Polar Credit Reviews 

239
•
TrustScore 4 out of 5

3.9

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Rated 5 out of 5 stars

I was having issues getting approved for credit elsewhere. Polar credit helped us out. You can borrow as much or as little as you can afford each time from the credit you are approved for. I would r... See more

Company replied

Rated 5 out of 5 stars

Amazing. Borrow what you need they take min payment each month but you can pay extra on top. Interest isn't too high either. Def recommend. Def affordable compared to others

Rated 5 out of 5 stars

Absolutely amazing company! Staff are always so helpful and they are professional at all times. The service offered is amazing and nothing is too much for them to do. Repayments are set up with no has... See more

Company replied

Rated 2 out of 5 stars

The application process was okay, the money was available immediately, HOWEVER they LIED to me and said if I repaid my whole balance they would increase my limit, I asked them if they are SURE, they g... See more

Company details

  1. Non-Bank Financial Service
  2. also in
  3. Alternative Financial Service
  4. Financial Institution
  5. Loan Agency

About Polar Credit

Written by the company

New, simple way to access revolving credit. We are a reliable direct lender for your ongoing credit needs.
Representative example: Amount of credit: £1200, interest rate 49.9% pa (variable) and 1.65% transaction fee. Representative 68.7% APR (variable).

Contact info

3.9

Great

TrustScore 4 out of 5

239 reviews

5-star
4-star
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1-star

Asks customers to review

This company invites their customers to review, whether positive or negative

Hasn’t replied to negative reviews

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3.9

All reviews

(239)

19 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

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Rated 5 out of 5 stars

Very gud

Very gud ,easy enough experience

September 15, 2021
Polar Credit logo

Reply from Polar Credit

Hi Mark,

Thank you for your review! We are so pleased that you were happy with your experience of our service!

Kind regards,
Polar Credit

Rated 5 out of 5 stars

Has anyone managed to apply…successfully

Has anyone managed to apply successfully for a polar credit account ,I have applied and continually get either you have missed out number of dependant children or the second part of my postal code is incorrect and the latest is my date of birth is incorrect despite checking and double checking the app still managed to mess up if you don't want any new customers just say so don't play games .
T

September 13, 2021
Unprompted review
Polar Credit logo

Reply from Polar Credit

Hi Gregory,

We are so sorry to hear that you have had some difficulties completing our online application form. Please could you email info@polarcredit.co.uk with the error messages that you have received and we can assist you to help complete your application.

Kind regards,
Polar Credit

Rated 5 out of 5 stars

Excellent service

Excellent service, good rates, straightforward process.

September 6, 2021
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Reply from Polar Credit

Hi Liz,

Thank you for your lovely review! We are so happy to hear that you liked our straightforward service and our reasonable rate!

Kind regards,
Polar Credit

Rated 5 out of 5 stars

Brilliant service

July 13, 2021
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Reply from Polar Credit

Hi Nicki,

Thank you for your review! We are so happy that you like our service!

Kind regards,
Polar Credit

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Rated 5 out of 5 stars

Straightforward

Never had any problems. Very straightforward.

July 8, 2021
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Reply from Polar Credit

Hi Niall,

Thank you for your review! We are so pleased that you like our service and that you have found our site straightforward to use!

Kind regards,
Polar Credit

Rated 5 out of 5 stars

Perfect Credit Line on the market

Perfect Credit Line on the market. Definitely would recommend to anyone that needs to have a line of credit when needed and the cost per day is not as bad as most companies on the market.

June 25, 2021
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Reply from Polar Credit

Hi Robert,

Thank you for sharing your lovely review with us! We are so pleased that you found Polar Credit and that you liked our service! Thank you for your recommendation!

Kind regards,
Polar Credit

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Rated 5 out of 5 stars

I was having issues getting approved…

I was having issues getting approved for credit elsewhere. Polar credit helped us out. You can borrow as much or as little as you can afford each time from the credit you are approved for. I would recommend them to anyone who has been refused credit elsewhere.

June 15, 2021
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Reply from Polar Credit

Hi Sarah,

Thank you for sharing your lovely review with us! We are so happy that you like our service and that we were able to help you out when you needed it!

Kind regards,
Polar Credit

Rated 1 out of 5 stars

I pay regularly

I pay regularly! I am a loyal customer! You are not loyal! I don't have access to the money.

June 4, 2021
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Reply from Polar Credit

Hi Venelin,

Unfortunately we were unable to extend further credit to you due to reasons that we have communicated to you by email.

Kind regards,
Polar Credit

Rated 5 out of 5 stars
Polar Credit logo

Reply from Polar Credit

Hi Hannah,

Thank you for your lovely review! We are so happy that you like Polar Credit and that you found our service easy to use!

Kind regards,
Polar Credit

Rated 1 out of 5 stars

Useless service

Useless service, never been able to withdraw more then once even through I had available credit. Clearing my balance and closing the account asap

May 7, 2021
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Reply from Polar Credit

Hi Robert,

We are so sorry to hear that you were not happy with our service. If you ever need assistance using your account, our team are very happy to help. You can contact by email at info@polarcredit.co.uk

Kind regards,
Polar Credit

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Rated 1 out of 5 stars
Polar Credit logo

Reply from Polar Credit

Hi Chris,

We are very sorry to see your 1 star review. We offer a revolving credit facility rather than loans, however if you have any concerns about our product, please could you email info@polarcredit.co.uk and our team will be very happy to assist you.

Kind regards,
Polar Credit

Rated 5 out of 5 stars

Trustworthy and easy to use

Easy to use website, TCs clear and transparent, queries answered very quickly. Would highly recommend.

April 15, 2021
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Reply from Polar Credit

Hi Samantha,

Thank you for your review! We are so pleased that you found our website easy to
use and that you would highly recommend us!

Kind regards,
Polar Credit

Rated 5 out of 5 stars

Polar

Simple, quick and effective. Great in an emergency.

April 14, 2021
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Reply from Polar Credit

Hi Brett,

Thank you for your review! We are very happy that you like our service and that we were able to help you when you needed it!

Kind regards,
Polar Credit

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Rated 5 out of 5 stars
Polar Credit logo

Reply from Polar Credit

Hi Alexandra,

Thank you for your review! We are so pleased that you like our service and that we were able to help you!

Kind regards,
Polar Credit

Rated 5 out of 5 stars

Great service

Great service. Great site. Understanding people and a great help. Top marks

April 11, 2021
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Reply from Polar Credit

Hi Raven,

Thank you for your review! Our team will be so happy to read your kind words and we are very pleased that we have been able to help you!

Kind regards,
Polar Credit

Rated 5 out of 5 stars

I find polar very easy to use and never…

I find polar very easy to use and never had any problems with them even with my credit score

April 9, 2021
Polar Credit logo

Reply from Polar Credit

Hi Colin,

Thank you for taking the time to write a review! We are pleased to see that you like our service and that we have been able to help you!

Kind regards,
Polar Credit

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