Personal Guarantees UK Reviews 21

TrustScore 4.5 out of 5

4.6

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Rated 5 out of 5 stars

I have recently used the services of Personal Guarantees UK to assist me with the insolvency of my limited company. I had appointed a liquidator who directed me to to get assistance with an ove... See more

Company replied

Rated 5 out of 5 stars

Andrew took plenty of time to analyse my position as the Personal Guarantees were very complicated. He very quickly formulated a plan and negotiated settlement of the P.Gs to my advantage even though... See more

Company replied

Rated 5 out of 5 stars

Navigating debt can be fraught with emotional and mental challenges. Working with Andrew we were able to secure agreements to settle personal guarantees in a favourable way. It was good to have someon... See more

Company replied

Rated 5 out of 5 stars

5 stars for sure, if I’m stupid enough to rack up a load of personal guaranteed debt again I’ll be sure to use Andrew again. Valuable industry knowledge along with highly reasonable rates have... See more

Company replied

Company details

  1. Insolvency Service

Written by the company

Personal Guarantees UK are a professional services consultancy, providing specialist professional advice and solutions to individuals and directors of failed companies facing personal guarantee claims arising out of insolvency. Serving our clients across the UK through a centralised administrative back-office function based in the North West, Personal Guarantees UK can achieve the best possible financial outcomes available to clients through informal negotiated settlements. Based on over thirty years of corporate and personal insolvency experience, Personal Guarantees UK are committed to providing a professional and timely service to our clients. This commitment to service has led to an outstanding industry wide reputation which is setting the benchmark for this specialist area of debt management services. This unique and exceptional service to clients also means that professional referrers can be assured that their clients will be in the best hands possible to assist them resolve claims brought against them personally. This is now reflected in the number of national, medium sized and smaller insolvency, legal and accounting firms that now regularly refer their clients to us. PGUK has been negotiating and settling PG claims for directors for over 14 years. With the teams overall experience spanning 34 years of corporate and personal insolvency any director referred to us will be in safe hands.


Contact info

4.6

Excellent

TrustScore 4.5 out of 5

21 reviews

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Rated 5 out of 5 stars

Andrew took plenty of time to analyse…

Andrew took plenty of time to analyse my position as the Personal Guarantees were very complicated. He very quickly formulated a plan and negotiated settlement of the P.Gs to my advantage even though it was a lengthy process. I would certainly recommend them to anyone looking for help in a similar situation.

April 16, 2026
Unprompted review
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Reply from Personal Guarantees UK

Thank you for taking the time to leave a review.

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Rated 5 out of 5 stars

Really happy with my experience using personal guarantees

I have recently used the services of Personal Guarantees UK to assist me with the insolvency of my limited company.
I had appointed a liquidator who directed me to to get assistance with an overdrawn directors loan account and a loan I had guaranteed myself.
I have just settled the directors loan account for a reasonable amount.
I could not have done this without Andrews help.
Great communication and knowledge in this field.
It was reassuring to have someone to consult and advise me on the best way to deal with a stressful situation.

April 10, 2026
Unprompted review
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Reply from Personal Guarantees UK

Thank you for the review.

Rated 5 out of 5 stars

Navigating Debt Calmly

Navigating debt can be fraught with emotional and mental challenges. Working with Andrew we were able to secure agreements to settle personal guarantees in a favourable way. It was good to have someone who is clearly very knowledgeable about how these things work on our side. Andrew was calm and supportive throughout negotiations. I wouldn't hesitate to recommend him and his company.

February 13, 2026
Unprompted review
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Reply from Personal Guarantees UK

Thank you for your review.

Rated 5 out of 5 stars

It can be devasting when your business…

It can be devasting when your business that you've work so hard to build fails. Then on top of that the PG loan is being called in.
At a time that was one if my lowest and lonely Andrew was there to support and help. He provided sound professional advice and talked through all our options and screanios so we could make informed decision.

I would highly recommend amd we've had a very successful outcome because of Andrew.

December 2, 2025
Unprompted review
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Reply from Personal Guarantees UK

Thank you for your review.

Rated 5 out of 5 stars

Have Faith, there is help!

For anybody who finds themselves in the PG trap after your business fails, it feels the world is caving in, there are no options, it’s certainly not where you wanted to be,
Have faith, after 2 years Andrew has spent alot of time listening to us and making plans to sort out different PG’s we were tied too, he is very sensitive to your concerns, gives advice and guidance and eventually got us out of a big hole,
We can do no more than thank and praise him for his time, if we needed him urgently he would always respond, in a calm manner that filled us with confidence,
Ontop of the excellent service his rates are very reasonable, certainly compared to other options we were given at the start,
We really hope we don’t need you again but we know where to come if we do
Thankyou
Andy and Deb

November 27, 2025
Unprompted review
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Reply from Personal Guarantees UK

Thank you for your review.

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Rated 5 out of 5 stars

PG troubles

If you're reading this you're in trouble, stress, sleepless night's, bankruptcy and home repossessed are all threatened and you're wondering what on earth you can do. Creditors of all shapes and sizes with professional legal teams are piling pressure on you and your family. THERE IS A SOLUTION! Andrew was able to help me with our horrendous pg problems after suffering a series of bad debts, despite being told by two solicitors that it was impossible to reach an agreement ( without involving them at massive expense and the inevitable long timeframe) Andrew, in a calm and timely manner was able to negotiate a settlement with all my creditors. Without bankruptcy,an IVA any effect on my credit rating and most importantly keeping our family home. A fantastic result if painfully achieved and a lesson learned, don't trust leasing companies!
Thank you Andrew and Graham

September 19, 2025
Unprompted review
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Reply from Personal Guarantees UK

Thank you for your review.

Rated 5 out of 5 stars

Expert guidance

After our business sadly had to go into administration, Andrew has recently successfully negotiated a complex personal guarantee deal with two separate parties, for myself and a fellow director, expertly.

I wouldn't like to think where we'd have got to without his guidance. Highly recommend.

October 2, 2025
Unprompted review
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Reply from Personal Guarantees UK

Thank you for your review.

Rated 5 out of 5 stars

5 stars for sure

5 stars for sure, if I’m stupid enough to rack up a load of personal guaranteed debt again I’ll be sure to use Andrew again.

Valuable industry knowledge along with highly reasonable rates have made this quite problematic scenario fairly simple.

There’s plenty of companies out there that will try to take advantage of your situation and over charge, Personal Guarantees UK certainly won’t whilst still getting results.

Thanks again Andrew!

September 24, 2025
Unprompted review
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Reply from Personal Guarantees UK

Thank you for your review.

Rated 5 out of 5 stars

Professional Service

I've been working with Personal Guarantees UK for nearly 5 months now after having to liquidate my business which was carrying a great deal of debt, and had a number of PG's. Andrew has proved himself to be highly knowledgeable in navigating the issues I'm facing, providing sound advice in a clear & concise manner. Although some of the strategies we've discussed haven't quite gone to plan so far (mainly due to timing issues that are outside our control), I've been very happy with the advice & guidance provided and would recommend PGUK to anyone seeking to engage a professional for assistance who's in a similar position to myself.

September 23, 2025
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Reply from Personal Guarantees UK

Thank you for your review.

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Rated 5 out of 5 stars

Like a lot of people I was not aware of…

Like a lot of people I was not aware of the financial pitfalls of personal guarantees and how they work in regards to business debts.
Andrew provided clear and practical advice and even negotiated on my behalf given his numerous contacts in the industry. Without doubt I would have been in an even worse position had I tried to fumble through on my own. It’s worth mentioning Graham as well who was extremely helpful with insolvency knowledge.

September 19, 2025
Unprompted review
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Reply from Personal Guarantees UK

Thank you for your review.

Rated 5 out of 5 stars

Fantastic

Fantastic, proportionate and professional advice.

Andrew is amazing.

August 12, 2025
Unprompted review
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Reply from Personal Guarantees UK

Thank you for your review.

Rated 5 out of 5 stars

Trusted, Professional Advice

I’ve worked with Andrew at Personal Guarantees UK over the past couple of years, and I can honestly say the support and guidance he’s provided has been invaluable. Andrew has always taken the time to offer clear, practical advice without ever being pushy, and he consistently puts advice first before even mentioning payment. His approachable and professional manner made a difficult situation much easier to navigate, and I wouldn’t hesitate to recommend him and Personal Guarantees UK to any director in need of trusted support.

February 1, 2025
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Reply from Personal Guarantees UK

Thank you for your review.

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Rated 5 out of 5 stars

Great service

Great service. Very supportive throughout the process

January 10, 2025
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Reply from Personal Guarantees UK

Thanks for taking time to leave a review. Always happy to help.

Rated 5 out of 5 stars

Very helpful and efficient

Very helpful and efficient. Gave me much needed direction and breathing space!

August 1, 2025
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Reply from Personal Guarantees UK

Thanks for taking time to leave a review. Always happy to help.

Rated 5 out of 5 stars

Andrew is the oracle

Andrew is the oracle when it comes to personal Guarantees! Andrew is extremely professional and knowledgeable, explaining things in a way you can understand and has been indispensable with his expertise. If you need guidance with personally Guaranteed debts, PG UK are the ones to go to!

August 5, 2025
Unprompted review
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Reply from Personal Guarantees UK

Thanks for taking time to leave a review. Always happy to help.

Rated 5 out of 5 stars

Definitely give PGUK a call!

Andrew is extremely knowledgeable about personal guarantees and the service he offers is invaluable to those struggling with personal guarantees and settlement negotiations. I would highly recommend speaking with PGUK, there may be an option you weren’t aware of!

August 5, 2025
Unprompted review
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Reply from Personal Guarantees UK

Thanks for taking time to leave a review. Always happy to help.

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Rated 5 out of 5 stars

Highly Recommend

Andrew is a very knowledgeable person within his field of expertise.
He was very good at putting things in to ‘layman terms’ and made it very easy to understand.
I would definitely use Andrew again if required and would 100% recommend him for advice.

July 1, 2025
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Reply from Personal Guarantees UK

Thanks for taking time to leave a review. Always happy to help.

Rated 5 out of 5 stars

I really appreciate the professionalism…

I really appreciate the professionalism and expertise from Personal Guarantees UK. Their team is knowledgeable and offers clear guidance on personal guarantees. Their transparency, responsiveness, and dedication to client satisfaction truly set them apart. Whether you're a business owner or an individual seeking clarity on personal guarantees, I'd highly recommend Personal Guarantees UK for reliable advice and service.

August 15, 2023
Unprompted review
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Reply from Personal Guarantees UK

Thanks for taking time to leave a review. Always happy to help.

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