One Step Mortgages Reviews 66

TrustScore 4.5 out of 5

4.7

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Rated 5 out of 5 stars

Roger, Rebecca and Anisa at the Lisburn office were always available to answer my questions, guiding the process ultimately to a successful outcome. I can't recommend them highly enough! --B Bellew

Rated 5 out of 5 stars

Emma was outstanding. As complete newbie first time buyers she was amazingly patient, guided us through every thing with top notch clarity, and checked in regularly as the process ticked by. She makes... See more

Rated 5 out of 5 stars

We found the journey of selling our home and buying our next home smoother than imagined all because of Kirt and Emma. They provided a lot of time, informative advice, details on what to expect,... See more

Rated 5 out of 5 stars

Communication from Emma has been fantastic in all regards. She has been very clear and informative at every step of the way. She has been very organised in arranging meetings as often as we have requi... See more

Company details

  1. Mortgage Broker

Written by the company

Mortgage and Protection


Contact info

4.7

Excellent

TrustScore 4.5 out of 5

66 reviews

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Rated 5 out of 5 stars

Highly recommend

Roger, Rebecca and Anisa at the Lisburn office were always available to answer my questions, guiding the process ultimately to a successful outcome. I can't recommend them highly enough! --B Bellew

March 1, 2026
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Rated 5 out of 5 stars

Exceptional mortgage advisor, couldn’t have done this without her

Emma was absolutely outstanding from start to finish. After a long and extremely complicated process, she is the main reason we were able to secure our mortgage.

We had a very challenging case involving a leasehold flat, reserve fund concerns, managing agents who were slow to respond, and a lender that required very specific clarifications. Where others might have given up, Emma fought relentlessly for us. She understood the details inside out, pushed back when things didn’t make sense, worked closely with surveyors and underwriters, and found a way through when it genuinely felt impossible.

What really stood out was her persistence, clarity, and honesty. She kept us informed at every step, explained complex issues in plain English, and never once made us feel like our case was a burden, even when it clearly involved a lot more work than normal.

We genuinely believe that without Emma’s dedication, expertise, and determination, we would not have got this mortgage. We cannot recommend her highly enough to anyone needing a mortgage advisor, especially if your case is anything other than straightforward.

Thank you again, Emma. We’re incredibly grateful.

January 26, 2026
Unprompted review
Rated 5 out of 5 stars

Perfect first time buying experience

Emma was outstanding. As complete newbie first time buyers she was amazingly patient, guided us through every thing with top notch clarity, and checked in regularly as the process ticked by. She makes you feel that no query is too stupid to ask, which is incredibly reassuring. The nature of my contract wasn’t fully straight forward but we still got an excellent rate, and are so grateful for all of her help! Thanks Emma.

July 25, 2025
Unprompted review
Rated 5 out of 5 stars

Three times and there will be more!

Emma helped us with the process during our first property buy. Being absolute newbies in this area she made sure we are fully understand and make fully informed decisions. First remortgage came... smooth! Second... smooth! Emma made always sure that we have all the info and the best rate. She was recommended to us and now, we recommend her services to others. Thank you

July 2, 2025
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Rated 5 out of 5 stars

Give Credit where Credit is due

Emma at One Step Mortgages is amazing! Her knowledge and expertise in everything she does, makes the mortgage process totally stress-free. She’s professional, efficient, and truly goes above and beyond for her clients. 100% recommend!

January 20, 2025
Unprompted review
Rated 5 out of 5 stars

Emma is fantastic

Emma is fantastic. From the moment of your first interaction with her you know she is genuine, ethical and has heaps of knowledge and experience in the industry.

No question asked is 'silly' and she works really hard to make sure you feel valued as a client. I recommend her to everyone I know and would not work with anyone else, professionally or personally.

February 21, 2025
Unprompted review
Rated 5 out of 5 stars

Best broker so far!

I have been working for a while with Emma from One Step Mortgages and I can't recommend her enough! She is very helpful and knowledgeable which gives you a lot of confidence.

Well recommended!

January 8, 2025
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Rated 5 out of 5 stars

I am an estate agent and was…

I am an estate agent and was corresponding with Emma Sacre on behalf of her clients. She is excellent. She showed such compassion and care towards her clients and will work hard to ensure their needs are being met. She really does provide customer focused service to an amazing standard. Emma is a credit to the company.

September 13, 2024
Unprompted review
Rated 5 out of 5 stars

We recently worked with Emma Sacre to…

We recently worked with Emma Sacre to secure our mortgage. Having gone through this process multiple times over the years this time around we couldnt be more pleased with the experience. Emma was incredibly kind and personable, taking the time to thoroughly understand our requirements and financial situation. Her supportive and collaborative approach made the process smooth and as stress free as possible. We would 100% trust Emma to help anyone get over the line. Highly recommend.

April 5, 2024
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Rated 5 out of 5 stars

Worth Her Weight In Gold

The best mortgage broker I could have asked for - was always available to take my calls, answer my questions and made the entire process an absolute breeze. Thank you again Emma, will definetly use it again.

March 5, 2024
Unprompted review
Rated 5 out of 5 stars

5 Star Service!

Emma has been so helpful along the whole way of my mortgage process. She has explained everything each step of the way, in doing so she has taught me so much too! Emma has been so quick to answer any messages or calls, I have recommended her to all of my family and friends. I’ve never felt more supported and at ease, I can’t sing her praises enough. Thank you so much for all of your help.

February 23, 2024
Unprompted review
Rated 5 out of 5 stars

Outstanding and Highly Recommend!

We have worked with Emma before and decided to contact her again because of her outstanding service. Emma was amazing! She goes out of her way to help, finds the best rates and is honest in her approach. Emma is so knowledgeable too. Emma really cares about her clients and it shows. She doesn't charge crazy fees either. Emma's expertise got us out of a nearly sticky situation if we would have proceeded via another route. Thank god we didn't. Thank you Emma for everything. I highly recommend One Step Mortgages.

December 21, 2023
Unprompted review
Rated 5 out of 5 stars

Highly recommend Emma at One Step…

Highly recommend Emma at One Step Mortgages.
She was extremely thorough, diligent and supportive through the mortgage application process. She took away all the hassle; found a suitable mortgage matching my requirements; was easily contactable and quick to respond.
I couldn't have asked more!

July 5, 2023
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Rated 5 out of 5 stars

Emma has been absolutely brilliant…

Emma has been absolutely brilliant during the process of buying a property in Lancing. Emma really went above and beyond when our initial offer fell through and was a source of support throughout. We highly recommend Emma and the services of One Step Mortgages. Rachel Maslen

March 24, 2023
Unprompted review
Rated 5 out of 5 stars

Amazing service!!

We cannot recommend Emma @one step mortgages enough! She has personally guided us through the process, helped us prepare for our application to get the best outcome and sought out a fantastic rate that suits our needs to a Tee. Emma is extremely talented and professional and she gets the best results.

January 27, 2023
Unprompted review

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