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Rated 5 out of 5 stars

I've been using them openpay for several years now recently I had some finical problems which would have effected me making payments I got in touch with openpay and they went all out to help, they cha... See more

Rated 4 out of 5 stars

Open-pay works for me. Due to medical conditions I do ALL of my shopping online and find OPENPAY convenient and I like it. I get "friendly reminders" by text telling when a few days ahead of time when... See more

Rated 5 out of 5 stars

my experience is great for openpay..it gives me an opportunity to pay other time without having a big outlay ...keep up the good work openpay...it be nice in future if there was an opportunity to have... See more

Company replied

Rated 5 out of 5 stars

Simple application from the outset. Nice to be able to spread the cost of slightly larger purchases – seamlessly – over three payments. Upcoming payment due reminders a great idea. Would happily us... See more

Company details

  1. Non-Bank Financial Service
  2. Payment Service

Written by the company

Pay smarter today with Openpay. Spread the cost of your purchases over 3-7 monthly payments. No interest. Ever.


Contact info

4.4

Excellent

TrustScore 4.5 out of 5

4K reviews

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Rated 1 out of 5 stars

I have been a customer of open pay for…

I have been a customer of open pay for a while now around 6 months to a year (Iv lost track). But long enough to build up a good reputation. I have always paid for my monthly instalments on time, or if not early- and always cleared each item bought. Never had a problem. Passed their initial check for my first item and gone on from there. I went to place an order with look fantastic (where I only use open pay)- the amount was for only for £120 split over the usual months (£25pm). Iv placed orders larger than this before and cleared them. But I was really disappointed and have no idea why they declined my order. I have very little on my account with open pay- in fact one more payment next month coming up, to a total of around £35. When I went to place a order through, strangely you asked to preform another hard search on my credit file. I agreed since Iv never had a problem with them before thinking it’ll be no problem And then it says I can’t place my order. So now open pay decide my custom isn’t good enough for no more? Now a days everything is fixated on credit scores- nothing to do with loyal customers that have never missed a payment with yourselves. You have gone against your own T&cs as it says you will only perform another credit check if your last order was more than 12 months ago. I have placed orders with u recently. I want the search removing off my records ASAP!!!

January 29, 2022
Unprompted review
Openpay UK logo

Reply from Openpay UK

Hi there!

There are several retailers that are currently unavailable. The decline you encountered is due to the fact that look fantastic is unfortunately one of those, not because of your credit score.

We appreciate your loyalty and for using Openpay and hope you do not feel you have been treated unfairly. The choice of current retailers effects all users at present.

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Rated 5 out of 5 stars

Thankyou

Very happy with the product I got on open pay which I wouldn’t have been able to buy at the time but thanks to open pay this allowed me to do so thankyou

January 29, 2022
Unprompted review
Rated 5 out of 5 stars

Easy

Easy. Hassle free

January 27, 2022
Unprompted review
Openpay UK logo

Reply from Openpay UK

Hassle free is the way we like it!

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Rated 4 out of 5 stars

Payment prompts

Payment prompts, simple and easy way to pay for large or small items. Also a good way to keep a good credit score.

January 27, 2022
Unprompted review
Openpay UK logo

Reply from Openpay UK

Hi Brenda,

It's great to hear you're enjoying paying smarter with Openpay. We thank you for your custom.

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Rated 1 out of 5 stars

Poor customer service awful company

Poor customer service, charged me 4x late fees in one despise me telling them I was in financial difficulty. Left me without any money.

January 26, 2022
Unprompted review
Openpay UK logo

Reply from Openpay UK

Hi Amy, thanks for taking the time to post your review.

We have sent an email to you via Trustpilot asking for a few more details so that we give you a little more help. 🙂

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Rated 5 out of 5 stars

It's nice to be able to buy over a…

It's nice to be able to buy over a length of time without having to pay interest.You always get a reminder when it's due to enable you to check there is enough money in your account to cover it,any problem and you can talk it over.

January 24, 2022
Unprompted review
Rated 5 out of 5 stars

Openpay UK the way forward for many.

First time I've used Openpay UK and was pleased with the service received, easy and straight forward to set up, useful reminders days before a payment was due, personally found these very useful. will def use the service again, would happily recommend Openpay UK to family and friends.

January 23, 2022
Unprompted review
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Rated 5 out of 5 stars

Had a company zavi UK

Had a company zavi UK
That didn't send my order after 2 moths of trying to get intouch no response
After letting open pay know they cancelled responded and refunded straight away very happy with outcome

January 22, 2022
Unprompted review
Rated 5 out of 5 stars

So easy to use

So easy to use, very convenient! And for people like myself who get paid monthly a much easier option! Definitely recommend

January 22, 2022
Unprompted review

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