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Petgevity Reviews 

6,369
TrustScore 4.5 out of 5

4.3

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Review summary

Created with AI, based on recent reviews

Considering 1,309 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently praise the fast and efficient service, stating that insurance claims are usually settled promptly and fairly without any issues. Many people also deeply appreciate the friendly support team, smooth ongoing communication, and the immense convenience provided by round-the-clock online vet video calls. However, some customers also noted that renewal prices can increase significantly after the first year, leading to unexpected costs for policyholders. Some reviewers expressed frustration that subscription premiums tend to rise annually, even for loyal pet owners who have never made a claim.

What people talk about most

Price

Clients share ambiguous opinions on price, with many praising the initial competitive rates and user-friendly... See more

Claim

People report ambiguous experiences with claim, reflecting a high level of disagreement among reviewers.... See more

Service

Reviewers highlight positive aspects of service, noting that it is handled promptly and efficiently with... See more

Customer service

Customers report positive experiences with customer service, noting that staff are remarkably helpful,... See more

Subscription

Users describe ambiguous interactions with subscription renewals, revealing a wide split in customer... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Been with Petgevity a few years and have found their service excellent and very easy to communicate with. When our dog became Diabetic They paid all our bills which were alot) and when it was time to... See more

Company replied

Rated 5 out of 5 stars

Having Petgevity cover puts our mind at rest completely. No matter what happens with our little dog we know she will be cared for in every way. Claims are paid promptly and without any complications... See more

Rated 5 out of 5 stars

I had been with Petgevity for around 3 years. When my dog took cancer and we were doing through a difficult time they took care of everything along with our vets. Unfortunately Maddie didn't make it... See more

Rated 5 out of 5 stars

You find out how good your pet insurance is when you need to make a claim. I cannot fault how Petgevity have dealt with my claims. I had to say goodbye to one of my cats, recently and the compassion a... See more

Company replied


Company details

  1. Pet Insurance Company
  2. Insurance Company

About Petgevity

Written by the company

About us

It's time pets had the support they need to live long, healthy lives – regardless of their health history. So in 2021, Petgevity made a promise to support this goal by providing the right care, the right cover and the right protection 👩‍⚕️

Pets are more than just animals… They're family, and they deserve the best chance to live a long, vibrant life, free from limitations. That's why we created Petgevity – designed to help every pet thrive, no matter their health history or age 🐶🐱

Why Petgevity?

Protect your cat or dog from just four weeks old with no upper age limit and cover for pre-existing conditions*.

It's pet insurance to suit both your pocket and your pet's individual needs.

  • A choice of vet fee limit between £1,000 and £15,000
  • Quick payment – Our claims were paid on average in 3.5 days in 2025, with an 89.68% approval rate
  • Decide if you'd like to add an excess or bill share (also known as co-payment)
  • Choose additional cover options like dental illness, travel and holiday, and missing pet cover
  • Pick and mix cover limits to suit each individual pet, all under one multi-pet policy

With Petgevity, you get more than just vet fee cover:

  • Unlimited 24/7 video calls to UK-based experts FirstVet 📲
  • Dental accident cover 🦷
  • Behavioural treatments and complementary therapy 👩‍⚕️
  • Emergency care 🏥
  • Third-party liability for dogs 🐶
‡ Our Lifetime and Lifetime Plus pet insurance have a Defaqto 5 star rating when you choose vet fees over £4K, with all optional add-ons included. Basic cover alone has a 3 star rating.

*Cover for pre-existing medical conditions is subject to acceptance on our Lifetime Plus policies. They will not be covered unless you have declared them and they are shown on your Confirmation of Cover.

Reviews prior to 15th March 2025, were for this business under its former name.

Contact info

4.3

Excellent

TrustScore 4.5 out of 5

6K reviews

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4.3

All reviews

(6,369)

1,273 reviews in the last 12 months

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Rated 5 out of 5 stars

I've been very happy with the service…

I've been very happy with the service we receive from Pergevity, the premiums are fair, the lifetime cover is exactly that and the access to first vet is invaluable.

July 19, 2026
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Reply from Petgevity

We're so happy to hear you're pleased with our service, and access to FirstVet. Thank you for your wonderful feedback!

Kind regards,
Petgevity Team

Rated 1 out of 5 stars

Disallowed a claim for eye condition …

Disallowed a claim for eye condition because of a previous EAR infection
Literally anything to get put of paying out..is it actually worth it

July 12, 2026
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Reply from Petgevity

Good Afternoon,

Thank you for taking the time to leave your review.

I am sorry if you have had a claim recently declined, and if you feel our coverage did not meet your expectations. Our policy wording outlines the details of the cover that we provide. This includes any terms and conditions, and policy limits for each section of cover.

Pre-existing medical is only covered on a policy when it has been declared, and accepted on your confirmation of cover. If we have not been made of any previous medical then there would be no cover for anything directly or indirectly related.

Please reach out at anytime if there is any further assistance that you require by contacting us at info@petgevity.co.uk or calling Customer Services on 03330063211.


Kind regards,
Kayleigh

Rated 5 out of 5 stars

I’ve had a great experience with this…

I’ve had a great experience with this pet insurer. Some time ago I made my first claim for one of my dogs, and the whole process was incredibly quick, straightforward, and hassle-free. The claim was handled efficiently, and everything was settled much faster than I expected. It’s reassuring to know my pet is covered by a company that makes things so easy when you need them most. I would definitely recommend them.

August 2, 2026
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Reply from Petgevity

We are so pleased to hear about your positive experience with our pet insurance and the smooth claims process for your dog. It's wonderful to know we could provide prompt and hassle-free support when you needed us most. We truly appreciate your kind recommendation!

Kind regards,
Petgevity Team

Rated 5 out of 5 stars

Easy to look on website and view…

Easy to look on website and view policy. Clear communication regarding policy and renewal process.
There is always a means of speaking with someone regarding policy and any changes that need to be made.

July 17, 2026
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Reply from Petgevity

Thank you for the kind feedback, we're pleased the website makes it easy to view your policy and that our communication around renewals has been clear. It's great to know you've always been able to reach someone when needed too.

Kind regards,
Petgevity Team

Rated 5 out of 5 stars

Can’t recommend Petgevity highly enough

You find out how good your pet insurance is when you need to make a claim. I cannot fault how Petgevity have dealt with my claims. I had to say goodbye to one of my cats, recently and the compassion and professionalism Petgevity showed me, was faultless. They dealt with my claim promptly and without question. I have already recommended them to family and friends

May 1, 2026
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Reply from Petgevity

Thank you so much for sharing this, we're truly sorry for the loss of your cat. We're glad our team could support you with compassion during such a difficult time, and that your claim was handled promptly and without question. Thank you also for recommending us to family and friends, it means a great deal to us.

Kind regards,
Petgevity Team

Rated 5 out of 5 stars

Didnt have to do anything

Didnt have to do anything. Just let the contract roll on

July 17, 2026
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Reply from Petgevity

Thank you for the feedback, we're glad renewal was completely hassle free for you.

Kind regards,
Petgevity Team

Rated 5 out of 5 stars

Great if need to contact

Great if need to contact, fast claim process and renewal doesn't increase to a silly amount when claim been made

August 1, 2026
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Reply from Petgevity

Thank you for the great feedback, we're pleased the claims process was fast.

Kind regards,
Petgevity Team

Rated 5 out of 5 stars

I have signed up my dog insurance as…

I have signed up my dog insurance as all insurance it’s not the cheapest and as for a claim I hope I never have to find out what claiming is like

June 18, 2026
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Reply from Petgevity

Thank you for trusting us with your cover, We hope you never need to claim, but we'll be here to support you if you do.

Kind regards,
Petgevity Team

Rated 5 out of 5 stars

Good cover very easy to deal with

Good cover very easy to deal with, claims easy to process. Would highly recommend Petgevity

July 31, 2026
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Reply from Petgevity

Thank you for the lovely feedback, we're delighted you found the cover good and claims easy to process. Thank you also for recommending us.

Kind regards,
Petgevity Team

Rated 5 out of 5 stars

Friendly helpful staff

Friendly helpful staff. Easy to deal with

July 15, 2026
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Reply from Petgevity

Thank you for the lovely feedback, we're delighted our team were friendly and helpful and that everything was easy to deal with.

Kind regards,
Petgevity Team

Rated 1 out of 5 stars

Uncompetitive

Massive price increase. I’ll be looking around for a better deal.

July 31, 2026
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Reply from Petgevity

Dear Mike,

Thank you for taking the time to leave your review.

I am sorry to hear your renewal price is not what you were looking for.

Although our pricing team work hard to keep our prices competitive at renewal, there are factors that can increase the cost. This will partly be down to whether there have been any claims, the age and breed of your pet, along with other things such as rising vet fees and increased underwriting costs.

If you would like to discuss any options to try and reduce the premium, then please call us on 03330063211 or email info@petgevity.co.uk.


Kind regards,
Kayleigh

Rated 5 out of 5 stars

Good price paid up very quickly when…

Good price paid up very quickly when Willow was l a couple of months ago
Very helpful

July 29, 2026
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Reply from Petgevity

Thank you for sharing this, we're really glad we could pay out quickly for Willow when it mattered.

Kind regards,
Petgevity Team

Rated 5 out of 5 stars

Really easy to get quote & change…

Really easy to get quote & change levels of cover via Meerkat & then chat to real person via their online Chat.

July 30, 2026
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Reply from Petgevity

Thank you for the great feedback, we're pleased the quote process and adjusting cover levels was easy, and glad our online chat team could help.

Kind regards,
Petgevity Team

Rated 1 out of 5 stars

Worst experience in my 12 years of insuring my pet.

I looked carefully before renewing my border terrier's insurance at age 11. He had developed an underlying chronic pancreatitis, this was well managed, and petgevity appeared to have fewer exclusions related to his digestive system than other providers, so I was prepared to pay the £67 per month premium.
My beloved dog sadly developed blood in his sneezes earlier this year. I took him to the vets who prescribed antibiotics to see if it cleared up. It didn't, so they referred him to the vet teaching hospital for diagnostic imaging, and at this point the hospital began his insurance claim.
We received the worst news possible, a terminal stage 3 complex cancerous tumour in his sinuses. Radiotherapy would only provide a maximum of 6 months additional time with us, 3 of which would be spent with 3 weekly radiotherapy sessions under GA. We felt we couldn't put him through that ordeal.
A week and a half ago, he had a seizure and we had to make the most heartbreaking decision to say goodbye to him.
Petgevity have been absolutely awful. I emailed them to explain he wouldn't need the renewal, but we would need to add euthanasia to his claim, not his cremation because we were self funding that. In the last week and a half I have had an email saying they are closing his claim because they couldn't get additional info from my vet, I tried to email customer service knowing I would be too upset to speak about it in a phone call. They responded with a standard message asking for his policy number and details, even though I had included this in my original email. I then got an unfeeling response saying I was covered for the cremation as I didn't add it as an extra. This wasn't what I had asked in the first place. I responded and said I will ask my vet to liaise with you. I then got a completely different response from a kind and empathic person, expressing condolences. Then I got another email this week with my original query, saying we haven't heard from you!! I emailed back and said you have, I have liaised with different people in relation to this query, and I wanted to make a formal complaint about the way they were handling my claim. I received a response today with the same original message, please tell us your policy number and details etc. Today I have collected my dog's ashes and settled his bill myself. I cannot face dealing with this atrocious company any more. I thought I was buying some protection and peace of mind, instead I feel they have done everything possible to avoid honouring my claim at the worst time possible. Absolutely do not recommend.

July 30, 2026
Unprompted review
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Reply from Petgevity

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Rated 1 out of 5 stars

I'm not happy with the service offered…

I'm not happy with the service offered by this insurance provided in terms of Renewal. Canceling auto-renewal on their website is deliberately difficult because they make you wait for Customer Service availability. If you inform them you've already switched insurance providers, they'll try to retain you with a reduced renewal quote. I have moved to Tesco Pet Insurance and they are much more competitive and saving money with the same piece of mind. The first thing that annoyed me at the start of the policy was the lack of a selection option to pick my cat breed. I have a British Longhair, but the platform only lists British Shorthair as an option. I had to call them to add a note about the breed, but I don't understand why they can't simply improve the list of breeds available on their platform. I done quotes with other insurance providers and they had it available and I have reported it when my policy started two years back and they still didn't make a chance since. Over the two years I had the policy, the renewal price consistently went up. I consider this a major obstacle that could discourage many meticulous people from proceeding with the policy. Additionally, the renewal process was an absolute failure. I've already purchased a new policy with Tesco Pet Insurance. They wouldn't allow me to cancel using a cancel button or stop the automatic renewal. Numerous companies offer a straightforward cancellation process, such as a simple drop-down menu for reasons or a feedback form. Implementing such a system would eliminate the need to interact with an agent who is often obligated to engage in sales tactics before processing the cancellation. Even if I explicitly stated that I have new policy at more competitive price, yet they still insists on me staying as this is the only moment when they can consider giving you a discount over the price that they increase on the renewal. For me this is an anti customer behaviour. We are in the 21st century and not everyone has time to deal with having to find time to cancel. It's straightforward to get a quote, but what I find baffling is the process of trying to cancel a renewal or a policy that automatically starts. They don't provide a simple way to stop the renewal, like a feedback form, and instead try to price match to keep you, even after you've already decided to cancel. This situation reminds me of times when Virgin Media and other phone companies, like Vodafone, made cancelling contracts really hard, and they were fined for anti-customer behaviour. I hope others have had similar problems and that this will lead to a better experience for all other customers.

July 30, 2026
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Reply from Petgevity

Dear Szymon,

Thank you for taking the time to leave a review.

We appreciate your feedback regarding your pets breed not being available, and are always looking at expanding the options in the future.

Policies can be opted out of renewal through your online account with us, or by contacting our team over web chat, email or by calling us.

Although our pricing team work hard to keep our prices competitive at renewal, there are factors that can increase the cost. This will partly be down to whether there have been any claims, the age and breed of your pet, along with other things such as rising vet fees and increased underwriting costs. We are always happy to discuss the price quoted and discuss any options to bring the price down.

I can see your policy had already renewed on the day you contacted us, and this is why we were unable to stop the renewal as a cancellation was now required. However, I am happy to confirm your cancellation was processed the same day.

We are sorry to see you go, but please reach out at anytime if there is any further assistance that you require.


Kind regards,
Kayleigh

Rated 5 out of 5 stars

Never any bother with claims price for…

Never any bother with claims price for policy reasonable against other companies phone call handlers always polite and helpful with enquiries

July 16, 2026
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Reply from Petgevity

We're so happy to hear that our claims process is easy. We appreciate your kind words about our helpful team!

Kind regards, Petgevity Team

Rated 5 out of 5 stars

All received claims promptly…

All received claims promptly acknowledged and paid.

July 22, 2026
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Reply from Petgevity

We're happy to hear that we processed your claims promptly. Thank you for your positive feedback!

Kind regards, Petgevity Team

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