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Rated 5 out of 5 stars

I've been using Pave for well over a year and my credit score has not only gone up but I've gained much more awareness of my habits. I'm now on the road to sorting my spending habits to a stable... See more

Rated 5 out of 5 stars

Would have never trusted an "app" that increases your credit score but holy damn, it actually works! My credit score is super low atm due to cost of living yadda yadda and having to choose between foo... See more

Rated 5 out of 5 stars

I’ve been using the Pave app for a while, and I’m thrilled to see my credit score steadily improving. This month, my TransUnion score increased by 48 points, which feels like a great achievement! The... See more

Rated 5 out of 5 stars

Maria was super helpful in answering all the questions I had. She was especially helpful with fixing the payment date issues I was having across my transactions. Friendly and helpful guidance whe... See more

Company details

  1. Non-Bank Financial Service

Written by the company

Pave offers a new way to build credit. Signing up takes under 3 minutes and there’s no hard credit check, interest or APR. Download the app to build your credit score with all major UK Credit Reference Agencies and see and track your credit score for £9/month.


Contact info

4.7

Excellent

TrustScore 4.5 out of 5

2K reviews

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Replied to 50% of negative reviews

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Rated 5 out of 5 stars

With Pave, the only way is up

Continued reminders about upcoming direct debits, alerts to top up my account in order to meet the direct debits, has been helpful. Also guidance on how to improve my credit rating. For instance, not utilising more than 50% of available credit.

January 12, 2024
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Rated 1 out of 5 stars

Lied about credit facility

Apparently Pave offer a credit facility to cover bills should your bank balance fall below the required amount to pay bills (direct debits, standing orders etc). However, on three occasion my bank account has not had enough funds to pay a DD, and the DD has been returned to my bank as unpaid, hence causing me financial distress and anxiety. Where is the credit facility that I was promised on opening the Pave account? It simply does not exist. I am paying £9.00 per month for the privilege of having this apparent facility, what indeed am I actually paying for??? Sort it out, Pave!

January 11, 2024
Unprompted review
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Reply from Pave

Hi Jamie,

We’re sorry to learn that you haven’t been able to access funds via Bills Monitor. We’d be happy to explain how Bills Monitor works and show you where you can see your eligibility in the Pave app.

Please contact us at team@paveapp.com so we can help.

All the best,
The Pave Team

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Rated 5 out of 5 stars

Impressive!

My credit score went up by 20 points within the 1st month. If it carries on going in that direction I'll be on the way to buying my own home in no time! Thanks Pave! X

December 13, 2023
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Rated 5 out of 5 stars

Highly recommend

Since joining, my TransUnion score has increased by 27 points, showcasing the positive impact of their guidance. Pave has been instrumental in helping me take meaningful steps toward better credit health. Highly recommend for anyone looking to make progress on their credit journey!

December 5, 2023
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Rated 5 out of 5 stars

Top tier

App is great and what they're looking to offer and help with is amazing as well 🙌🏽

December 4, 2023
Rated 5 out of 5 stars

Great app which actually works

Great app, highly recommend.
I've been using it for a few months and my credit score already went up by 55 whilst having IVA in place. Great customer support, especially Maria who is always happy to help. Worth spending money.

November 15, 2023
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Rated 5 out of 5 stars

Honestly

Honestly, there are so many apps out there that claim to increase your credit score but Pave has been the best for me so far. You get to see a full overview of your journey towards a healthier score and they even map out where you should be in regards to increasing it. Definitely recommend to anyone who's struggled to increase their credit score. Great customer service too!

November 13, 2023
Unprompted review

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