Perpay logo
Visit website

Perpay Reviews 3,619

•
TrustScore 4.5 out of 5

4.6

Money & Insurance
Write a reviewVisit website
Write a review

While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more

To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more

Review summary

Created with AI, based on recent reviews

Reviewers overwhelmingly had a great experience with this company. Customers consistently praise the company for its excellent products, user-friendly experience, and convenient payment system. Many appreciate the ability to acquire desired items through manageable payment plans, which also helps improve their credit scores. The delivery service is frequently highlighted for its speed and reliability, and people value the automatic payment deductions from their paychecks, making the process stress-free. However, some customers also noted that product prices can be higher than market value. A few people experienced issues with delivery, including receiving incorrect or damaged items, and some reported difficulties with the return process. Additionally, a small number of self-employed individuals found the direct deposit requirement restrictive, preventing them from utilizing the service.

What people talk about most

Product

Customers consistently note positive experiences with product, praising the wide selection of quality items... See more

Payment

People report positive experiences with payment, especially appreciating the convenience of automatic... See more

User experience

Customers had positive experiences with user experience. Many reviewers found the process easy, convenient,... See more

Price

Users describe positive interactions with price, finding items affordable through reasonable payments, which... See more

Delivery service

Consumers generally express satisfaction with the delivery service. Many reviewers highlight the fast... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Excellent way for those whose credit is not up to what greedy companies want to be able to get what they want. Rather for yourself or a gift you now have an option to get the more expensive things.... See more

Rated 5 out of 5 stars

I've been using Perpay for small, medium and large purchases for many years. The inventory is great with many premium brands. Never had an issue ordering or with deliveries. Once they started offer... See more

Rated 5 out of 5 stars

Been with Perpay for years. Had a big hiccup with my overpayment deposit. Did not arrive normally during business hours or even earlier Dropped by 6pm.I do really enjoy having nice things. Hope you as... See more

Rated 5 out of 5 stars

Honestly gave me the feeling of being in control again! My finances are killing me trying to get ahead or prevent from falling behind to say the least is the real struggle, but with the way it's desi... See more

Company details

  1. Money & Insurance

Written by the company

Purchase the products and brands you love by making small, easy payments straight from your paycheck. Build credit along the way while you shop! No credit check, no interest. Perpay is a certified B Corp, which means that we are a part of the global movement for an inclusive, equitable, and regenerative economic system. B Corps are dedicated to using business as a force for good and meet high verified standards of social and environmental performance, transparency, and accountability to all of their stakeholders. Learn more at https://www.bcorporation.net/en-us/find-a-b-corp/company/perpay-inc/.

Contact info

4.6

Excellent

TrustScore 4.5 out of 5

4K reviews

5-star
4-star
3-star
2-star
1-star

At Trustpilot, it's all about human content. This business can also access our AI-assisted response tool which helps them draft replies.

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more
Rated 5 out of 5 stars

Excellent Service

The experience has been really good. Able to purchase products I may need or want without having to worry about falling behind since it directly taken out my paycheck via direct deposit

April 15, 2026
Rated 5 out of 5 stars

I absolutely love Perpay

I absolutely love Perpay. It is enabled me to get pretty much whatever my family needs like my mom has been having trouble because Dad won’t help her with the dishes so I was able to just ship a dishwasher to them so that’s cool and then my nieces and nephews got there well I bought him an Xbox one or whatever and I was able to order them an extra controller on prepaid. I order me a couple tools order My Sister a dash cam cause you just got pulled over recently and the cop is saying that she was speeding as she swears up and down she was not so I was like all right let’s get a dash cam it’s pretty cool. I was able to get a VR headset and my nieces and nephews are having a blast with that. It’s cool that you can serve direct deposit and you don’t even have to think about it and then what do you think about something that you might want you’re like oh shit I wonder if it’s on Perpay and sometimes it is someone’s not by it’s cool to have that you know what I mean you could just get it and you don’t even have to worry about it. I’ll just get what you want and worry about it later anyway thanks guys love y’all.

February 20, 2026
Rated 5 out of 5 stars

Love this app

Love this app! Great way to be able to buy items and split up the payments. Its nice they automatically are set up with ky direct deposit from work so I don't miss payments. Items a slightly higher but with no interest on the payments it all equals out of feel like.

April 13, 2026
Rated 5 out of 5 stars

Credit help with ease

I am very happy with this service. Credit goes up each month with on time payment. Between this place and world finance company. I have gone up over 150 points on my credit score. It's nice to have this kind of convenient low payment to get better credit.

February 12, 2026
Rated 5 out of 5 stars

I love Perpay!!

I've been using Perpay for small, medium and large purchases for many years. The inventory is great with many premium brands. Never had an issue ordering or with deliveries. Once they started offering a credit card, I applied and have been using my card for a while, also with no issues. I'm very happy with everything!

April 1, 2026

The Trustpilot Experience

Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.

Companies can ask for reviews via automatic invitations. Labeled Verified, they’re about genuine experiences.

Learn more about other kinds of reviews.

We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.

Learn about Trustpilot’s review process.

Here are 8 tips for writing great reviews.

Verification can help ensure real people are writing the reviews you read on Trustpilot.

Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.

Take a closer look