PRA Group UK Reviews 

223
TrustScore 4 out of 5

3.8

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Review summary

Created with AI, based on recent reviews

Considering 107 reviews, reviewers had a great experience with this company. Customers consistently praise the staff for being exceptionally understanding, helpful, and professional, often going above and beyond to assist with difficult financial situations. Many highlight the outstanding customer service, noting empathetic and patient representatives who provide clear, reassuring solutions and help set up suitable payment plans without pressure. However, some people were dissatisfied with aggressive pursuit tactics, including calls at inconvenient times and poor communication, such as ignored requests or unhelpful responses. A few reviewers also mentioned issues with payment offers not being honored, token payments being ignored, or incorrect reporting of debt status.

What people talk about most

Staff

Reviewers mention positive feedback about staff, consistently praising their kindness, understanding, and... See more

Customer service

Consumers find customer service to be positive, with many reviewers highlighting the helpfulness and... See more

Payment

Clients share ambiguous opinions on payment, with some reporting positive experiences where they were able to... See more

Service

Users describe positive interactions with service, highlighting efficiency and understanding. Many customers... See more

Customer communications

Reviewers highlight ambiguous aspects of contact, with some customers reporting unwanted emails and calls,... See more

Reviews shaping this summary

Rated 4 out of 5 stars

I was in a bad financial situation after a divorce and through my own fault I got into debt pra were always understanding and when I couldn’t make a payment they talked me through my options I also... See more

Company replied

Rated 5 out of 5 stars

Couldn't be more helpful. Spoke to several representatives over the phone and have all been helpful but none more than Sue. Difficult time leading up to Xmas, van breakdowns, boiler packs up, Fath... See more

Company replied

Rated 5 out of 5 stars

I had a debt transferred to PRA around 10 years ago, and throughout that time I was always treated with kindness, understanding, and respect. For the last three years, I was only paying £1 per mont... See more

Company replied

Rated 5 out of 5 stars

Overall, I’m not really a fan of debt collection groups (who is?), and I don’t particularly like how every call is from an automated machine, asking me to wait, and leaving me lots of voice messages... See more

Company replied


Company details

  1. Debt Collection Agency
  2. Debt Collecting

Written by the company

Each year millions of people fall behind on their bills for many reasons - things don’t go as planned, and then debt happens. When a person is unable to pay back a loan, credit card or another account, their creditor may sell that debt to a company like ours. If your account was sold to us, we’re here to help make repayment easier. We’re changing the way debt repayment works by treating our customers with the fairness and respect they deserve. PRA Group in the UK has over 20 years of experience and has helped more than 1 million customers resolve their debts Debt happens. So can recovery.


Contact info

3.8

Great

TrustScore 4 out of 5

223 reviews

5-star
4-star
3-star
2-star
1-star

No recent history of asking for reviews

This company hasn't invited customers recently, so reviews may not be representative

Replied to 100% of negative reviews

Typically replies within 1 week

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

3.8

All reviews

(223)

91 reviews in the last 12 months

Write a review
Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Excellent service via text.

Excellent service via text.
So helpful and responsive straight away

August 6, 2025
Unprompted review
PRA Group UK logo

Reply from PRA Group UK

Hi Stella Brocklehurst,
It’s great to hear from you and thank you for taking the time to share your feedback. We are pleased to hear you have been satisfied with the level of service you’ve received. If we can be of any service in the future – please don’t hesitate to get in touch. Best wishes! 😊
Lynsey

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Rated 5 out of 5 stars

Supportive

After explaining my situation, I was transferred to the Support Team, who helped find a temporary solution to my issue.
Throughout, the advisors were polite, understanding and made me feel at ease.
They were far superior in helping me resolve the situation, than other debt agencies I spoke with that day.

August 4, 2025
Unprompted review
PRA Group UK logo

Reply from PRA Group UK

Hi Penelope PitStop
It’s great to hear from you and thank you for taking the time to share your feedback. We are pleased to hear you have been satisfied with the level of service you’ve received. If we can be of any service in the future – please don’t hesitate to get in touch. Best wishes! 😊
Lynsey

Rated 5 out of 5 stars

Debt management

Im in a lot of financial difficulties. This company listen,understand and was very helpful 👌

August 4, 2025
Unprompted review
PRA Group UK logo

Reply from PRA Group UK

Hi dave.rvhotmail.co.uk,
It’s great to hear from you and thank you for taking the time to share your feedback. We are pleased to hear you have been satisfied with the level of service you’ve received. If we can be of any service in the future – please don’t hesitate to get in touch. Best wishes! 😊
Lynsey

Rated 5 out of 5 stars

Compared to other debt collection…

Compared to other debt collection agencies PRA were really helpful, accommodating and kind which was very much appreciated

August 2, 2025
Unprompted review
PRA Group UK logo

Reply from PRA Group UK

Hi Jo,
It’s great to hear from you and thank you for taking the time to share your feedback. We are pleased to hear you have been satisfied with the level of service you’ve received. If we can be of any service in the future – please don’t hesitate to get in touch. Best wishes! 😊
Lynsey

Rated 5 out of 5 stars

credit card debt

I have had significant credit card debt taken over by the PRA group. They have been extremely patient & flexible for four years. I have changed my repayment plan several times and get payment holidays on request. Very responsive even by text. It’s not a pleasant situation to be in debt but who owns your debt makes a big difference. Far less intimidating or pressurising than my own bank in which I’ve been a client for 30 years

August 1, 2025
Unprompted review
PRA Group UK logo

Reply from PRA Group UK

Hi Dimitrios Paschos,
It’s great to hear from you and thank you for taking the time to share your feedback. We are pleased to hear you have been satisfied with the level of service you’ve received. If we can be of any service in the future – please don’t hesitate to get in touch. Best wishes! 😊
Lynsey

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Rated 4 out of 5 stars

Above and Beyond

I spoke to a lovely lady today called Sue, she was extremely helpful to me and definitely had a lot of knowledge that would benefit me

August 1, 2025
Unprompted review
PRA Group UK logo

Reply from PRA Group UK

Hi Debbie,
It’s great to hear from you and thank you for taking the time to share your feedback. We are pleased to hear you have been satisfied with the level of service you’ve received. If we can be of any service in the future – please don’t hesitate to get in touch. Best wishes! 😊
Lynsey

Rated 5 out of 5 stars

Lone was really understanding and…

Lone was really understanding and friendly. Crazy accent but easy to understand and super helpful. Credit to PRAgroup. Thank you.

July 31, 2025
Unprompted review
PRA Group UK logo

Reply from PRA Group UK

Hi Craig Poyner,
Thanks so much for letting us know about your positive experience with PRA Group. It’s always a pleasure to hear that the service expected matches what’s been provided, and we really appreciate you taking time out to let us know.
We’ve already passed this feedback to the team member you worked with (and let their line manager know, too).
Thanks again and have a great day! 😊
Lynsey

Rated 4 out of 5 stars

Paul was very understanding

Paul was very understanding, helpful and professional in discussing an issue not of my own making. This set my mind at rest and a positive outcome was assured
Paul, a very well done; keep on strumming..!!

July 30, 2025
Unprompted review
PRA Group UK logo

Reply from PRA Group UK

Hi Colin Fisher,
Thanks so much for letting us know about your positive experience with PRA Group. It’s always a pleasure to hear that the service expected matches what’s been provided, and we really appreciate you taking time out to let us know.
We’ve already passed this feedback to the team member you worked with (and let their line manager know, too).
Thanks again and have a great day! 😊
Lynsey

Rated 5 out of 5 stars

Spoke to Sue

Spoke to Sue, lovely accommodating lady who fully appreciated an unusual position for me. Will be sorted very soon. Civil and pleasant and understanding.

July 30, 2025
Unprompted review
PRA Group UK logo

Reply from PRA Group UK

Hi Peter Robinson,
Thanks so much for letting us know about your positive experience with PRA Group. It’s always a pleasure to hear that the service expected matches what’s been provided, and we really appreciate you taking time out to let us know.
We’ve already passed this feedback to the team member you worked with (and let their line manager know, too).
Thanks again and have a great day! 😊
Lynsey

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Rated 5 out of 5 stars

Dignifying

Very caring person I spoke to by the name of Lome who all through our conversation showed a great deal of respect and compassion and treated me with kindness and dignity.

July 28, 2025
Unprompted review
PRA Group UK logo

Reply from PRA Group UK

Thanks so much for letting us know about your positive experience with PRA Group. It’s always a pleasure to hear that the service expected matches what’s been provided, and we really appreciate you taking time out to let us know.
We’ve already passed this feedback to the team member you worked with (and let their line manager know, too).
Thanks again and have a great day! 😊
Lynsey

Rated 5 out of 5 stars

PRA have always been very kind…

PRA have always been very kind approachable and understanding with my situation...they have helped me so much with no pressure
I would highly recommend PRA

July 25, 2025
Unprompted review
PRA Group UK logo

Reply from PRA Group UK

Hi Mrs Stewart,
It’s great to hear from you and thank you for taking the time to share your feedback. We are pleased to hear you have been satisfied with the level of service you’ve received. If we can be of any service in the future – please don’t hesitate to get in touch. Best wishes! 😊
Lynsey

Rated 1 out of 5 stars

One late payment and you have to start again

I like the fact that they are willing to except a payment plan that is comfortable for you, but you miss a payment date, and pay it the next day, your plan is cancelled and you have to set up another, that's ridiculous, sometimes we all mis calculate a little

July 24, 2025
Unprompted review
PRA Group UK logo

Reply from PRA Group UK

Hey Clive Greenslade,
Thanks for letting us know about your recent experience with PRA Group. We want to provide fantastic service. We’re really sorry that we didn’t live up to your expectations.
We’d really like to know more about what went wrong so we can improve in future.
Please email us at: complaints@pragroup.co.uk or call us on 0808 196 5541 (8am-5pm, Mon-Fri).

Rated 5 out of 5 stars

Had a conversation with gayle who was…

Had a conversation with gayle who was extremely helpful and supportive. Really appreciated the support she could give.

July 23, 2025
Unprompted review
PRA Group UK logo

Reply from PRA Group UK

Hi Rich McWatt,
Thanks so much for letting us know about your positive experience with PRA Group. It’s always a pleasure to hear that the service expected matches what’s been provided, and we really appreciate you taking time out to let us know.
We’ve already passed this feedback to the team member you worked with (and let their line manager know, too).
Thanks again and have a great day! 😊
Lynsey

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Rated 5 out of 5 stars

Friendly and Helpful

Dealt with by a very friendly and helpful person called Laura. Many thanks.

July 21, 2025
Unprompted review
PRA Group UK logo

Reply from PRA Group UK

Hi Ian Whitlock,
Thanks so much for letting us know about your positive experience with PRA Group. It’s always a pleasure to hear that the service expected matches what’s been provided, and we really appreciate you taking time out to let us know.
We’ve already passed this feedback to the team member you worked with (and let their line manager know, too).
Thanks again and have a great day! 😊
Lynsey

Rated 5 out of 5 stars

Very helpful and friendly company

Spoke to Laura today who wanted to review my accounts with them. Very personable and easy to talk with.

July 17, 2025
Unprompted review
PRA Group UK logo

Reply from PRA Group UK

Hi Liz Dennis,
Thanks so much for letting us know about your positive experience with PRA Group. It’s always a pleasure to hear that the service expected matches what’s been provided, and we really appreciate you taking time out to let us know.
We’ve already passed this feedback to the team member you worked with (and let their line manager know, too).
Thanks again and have a great day! 😊
Lynsey

Rated 5 out of 5 stars

The PRA group have been amazing with…

The PRA group have been amazing with helping me to manage my debt. They are always incredibly helpful on the phone, polite and trustworthy. I was absolutely terrified to set up a payment plan initially but my mind was put to rest as soon as I got in contact with the PRA group. They are extremely flexible on repayments and always want to ensure you have enough money to pay your rent/mortgage, bills and other expenses before you make any repayments with them. I’d like to give a special mention to Raj who spoke to me today during my 6 month telephone review who could not have been more supportive, understanding and accommodating. Thank you very much Raj.

July 17, 2025
Unprompted review
PRA Group UK logo

Reply from PRA Group UK

Thanks so much for letting us know about your positive experience with PRA Group. It’s always a pleasure to hear that the service expected matches what’s been provided, and we really appreciate you taking time out to let us know.
We’ve already passed this feedback to the team member you worked with (and let their line manager know, too).
Thanks again and have a great day! 😊
Lynsey

Rated 5 out of 5 stars

Amazing staff . Very pleased with sue


I spoke to a lovely lady called sue today from the PRA group with the most lovely Aussie accent. I was called about a credit card debt I had missed a few payments on due to loosing my job due to ill health. Sue was nothing but understanding and helpful and made me feel so safe and comfortable when talking to her . Sue helped me come to a resolution for my debt and there was no pressure or judgment whatsoever. I had been putting off answering the call for a while as I suffer with anxiety and don’t like talking to new people but today I decided to answer and i don’t think I could’ve wished for anyone else to ring me but sue. What a real gem she is , an absolute credit to your company and I hope she gets the recognition she deserves.

July 17, 2025
Unprompted review
PRA Group UK logo

Reply from PRA Group UK

Hi Lisa,
Thanks so much for letting us know about your positive experience with PRA Group. It’s always a pleasure to hear that the service expected matches what’s been provided, and we really appreciate you taking time out to let us know.
We’ve already passed this feedback to the team member you worked with (and let their line manager know, too).
Thanks again and have a great day! 😊
Lynsey

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Rated 5 out of 5 stars

Laura was amazing

Laura was amazing, and helped me resolve my situation 🔵

July 16, 2025
Unprompted review
PRA Group UK logo

Reply from PRA Group UK

Hi Alex Cross,
Thanks so much for letting us know about your positive experience with PRA Group. It’s always a pleasure to hear that the service expected matches what’s been provided, and we really appreciate you taking time out to let us know.
We’ve already passed this feedback to the team member you worked with (and let their line manager know, too).
Thanks again and have a great day! 😊
Lynsey

Rated 5 out of 5 stars

Helpful

They've been incredibly understanding of the situation I found myself in.

I spoke to Sue who was very helpful and supportive.

July 16, 2025
Unprompted review
PRA Group UK logo

Reply from PRA Group UK

Hi Jack,
Thanks so much for letting us know about your positive experience with PRA Group. It’s always a pleasure to hear that the service expected matches what’s been provided, and we really appreciate you taking time out to let us know.
We’ve already passed this feedback to the team member you worked with (and let their line manager know, too).
Thanks again and have a great day! 😊
Lynsey

Rated 5 out of 5 stars

I spoke to Rag and he was really…

I spoke to Rag and he was really helpful and dealt with the subject of my phone call very efficiently.

July 15, 2025
Unprompted review
PRA Group UK logo

Reply from PRA Group UK

Hi Ali,
Thanks so much for letting us know about your positive experience with PRA Group. It’s always a pleasure to hear that the service expected matches what’s been provided, and we really appreciate you taking time out to let us know.
We’ve already passed this feedback to the team member you worked with (and let their line manager know, too).
Thanks again and have a great day! 😊
Lynsey

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