Pense Reviews 

280
TrustScore 5 out of 5

4.9

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Review summary

Created with AI, based on recent reviews

Considering 142 reviews, reviewers overwhelmingly had a great experience with this company. Customers consistently praise the staff for their professionalism, helpfulness, and friendly approach, making complex processes easy to understand. The service provided is frequently described as excellent, with many people appreciating the smooth transitions and efficient handling of their financial matters. Reviewers highlight the exceptional customer service, noting the clear communication, regular updates, and prompt responses to all queries. The team's ability to keep customers informed and address concerns quickly contributed to a stress-free experience for many, even when dealing with external delays.

What people talk about most

Staff

Consumers find staff to be positive, consistently describing them as professional, helpful, and... See more

Service

Reviewers mention positive feedback about service, consistently describing it as excellent and five-star from... See more

Customer service

Users describe positive interactions with customer service, highlighting excellent communication and regular... See more

Response time

Reviewers highlight positive aspects of response time, with many customers appreciating being kept informed... See more

Customer communications

Customers had positive experiences with contact, noting that staff were always contactable and provided... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Hi had 2 pensions from different companies and I wanted to put them in one pot so I used Pense. I was assigned the wonderful Lauren Burfield who held my hand and guided me through the process of... See more

Rated 5 out of 5 stars

I thought bringing my pensions together would be a nightmare for me. Pense took all of the stress off me and Kirk my financial advisor giving really useful advice. Thanks also to Lauren, she had a... See more

Rated 5 out of 5 stars

Great communication from the start. Good honest advice, without pushy sales people. All staff throughout the process have been great, easy to deal with, and very responsive to emails. Wouldn’t he... See more

Rated 5 out of 5 stars

Excellent service from start to finish. I had been pondering on what to do with my small Sipp pension pot and a small works pension for a while, after contacting a few advisors I opted for Pense and I... See more



Contact info

4.9

Excellent

TrustScore 5 out of 5

280 reviews

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4.9

All reviews

(280)

133 reviews in the last 12 months

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Rated 5 out of 5 stars

Very satisfied customer

I recently bought an annuity through Pense and am very happy with the whole process.
All of my available options were discussed over several phone calls and at no time did I feel that I was asking too many questions or pressurised into buying something that was inappropriate for my personal needs.
The fees were reasonable considering the level of professionality on offer.
I would happily recommend Pense to anyone looking to purchase an annuity.

April 21, 2026
Unprompted review
Rated 5 out of 5 stars

Who to trust with your pension fund is worrying

I was very concerned about who to trust to help me make decisions with my pension fund . I contacted Pensé after seeing the Daily Mail recommended them . Ross was great , talked me through all my options & I am very happy with the results . Lauren was also was good at keeping me updated with the process & answered me quickly on a couple of queries . Would not hesitate to recommend & will use them again. In the future .

May 1, 2026
Unprompted review
Rated 5 out of 5 stars

It doesn’t have to be confusing!

After a huge amount of researching, going down rabbit holes, two meetings with different pension advisors, even taking on a myriad of recommendations from keyboard ‘experts’ on all things pensions, it was a huge relief to come across Pense.

From my first meeting with Kirk around what my pension contributions needed to do for me and my circumstances, agreeing where my comfort levels needed to be, using terminology that even I understood, through to being brilliantly supported by Lauren on a weekly basis around the pension journey and timelines, was a welcome relief!

I reflect now on the whole process and there is nothing I would do differently, no ‘if only’ or ‘maybe I should have done it another way’ nothing but peace of mind.

Refreshingly different in terms of communications, terminology used, listening to what needs to work for you, I highly recommend taking a good look at Pence.

Thank you Kirk, Lauren and the team at Pense, gold star service.

May 28, 2026
Unprompted review
Rated 5 out of 5 stars

Excellent.

From the first phone call to completion Pense were great. James was very good at explaining my options and this really helped me make my decision. Highly recommend this company. Glad I found them.

April 16, 2026
Unprompted review
Rated 5 out of 5 stars

After looking around to try and sort my…

After looking around to try and sort my private pension out . I came across pense. And from the first time I spoke with them I felt comfortable . Then spoke to there financial advisor who helped me out so much to get everything that I was wanting . And explained things to me very clearly as I had a few blonde moments . Then every Friday I would get a email with a update with the progress of what was happening. Great service always answered when u phoned or emailed . Would definately recommend if you trying to sort you pension out . Thank you

May 18, 2026
Unprompted review
Rated 5 out of 5 stars

Highly recommended

Kirk , Liv and Amber did a great job . I was kept informed all though this long process to secure the best outcome .
A truly experienced and professional team .

May 17, 2026
Unprompted review
Rated 5 out of 5 stars

All my pension worries sorted.

I believe Pense got me a very good deal on my annuity. I was given weekly updates on progress and received my first payment from the provider after about 3 months from first contacting Pense. This was in line with their forecast.

May 1, 2026
Unprompted review
Rated 5 out of 5 stars

Very impressed by the level of service…

Very impressed by the level of service given from all of the team involved - initially Steve Picken in gathering information and initial discussions, then Ross Taylor in giving advice on the best choices to suit my needs and finally Liv Carey for keeping me full informed throughout the process with regular emails.
Would recommend Pense for anyone looking for advice on what to do with their pension pot(s)

May 13, 2026
Unprompted review
Rated 5 out of 5 stars

Expertise and great communications

Pense helped me look into my options for organising and consolidating my various pension pots from different schemes into the best solution for me. Communication was always timely and clear, and with several companies to chase, they took all the hassle out of it for me. The staff were all very professional and helpful, and when required, they chased up the providers to ensure that all was done in good time.

May 1, 2026
Unprompted review
Rated 5 out of 5 stars

An efficient and friendly service that catered precisely for my needs

I recently retired and some months prior to this I spoke with Kirk about my specific needs and for both a the tax free lump sum and the annuity. I found the advice/guidance first rate, uncomplicated and focused on my needs, not over sales like some I spoke to. When it came to executions of moving my pot and administering the component parts I was kept informed by Liv who was also incredibly responsive to any questions I had. End result all monies in the right place at the right time, excellent service.

May 12, 2026
Unprompted review
Rated 5 out of 5 stars

Very knowledgeable staff

Very knowledgeable staff. Ross was great when it came to comparing the Market for me. After lots of questions from me I then received personal quotes which enabled me to make a decision after taking into account Ross' advice and additional ideas. I was hesitant in going to an independent advisor but the Pense service includes this if you want it and I'm glad I used this service. Their flat fee, rather than a percentage, saved me some 2k in fees!! As to admin, I was very impressed with Lauren who kept me informed all the way through the process including chasing up my pension company and liasing with the new annuity company I had chosen.
All in all a really professional company.
Thanks to all the team
Jerry

May 1, 2026
Unprompted review
Rated 5 out of 5 stars

I felt reassured at all times with my…

I felt reassured at all times with my experience with Pense. Highly professional, courteous and friendly on all occasions I never felt any worries with the whole process. In fact they made it a doddle. Very impressed and happy to recommend.

May 11, 2026
Unprompted review
Rated 5 out of 5 stars

Excellent service

Excellent service, no pressure gave me lots of time to think through the advice. All went smoothly, James and Liv were very helpful and knowledgeable.

May 11, 2026
Unprompted review
Rated 5 out of 5 stars

Five Star Service

Needed help turning my company pension pot into the highest-yielding annuity I could get, and Pense were superb. Detailed but easy to understand advice based on my own personal needs, medical issues, etc, all handled with speed and efficiency, even when my employer’s side were dragging their feet.

Very pleased with the tax free lump sum and monthly income, arranged through a top-name pension provider , leaving me with no worries or regrets.

Regular updates on progress, and all queries quickly answered .

Highly recommend Pense.

May 9, 2026
Unprompted review
Rated 5 out of 5 stars

All the staff very friendly and very…

All the staff very friendly and very good at keeping me up to date with what was going on. I did not have a clue what was best for me but my advisor ross Taylor was very helpful. He made everything easy to understand. Also Lauren was very helpful and always replied to any emails a sent with questions. And done this with speed she was also very good at chasing up the pension company for me. And when Lauren was on holiday Harriet took over for Lauren. Harriet was also very professional and great in keeping me updated. And there for any questions. Nothing was no trouble for all the staff at pense. I would highly recommend them as I already have. And they are still there for me

April 23, 2026
Unprompted review
Rated 5 out of 5 stars

Delighted

My journey with pense started very badly as i was bombarded with calls and emails. So i reviewed 1 srar. The director called personally to apologise and explained it was due to new staff and a new system. He also offered, as a goid will gesture, to halve the commission, bringing the value of the annuity to virtually the same as I found with the same provider online.
I decided to give them another chance.
Their financial advisor was clear, helpful and knowledgeable.
Their team kept me up to date, even when in China, where communications are challenging.
They were always contactable. Very important and reassuring during the start of the Iran war.
I have no hesitation in giving 5stars and highly recommending Pense.

April 16, 2026
Unprompted review

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