Excellent way for those whose credit is not up to what greedy companies want to be able to get what they want. Rather for yourself or a gift you now have an option to get the more expensive things.... See more
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Been with Perpay for years. Had a big hiccup with my overpayment deposit. Did not arrive normally during business hours or even earlier Dropped by 6pm.I do really enjoy having nice things. Hope you as... See more
Runs on Auto-piolet, w/ the bonus of helping to build credit. I love how I don't even have to think about making the payment. It just automatically happens in little weekly bites instead of one larger... See more
I mess with Perpay the long way I just got a Switch 2 Mario kart world bundle with all he accessories and whatnot I couldn’t be any more happier I’ve paid off my first order,built my credit up 24 po... See more
Company details
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Purchase the products and brands you love by making small, easy payments straight from your paycheck. Build credit along the way while you shop! No credit check, no interest. Perpay is a certified B Corp, which means that we are a part of the global movement for an inclusive, equitable, and regenerative economic system. B Corps are dedicated to using business as a force for good and meet high verified standards of social and environmental performance, transparency, and accountability to all of their stakeholders. Learn more at https://www.bcorporation.net/en-us/find-a-b-corp/company/perpay-inc/.
Contact info
Philadelphia, United States
- hello@perpay.com
- perpay.com
4.6
Excellent
4K reviews
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Been with Perpay for years
Been with Perpay for years. Had a big hiccup with my overpayment deposit. Did not arrive normally during business hours or even earlier Dropped by 6pm.I do really enjoy having nice things. Hope you as well.
March 3, 2026
Love this company never have had any…
Love this company never have had any problems thank you
March 3, 2026
Great experience when I use it — solid credit-building tool
I don’t use Perpay very often, but when I do, my experience has consistently been great. The platform is easy to use, payments are clear and predictable, and I really appreciate that they report to credit bureaus — that alone has made a positive difference for me.
I also like that they reward responsible usage rather than encouraging overspending. It feels structured and intentional, which I value.
The only reason I don’t use Perpay more frequently is because I’d love to see additional options beyond the marketplace, such as the ability to book flights, hotels, or trips. That would make it something I’d use much more often.
Overall, Perpay has been reliable, helpful, and a solid tool for anyone focused on responsible spending and credit building.
March 2, 2026
Great app everything is don quick and…
Great app everything is don quick and fast love this app
March 2, 2026
The offer that you guys have for me and…
The offer that you guys have for me and how the payment set up.
March 1, 2026
Great way to safely build credit.
March 1, 2026
I like how they work with me and have…
I like how they work with me and have all I need on here
February 27, 2026
Great quality everything
Great quality everything! I turn to Perpay when I have nowhere else to go and they always take care of me! Thankyou Perpay! Xo
February 27, 2026
Talk about easy
Talk about easy. Set it and forget it. Build your credit and don’t worry about the payments because they come out of you paycheck before your paycheck hits your bank. I recommend perpay to all of my co workers.
February 27, 2026
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