i had a wonderful experience with this company. it allowed me to build my credit successfully. I have now applied for a unsecured card with open sky. Since my secured card has expired, How do I go ab... See more
Company replied
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Review summary
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Been using OpenSky for a long time now and never any issues with cards or customer support. Never even had a card compromised while using this company. Build that credit, credit card ease, great app... See more
Company replied
These guys took a chance on me when no one else would. I pay my balance off every month in full. And in 5-6 months my credit has improved by roughly 165 points. So in turn, they pre approved me... See more
The experience I've had with opensky has been more then great. Opensky has helped me to establish my credit score in such a short period of time. You can view your credit score at anytime. This sets y... See more
Company replied
Company details
- #9 of 27 best companies in Bank
About opensky®
Written by the company
At opensky, we want to help every person access credit, by providing opportunities to build, re-build or strengthen their credit. Our goal is to provide the necessary tools people need to be the authors of their own stories – now and in the future. Begin your journey to financial wellness today!
opensky Benefits:
• No credit checks to apply
• No credit risk to apply
• Reports to all three credit bureaus
• Credit line increases
• Consideration for an unsecured credit card
• Monitor your monthly FICO® Score
Don’t delay, apply today!
Contact info
PO Box 660924, 75266, Dallas, United States
- 800-859-6412
- openskycc.com
4.6
Excellent
14K reviews
Asks customers to review
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I can’t buy nothing with my card and I…
I can’t buy nothing with my card and I don’t know why
May 20, 2026
Helped me to get back on track with…
Helped me to get back on track with rebuilding my credit!
May 19, 2026
Getting my first unsecured credit card
May 18, 2026
Excellent customer service
Excellent customer service. It's good to know you're here for the customer.
May 19, 2026
Cuz is the best
May 18, 2026
Great for getting your credit score they work up…
Great for getting your credit score up they really help me with that
May 19, 2026
Great credit builder card
May 19, 2026
May use AI-assist with repliesRead more
At Trustpilot, it's all about human content. This business can also access our AI-assisted response tool which helps them draft replies.
I’ve had a very positive experience…
I’ve had a very positive experience with OpenSky so far. The approval process was straightforward, especially for someone focused on rebuilding and strengthening credit history. The secured card setup was simple, and I appreciated that there was no hard credit inquiry during the application process.
The mobile experience and account management have been easy to use, and payments/reporting to the credit bureaus have been consistent. For people trying to establish or rebuild credit responsibly, this can be a solid option to get started again.
Overall, a good experience with customer service and a useful product for credit building.
May 19, 2026
Reply from opensky®
Thank you for your kind review! We love hearing the positive impact opensky has on our cardholders!
This company gave me an opportunity to…
This company gave me an opportunity to rebuild my credit
May 13, 2026
I love open sky - long time customer
I love open sky! They really were life saving in assiting me with truly building my credit. I have been with open sky for many years. The only negative I would give them is it took them so many years for them to give me an increase after never missing any payments. I thought after six months I would automatically get an increase but that did not happen. For my situation it was an extremely small negative that did not impact me much. I recently was invited to receive a gold card from open sky, which made me feel very proud that all my on-time payments were being rewarded. I will continue to be a customer.
May 18, 2026
Apply with confidence
Having Opensky credit card has given me the opportunity to have a credit card again and helped me rebuild my credit, customer service is great.
May 18, 2026
Great place to start rebuilding your credit
Getting the secured credit to help build my credit , then opensky giving me a unsecured card after i paid on time for 8 or 9 months...everything has been super easy very customer friendly.....love it would recomend anyone trying to rebuild credit use opensky
May 15, 2026
Reply from opensky®
Thank you for your kind review! We love hearing the positive impact opensky has on our cardholders!
Very bad company
Very bad company, I had a secured card which I canceled they now charging me 18$ monthly late payments for nothing, be careful if you want secured card go to big companies, small companies will try to steal your money
May 17, 2026
Unprompted review
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