streamlined the process of lending and borrowing. As a business owner my time is limited and often involves multitasking. OnDeck understands this and does what they can to assist the business owner in a simple process. Delighted to work with OnDeck anytime.

February 21, 2026
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Reply from OnDeck

We're happy to hear that our lending process has been streamlined for you. We know business owners have limited time and appreciate that our team could assist you with a simple process. Thank you for your positive feedback!

Rated 5 out of 5 stars

Professional

Professional, friendly, helpful guidance through out the entire process.

February 25, 2026
Unprompted review
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Reply from OnDeck

We're happy to hear that you found our guidance professional, friendly, and helpful throughout the entire process. Thank you for your positive feedback!

Rated 5 out of 5 stars

Great Relational Experience

The experience with ondeck was very positive. They explained the loan product very well. What I really like is the relationshipthat we are building

February 15, 2026
Unprompted review
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Reply from OnDeck

We're happy to hear that you had a positive experience and that our loan product explanation was helpful. We value the relationship we're building with you. Thanks for your feedback!

Rated 5 out of 5 stars

Excellent customer service and…

Excellent customer service and expedited funding!

February 19, 2026
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Reply from OnDeck

We appreciate your positive feedback and are happy to hear that you received excellent service and fast funding!

Rated 2 out of 5 stars

Deceptive business practices

I was promised no origination cost for business loan as a returning customer. But they still charged origination fee per paperwork. I was assured that origination fee will be reimbursed after the loan is disbursed. Unfortunately, the commitment is not delivered. I am still chasing them to deliver their promise for origination cost reimbursement.

January 23, 2026
Unprompted review
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Reply from OnDeck

Ram, we’re sorry to hear about your experience and we truly appreciate you sharing your valuable feedback.. Our dedicated OnDeck Customer Service team has tried to get in touch with you to better understand what happened but have not been able to reach you. Please contact us at (888) 556-3483.

Rated 5 out of 5 stars

I recently worked with OnDeck for a…

I recently worked with OnDeck for a business line of credit, and the experience was excellent from start to finish.

The team was incredibly responsive — every question I had was answered quickly and clearly. The application and approval process was smooth, straightforward, and very efficient. Funding moved quickly, and there were no surprises along the way. If you’re looking for a lender that values responsiveness, clear communication, and fast processing, I would absolutely recommend OnDeck.

February 19, 2026
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Reply from OnDeck

We're happy to hear that you had such a positive experience with our line of credit. We appreciate you highlighting our team's responsiveness, the straightforward process, and the speed of funding. Thank you for recommending us!

Rated 5 out of 5 stars

Quick Turnaround Time

I submitted the application online, and the next morning I received a phone call from Hannah. We went through some basic questions regarding my business needs and goals. Hannah kept in touch that same day with loan offers, and we reviewed each one and decided on the best loan offer that fit my needs. The loan documents were signed online the same day, and the funds were deposited into my account the next business day. The process was very easy and straightforward, and I would highly recommend OnDeck to others. The interest rates are higher than conventional business bank loans, but my experience with banks is that they drag out the loan process and are not interested in providing quick capital. I look forward to building my relationship with OnDeck for future lending needs.

February 19, 2026
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Reply from OnDeck

We're happy the loan process was easy and straightforward. It's great to hear the loan met your business needs. We appreciate you recommending us and look forward to assisting you in the future.

Rated 5 out of 5 stars

Great loan renewal experience

Easy to use website. Easy application process for loan renewal. Account representative was very helpful in entire process of the loan renewal.

February 18, 2026
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Reply from OnDeck

We're happy to hear that you found our website easy to use and the loan renewal application process simple. We're also glad that our account representative was helpful!

Rated 5 out of 5 stars

We had a great experience with OnDeck

We had a great experience with OnDeck. Harrison Smith was extremely helpful throughout the entire loan renewal process. He communicated clearly, responded quickly, and made sure we understood every step. His professionalism and follow-up made the renewal smooth and stress-free. We truly appreciate his support and highly recommend working with him.

February 23, 2026
Unprompted review
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Reply from OnDeck

We're happy to hear that you had a great experience! We appreciate your positive feedback regarding the loan renewal process. It's wonderful to know that the clear communication and support made the process smooth for you. Thank you for recommending our services!

Rated 4 out of 5 stars

So far our experience has been really…

So far our experience has been really good. ONDECK has been professional and prompt.

February 20, 2026
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Reply from OnDeck

We're happy to hear that your experience has been positive! We appreciate your recognition of our professionalism and promptness; thank you for the feedback.

Rated 1 out of 5 stars

Absolutely worst company to work with

Absolutely worst company to work with. I would not recommend using them.

February 20, 2026
Unprompted review
OnDeck logo

Reply from OnDeck

Nicole, We’re sorry to hear about your experience and we truly appreciate you sharing your valuable feedback. To help us look into this further, please contact our dedicated OnDeck Customer Service team at (888) 556-3483.

Rated 5 out of 5 stars

Jay Webbs was professional and helpful…

Jay Webbs was professional and helpful in assisting me through the whole process

February 19, 2026
Unprompted review
OnDeck logo

Reply from OnDeck

We're happy to hear that you had a positive experience. We appreciate you acknowledging the assistance you received throughout the process.

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