P & M Financial Ltd Reviews 13

TrustScore 4.5 out of 5

4.5

While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more

To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more

Company details

  1. Financial Consultant
  2. Finance Broker
  3. Insurance Broker
  4. Mortgage Broker

Information provided by various external sources

Our mission statement is simple: "To offer full advice & recommendation for all your mortgage & protection needs, whilst offering you the smoothest possible journey" So whether you are: Buying your first home Reviewing your current mortgage Thinking of investing in the property market as a Landlord or Limited Company Looking to get Mortgage or Personal Protection (Life Insurance, Critical Illness Cover, Income Protection, Buildings & Contents Cover or Landlords Contents Cover) Contact us to arrange your FREE Mortgage Or Protection Review YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE


Contact info

4.5

Excellent

TrustScore 4.5 out of 5

13 reviews

5-star
4-star
3-star
2-star
1-star

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Excellent Service

We recently used P&M to arrange our mortgage and worked with Fabian, who was excellent throughout the entire process. He made what could have been a stressful experience feel straightforward and manageable.

From the beginning, Fabian was friendly, approachable, and easy to talk to. His communication was clear and he was always quick to respond to any questions we had. He took the time to explain each step of the process, which really helped us feel confident and informed.

His efficiency and understanding made the whole experience smooth from start to finish. We would highly recommend him to anyone looking for mortgage advice, especially first-time buyers who may be unfamiliar with the process.

March 19, 2026
Unprompted review
P & M Financial Ltd logo

Reply from P & M Financial Ltd

Thank you for taking the time to write this lovely review, glad Fabian went beyond and you are happy with our Services.

Advertisement
Rated 5 out of 5 stars

Wonderful experience as a first time buyer

Prabs acted as my financial/mortgage advisor whilst buying my first property and he got my mortgage application approved in just 4 days! Absolutely incredible experience. Prabs has been advising my family members for years now and even they have always had good things to say about his firm. A massive thank you!

March 15, 2026
Unprompted review
P & M Financial Ltd logo

Reply from P & M Financial Ltd

Thanks so much Ben, glad we got there swiftly for you!

Rated 5 out of 5 stars

We couldn’t be happier with the service…

We couldn’t be happier with the service Fabian provided at P&M Financial Ltd. From start to finish, he was incredibly quick to respond and always kept us updated. He carried out all the work as efficiently as possible and got our mortgage sorted without any hassle.
As first-time buyers, we were nervous about the process, but Fabian made the entire experience completely stress-free. Everything was explained clearly, and we always felt confident that we were in safe hands. We would highly recommend Fabian to anyone looking for a mortgage advisor.

February 26, 2026
Unprompted review
P & M Financial Ltd logo

Reply from P & M Financial Ltd

Thanks so much for the review and glad Fabian answered all your questions and is helping you through to completion and getting the keys!

Rated 5 out of 5 stars

Fabian was my mortgage broker and as a…

Fabian was my mortgage broker and as a first time buyer he made everything feel way smoother, as someone with not a lot of knowledge in the buying processes he was very helpful which put me at ease, constant communication and updates, but also making sure I get the best deals. Honestly, could not recommend enough!!

February 12, 2026
Unprompted review
P & M Financial Ltd logo

Reply from P & M Financial Ltd

Wonderful review, thank you for taking the time to write it.

Advertisement
Rated 5 out of 5 stars

Fabian was my mortgage broker

Fabian was my mortgage broker, and I honestly couldn’t have asked for a better experience, especially as a first-time buyer in a fairly complex situation. From day one, his communication was excellent: clear, reassuring, and always quick to respond. He took the time to explain everything, answered all my questions (there were a lot!), and found me a great deal. He was incredibly helpful, super efficient, and made what could have been a stressful process feel smooth and manageable. I’m so grateful for his support and would highly recommend him to anyone, especially first-time buyers who want someone they can truly trust.

January 16, 2026
Unprompted review
P & M Financial Ltd logo

Reply from P & M Financial Ltd

Amazing review for Fabian and so happy you felt he went over and beyond in looking after you.

Rated 5 out of 5 stars

I got service from Fabian this company.

I got service from Fabian this company.
He support remortgage kindly.
And also find the best option for me.

I am happy with it.
Sure I will keep next remortgage with P&M.

January 21, 2026
Unprompted review
P & M Financial Ltd logo

Reply from P & M Financial Ltd

Thanks so much Masa, glad Fabian was able to help.

Rated 5 out of 5 stars

Very friendly reliable and professional…

Very friendly reliable and professional service, I have received very excellent and reasonable rate mortgage.

Definitely recommend P&M Financial

March 4, 2025
Unprompted review
P & M Financial Ltd logo

Reply from P & M Financial Ltd

Thank you and glad to help you again after a few years now

Advertisement
Rated 5 out of 5 stars

Another positive experience

After having such a positive experience using P&M in 2019, when it came time to move in 2024, we went straight back to Prabs at P&M. He again took time to explain in depth all of our available options and helped us understand things we hadn’t even thought of. Prabs made the whole experience stress free and was very generous with his time for any queries/follow up questions. Will use again when the time comes.

February 1, 2025
Unprompted review
P & M Financial Ltd logo

Reply from P & M Financial Ltd

Thanks and glad we are getting you moving into your next home now.

Rated 5 out of 5 stars

Best Advice For The Future Ahead

Have had Prabs as my advisor for a while now and has always guided me in the best direction and taking onboard my future plans to then build the mortgage around that, always very thorough in finding the best deals at the current time. Very easy to talk to and covers all basis making your secure and happy going forward with things financially.

February 19, 2025
Unprompted review
P & M Financial Ltd logo

Reply from P & M Financial Ltd

Thanks Dean, always happy to help!

Rated 5 out of 5 stars

As a first time buyer I couldn’t have…

As a first time buyer I couldn’t have asked for better help from P&M especially Fabian who’s looked after me and helped me get a great deal on a mortgage. Made everything simple and straightforward and always kept me updated me any news or anything I needed to do. Would definitely recommend to a friend or family member.

March 1, 2025
Unprompted review
P & M Financial Ltd logo

Reply from P & M Financial Ltd

Thanks for the lovely review!

Rated 5 out of 5 stars

Couldn't recommend Fabian at P&M…

Couldn't recommend Fabian at P&M enough! As a first time buyer Fabian was brilliant in explaining everything to me, always made the time to answer my calls or responding to my emails as quickly as possible. Will certainly be using P&M for any future buys! Thank you again Fabs :)

March 12, 2025
Unprompted review
P & M Financial Ltd logo

Reply from P & M Financial Ltd

So pleased Fabian lived upto and exceeded expectations!

Advertisement

The Trustpilot Experience

Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.

Companies can ask for reviews via automatic invitations. Labeled Verified, they’re about genuine experiences.

Learn more about other kinds of reviews.

We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.

Learn about Trustpilot’s review process.

Here are 8 tips for writing great reviews.

Verification can help ensure real people are writing the reviews you read on Trustpilot.

Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.

Take a closer look