i had a wonderful experience with this company. it allowed me to build my credit successfully. I have now applied for a unsecured card with open sky. Since my secured card has expired, How do I go ab... See more
Company replied
While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more
To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more
Review summary
Created with AI, based on recent reviews
What people talk about most
Reviews shaping this summary
Been using OpenSky for a long time now and never any issues with cards or customer support. Never even had a card compromised while using this company. Build that credit, credit card ease, great app... See more
Company replied
These guys took a chance on me when no one else would. I pay my balance off every month in full. And in 5-6 months my credit has improved by roughly 165 points. So in turn, they pre approved me... See more
The experience I've had with opensky has been more then great. Opensky has helped me to establish my credit score in such a short period of time. You can view your credit score at anytime. This sets y... See more
Company replied
Company details
- #9 of 27 best companies in Bank
About opensky®
Written by the company
At opensky, we want to help every person access credit, by providing opportunities to build, re-build or strengthen their credit. Our goal is to provide the necessary tools people need to be the authors of their own stories – now and in the future. Begin your journey to financial wellness today!
opensky Benefits:
• No credit checks to apply
• No credit risk to apply
• Reports to all three credit bureaus
• Credit line increases
• Consideration for an unsecured credit card
• Monitor your monthly FICO® Score
Don’t delay, apply today!
Contact info
PO Box 660924, 75266, Dallas, United States
- 800-859-6412
- openskycc.com
4.6
Excellent
14K reviews
Asks customers to review
This company invites their customers to review, whether positive or negative
At Trustpilot, it's all about human content. This business can also access our AI-assisted response tool which helps them draft replies.
How this company uses Trustpilot
See how their reviews and ratings are sourced, scored, and moderated.
Thankful for the opportunity.
Thankful for the opportunity that opensky has given me to build my credit back up also very happy with opensky overall!
May 14, 2026
Very easy to use all online
Very easy to use all online. Nice straight forward app to see my account. Nice quick payment options. Customer Service friendly. The best all around!!!
May 14, 2026
Gave me a chance to get my credit right…
Gave me a chance to get my credit right and for that im grateful!
May 14, 2026
i paid my bill on time they are the best
May 13, 2026
Very good customer service
May 14, 2026
Great card great service no issues at…
Great card great service no issues at all highly recommend!!
May 14, 2026
My credit limit was raised $1,200.00…
My credit limit was raised $1,200.00 and I moved to the gold card in just six months!! Awesome!!!
May 14, 2026
These guys took a chance on me when no…
These guys took a chance on me when no one else would. I pay my balance off every month in full. And in 5-6 months my credit has improved by roughly 165 points.
So in turn, they pre approved me for their gold card. No security deposit required but the interest rate is 6% higher.
Be smart, be responsible, take accountability and grow your credit.
Thanks opensky, I appreciate you guys and gals.
May 14, 2026
Much Better than I ever expected
I've had nothing but a great experience from OpenSky since I first did my research on rebuilding credit. There were so many cards to choose from and Open Sky checked all the boxes for what I was looking for. After my card was approved I called customer service. Wow, that confirmed my opinion. Customer Service was absolutely fantastic. I've called twice since then and they're also consistent in their service. Very accurate and professional and so nice. I think it's been almost six months since I got my card and I was just upgraded to a Gold Card. I didn't even ask for it. I'm so excited. I'm so happy I believed all the positive reviews when I was looking for a new card.
May 13, 2026
unsecured card offer
I've been out of bankruptcy
six months and have been granted a unsecured card..very pleased with the offer and the support to help me rebuild my credit
May 13, 2026
Nothing resolved
September 9, 2025
I’m happy with open sky because it…helped with my credit
I’m happy with open sky because it helped me raise my credit score dramatically thank you open sky
May 14, 2026
Well I really think this card is great for my…
Well I really this card is great for my needs, I’m satisfied.
May 13, 2026
May use AI-assist with repliesRead more
At Trustpilot, it's all about human content. This business can also access our AI-assisted response tool which helps them draft replies.
It is a great way to work on building…
It is a great way to work on building up or repairing your credit score, but there is absolutely no way to get any real customer support in a timely or efficient manner.
May 14, 2026
Reply from opensky®
Thank you for your message. We recommend calling 1-800-859-6412. When you call, the automated system will ask for your account number. If you do not have an account number handy, do not type anything in when requested and you will be transferred to the first available representative.
No complaints!
A credit card company and nothing to complain about them… what else can i say?! Thats freakin awesome if you ask me!
May 14, 2026
The card and company behind it has been…
The card and company behind it has been a pleasure doing business with.
May 14, 2026
Lies about no annual fees
I opened their secured card with no annual fee but that was a complete lie! They are charging me $35 per year just to use my own damn money!!
May 14, 2026
Gave me a credit line increase with a…
Gave me a credit line increase with a new card without dinging my credit score... Deeply grateful
May 13, 2026
The Trustpilot Experience
Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.
Companies can ask for reviews via automatic invitations. Labeled Verified, they’re about genuine experiences.
Learn more about other kinds of reviews.
We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.
Learn about Trustpilot’s review process.
Here are 8 tips for writing great reviews.
Verification can help ensure real people are writing the reviews you read on Trustpilot.
Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.