I've been using Pave for well over a year and my credit score has not only gone up but I've gained much more awareness of my habits. I'm now on the road to sorting my spending habits to a stable... See more
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Would have never trusted an "app" that increases your credit score but holy damn, it actually works! My credit score is super low atm due to cost of living yadda yadda and having to choose between foo... See more
I’ve been using the Pave app for a while, and I’m thrilled to see my credit score steadily improving. This month, my TransUnion score increased by 48 points, which feels like a great achievement! The... See more
Maria was super helpful in answering all the questions I had. She was especially helpful with fixing the payment date issues I was having across my transactions. Friendly and helpful guidance whe... See more
Company details
Written by the company
Pave offers a new way to build credit. Signing up takes under 3 minutes and there’s no hard credit check, interest or APR. Download the app to build your credit score with all major UK Credit Reference Agencies and see and track your credit score for £9/month.
Contact info
31a Great Sutton Street, EC1V 0NA, London, United Kingdom
- team@paveapp.com
- paveapp.com
Replied to 50% of negative reviews
Typically replies within 24 hours
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With Pave, the only way is up
Continued reminders about upcoming direct debits, alerts to top up my account in order to meet the direct debits, has been helpful. Also guidance on how to improve my credit rating. For instance, not utilising more than 50% of available credit.
Lied about credit facility
Apparently Pave offer a credit facility to cover bills should your bank balance fall below the required amount to pay bills (direct debits, standing orders etc). However, on three occasion my bank account has not had enough funds to pay a DD, and the DD has been returned to my bank as unpaid, hence causing me financial distress and anxiety. Where is the credit facility that I was promised on opening the Pave account? It simply does not exist. I am paying £9.00 per month for the privilege of having this apparent facility, what indeed am I actually paying for??? Sort it out, Pave!

Reply from Pave
Amazing Pave app helped me to increase…
Amazing Pave app helped me to increase my score over few years time.
But you also have to work hard and pay your bills and debts on time.
Easy to use and set up
Easy to use and set up, obviously helps move things in the right direction.
My experience with pave has been great
My experience with pave has been great! I was struggling to get my credit score up until I started to use pave, best part it just works in the background without you having to do anything.
Definitely recommend to build a high…
Definitely recommend to build a high credit score ✅
Within one month of getting pave my…
Within one month of getting pave my credit score increased am so happy I took that step it’s really helping me 😌😌
Pave has given me a great education on…
Pave has given me a great education on improving my credit score and has guided me towards my goals.
Impressive!
My credit score went up by 20 points within the 1st month. If it carries on going in that direction I'll be on the way to buying my own home in no time! Thanks Pave! X
Their serIt is a very useful credit building appvice staff will always reply…
Their service staff will always reply to my questions at the first time and help me solve the problem with patience. It is a very useful credit building app, especially for customers with 0 credit.
very easy to use and is helpfull
One of the best
Highly recommend
Since joining, my TransUnion score has increased by 27 points, showcasing the positive impact of their guidance. Pave has been instrumental in helping me take meaningful steps toward better credit health. Highly recommend for anyone looking to make progress on their credit journey!
A lovely and easy to navigate app
A lovely and easy to navigate app. Credit score has gone up since I joined and it keeps improving even though I haven’t done much. I will recommend it for everyone
Top tier
App is great and what they're looking to offer and help with is amazing as well 🙌🏽
Excellent service
Experience in this field as well I am working on the road for my business
Great app which actually works
Great app, highly recommend.
I've been using it for a few months and my credit score already went up by 55 whilst having IVA in place. Great customer support, especially Maria who is always happy to help. Worth spending money.
Fab app to support you
Really great app has worked wonders in supporting me in getting a really great credit score in a really short space of time. I recommend it to many people.
Very good service
Honestly
Honestly, there are so many apps out there that claim to increase your credit score but Pave has been the best for me so far. You get to see a full overview of your journey towards a healthier score and they even map out where you should be in regards to increasing it. Definitely recommend to anyone who's struggled to increase their credit score. Great customer service too!
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