Raisin U.S. Reviews 821

TrustScore 4.5 out of 5

4.3

While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more

To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more

Review summary

Based on reviews, created with AI

Reviewers overwhelmingly had a great experience with this company. Customers frequently praise the staff for their helpfulness, knowledge, and positive attitude, making interactions pleasant and productive. Many people highlight the exceptional customer service, appreciating the personalized and understanding approach, with quick response times and efficient resolution of inquiries. Consumers also find the account opening process simple, and deposits and withdrawals easy to manage. However, some people were dissatisfied with the payment process, noting delays in fund transfers and other related issues. A few other people also felt that the website was not always clear or easy to navigate, and some experienced difficulties with account access and security features.

What people talk about most

Customer service

Reviewers mention positive feedback about customer service, highlighting helpful, friendly, and informative... See more

Payment

Consumers find payment to be ambiguous, with some reporting easy deposits and withdrawals within a few days,... See more

Staff

Users describe positive interactions with staff, often highlighting their knowledge, patience, and... See more

Response time

Reviewers highlight positive aspects of response time, with many praising quick resolutions to questions and... See more

Website

Clients share ambiguous opinions on the website. Many reviewers praise its ease of navigation,... See more

Based on these reviews

Rated 4 out of 5 stars

The representative I talked to handled the conversation very well, but Raisin's website is not clear or easy to navigate. I did not know they would be holding my money for a week, for that reason I wi... See more

Company replied

Rated 4 out of 5 stars

For the most part was good, not being able to do all transactions via the app is a problem because getting hold of a person can be difficult. Once you reach them, they’re very helpful.

Company replied

Rated 4 out of 5 stars

The sign-in is very annoying. It tells me a message has been sent to my phone with a code,but the first send NEVER works. Consequently, I have to wait out the first timer before requesting the code AG... See more

Company replied

Rated 4 out of 5 stars

I'm new to this site and I will give it a try. I find this site to be a great alternative to investing. The interest rates that this site offers are much higher. Below are just 2 of my person... See more

Company replied

Rated 5 out of 5 stars

Great customer service. Responsive. Quick to resolve any questions I may have. Excellent offers from a wide range of banks. Account is easily accessible and site is very user friendly. Communication i... See more

Company replied

Rated 5 out of 5 stars

I appreciate the ease of browsing for various CDs and savings accounts with the best rates in one place. Opening an account is simple; deposits and withdrawals are easy. I also receive email updates o... See more

Company replied

Rated 5 out of 5 stars

We were searching for a better place to put our money than in our bank savings account where it was doing hardly any growing. But we wanted to be able to access it if we needed it for an emergency or... See more

Company replied

Rated 5 out of 5 stars

I called because I hadn't logged into Raisin in several month and was not able to change my password or my phone number in order to log in. The rep who answered my call was able to walk me thru the... See more

Company replied

Rated 5 out of 5 stars

I became aware of Raisin while browsing and was very suspicious of scamming possibilities because the offers seemed too good to be true. I researched more, spoke to their Reps and decided to take a ch... See more

Company replied

Rated 5 out of 5 stars

This Platform was new to me and intrigued me. I liked the many choices one has with so many financial institutions. Very competitive rates and the bonus promo's made it a no brainer. Once your funds a... See more

Company replied

Rated 4 out of 5 stars

Used the Raisin chat support to answer a question I had. Originally tried calling the 800# but was a wait so did the chat. Chat initiated quickly & my question was answered within a short period of... See more

Company replied

Rated 5 out of 5 stars

It was very easy to set up. Have a variety of online banks to choose from, that fits individual needs. Keeps my savings safe. What I appreciate the most it informs when the interest rates goes up and... See more

Company replied

Rated 1 out of 5 stars

We had a high yield savings account at Raisin. A couple of weeks ago we tried to have the contact telephone number changed. We both called Raisin and tried to change it online. No luck with either str... See more

Company replied

Rated 5 out of 5 stars

This place offer several options for investing cash that you do not want to tie up long term and you want FDIC coverage. It’s easy to invest , deposit or withdraw in two days.

Company replied

Rated 1 out of 5 stars

I will stick to opening CDs and HYSAs through normal bank accounts or doing MMs with investment firms such as Vanguard. My money is stuck until I can get my bank to write my a letter stating the linke... See more

Company replied

Rated 5 out of 5 stars

Your attention to details create many easy and efficient 'trips' of the whole site. If there is a necessary question or need of guidance, the staff will walk through the issue with you. I am a late... See more

Company replied

Rated 5 out of 5 stars

I have recommended Raisin to my family and have been very pleased with the service. It is convenient and very easy to use! In these times, getting the best interest possible on my retirement savings i... See more

Company replied

Rated 1 out of 5 stars

They only approve one external account, and when you try to change it, the process is supposed to take 2–3 business days. However, they keep saying that due to high demand it takes 7–10 business d... See more

Company replied

Rated 5 out of 5 stars

The associate that I spoke with was I believe David. He was the best. explained everything, helped me navigate how to accomplish the reason for my call. He was so helpful I wish every company had a... See more

Company replied

Rated 2 out of 5 stars

Followed instructions for change of bank. Now was told that previous agent did not have the correct information. An email was promised before end of day to advise what else was needed. Email never... See more

Company replied

Rated 5 out of 5 stars

At a time when too few companies properly utilize web-based "Help Desks" and "Trouble Tickets," the team using them at Raisin is fast, thorough, and professional every time I use them. Great work!

Company replied

Rated 5 out of 5 stars

I appreciate the service and interest rates. I hope they stay up. I just opened a new account and will be transferring more into that account soon. Everything was done seamlessly thank you Patricia Va... See more

Company replied

Rated 5 out of 5 stars

Raisin gave me a prompt and timely response to two concurrent customer service requests. They quickly answered my question about bonus eligibility and also added a beneficiary to my new account, both... See more

Company replied

Rated 1 out of 5 stars

I made an account, I deposited a large sum of money, I have zero access to said account even after two days, I was only able to find out the reason by waiting on hold forever. no useful contact from... See more

Company replied

Rated 5 out of 5 stars

I like that any chat dialog is automatically sent to you. I forgot to sign up with the bonus code but Parker confirmed I would still get it and Chelsey confirmed it in subsequent chats. Easy to use... See more

Company replied

Rated 5 out of 5 stars

I've used Raisin for 2+ years - app is useful for tracking balances at different banks. I like that I can move my money between different accounts to increase my interest.

Company replied

Rated 5 out of 5 stars

Raisin offers a wide variety of Money Markets, CDs and other financial instruments. Their website is easy to use and their rates are consistently among the best. They also offer incredible customer... See more

Company replied

Rated 1 out of 5 stars

The on-boarding experience was so excruciating, I decided not to hang around and find out how lengthy and complicated getting my money out, once deposited, would be. The straw that broke this camel's... See more

Company replied

Rated 5 out of 5 stars

Excellent customer service with Anastasia from the UK! She was phenomenal, helped me every step of the way with the process of using your platform. She is so knowledgeable, kind and patient. I would h... See more

Company replied

Rated 5 out of 5 stars

We were actually confused about the account setup and how a few of the promo's worked. The rep walked us through everything, was helpful and patient. Got the job done efficiently and quickly. Great cu... See more

Company replied

Rated 5 out of 5 stars

I am not the person who usually handles the finances and I had a CD maturing and knew I wanted pull a little out and deposit the rest into a new CD. I liked the way the Raisin website helps to displa... See more

Company replied

Rated 5 out of 5 stars

I love Raisin.com, previous SaveBetter.com. I will be their loyal customer to the day I go to heaven. The platform is getting better and better. I like the Dashboard and the Cash Account very much.... See more

Company replied

Rated 5 out of 5 stars

Raisin has been very efficient and professional with my requests, and has always responded very promptly. My best experience was one week ago, when Miss Astou Sow went the extra mile to provide me wit... See more

Company replied

Rated 5 out of 5 stars

Response from Raisin is always very rapid and answers perfect to resolve my situation. This last experience with help from Raisin was even better than usual.....if that is even possible!

Company replied

Rated 5 out of 5 stars

Talking to humans made a difference. With all the clever scams out there we wanted to make sure we were dealing with a legit service. The wait time on the phone was a little long. Other than that, w... See more

Company replied

Rated 5 out of 5 stars

The website was pretty easy to navigate and displayed plenty of products to choose from. I appreciate having the cash account for ease of moving funds around to the different products...thanks for th... See more

Company replied

Rated 1 out of 5 stars

HORRIBLE experience. Bought a small CD from my checking account, which somehow wound up on the Dark Web and I had to close it. Changed to another local bank. It has taken two MONTHS to get Raisin t... See more

Company replied

Rated 5 out of 5 stars

Raisin made it easy to transfer funds from a low interest bank account to one with a much better rate. The account was set up quickly and is simple to check for balanced. When needed,I will go to Rais... See more

Company replied

Rated 5 out of 5 stars

Raisin has been great to work with. The products and promotions are legitimate. When I called with a concern, their customer support kindly and promptly explained to me what I was worried about. Every... See more

Company replied

Rated 5 out of 5 stars

Easy to get ahold of customer service. I was treated very well, with my questions and concerns addressed fully. So far, a very positive experience with Raisin overall.

Company replied

Rated 5 out of 5 stars

In the beginning I was not sure if I had made a good decision. Because it’s not the bank I am doing business with. But I got my principal and interest without problem after the CD matured. Thanks

Company replied

Rated 5 out of 5 stars

Customer service provided by Raisin was great as always. The customer service representative took the time to investigate the issue I was calling about and provided me with the answer I was looking fo... See more

Company replied

Rated 5 out of 5 stars

I joined Raisin after I saw the interest that my Dad and Uncle was gaining. Also when they wanted to withdrawal any amount it was very easy for them. So I did not hesitate to open my account in Raisin... See more

Company replied

Rated 5 out of 5 stars

I have had money in Raisin for a couple of years now. At first I was unsure, because they weren't well known. I put a little money and and tested moving it around, and then put more and more in. I h... See more

Company replied

Rated 5 out of 5 stars

Customer service is the best they are so helpful and make you feel great knowing your funds are safe with Raisin. I just invested 50k but i plan on investing more in a few days. They have some of the... See more

Company replied

Rated 5 out of 5 stars

Good service with deposits and withdrawals and plenty of banks to choose from. What I really like also is tax time you get one tax form for all of your accounts.

Company replied

Rated 5 out of 5 stars

Raisin is so easy to use and invest in. No commissions or advisor fees. Just simple options that you choose. I tell everyone about Raisin.

Company replied

Rated 5 out of 5 stars

Very efficient process. Heard back in less than a day that the change of Beneficiary was complete

Company replied

Rated 5 out of 5 stars

Had an issue I needed to resolve. Customer service was friendly and informative without a long wait time.

Company replied

Rated 3 out of 5 stars

I have one external account listed for transferring cash in and out; was told that that choice can never change? It belongs to my credit union and I would prefer to change to another bank so I could m... See more

Company replied

Rated 1 out of 5 stars

I have been trying unsuccessfully for a week to transfer $100,000 into the Raisen account had Trustpilot. . It’s been one roadblock after another. I don’t seem to figure out how to work their system.... See more

Company replied

Rated 1 out of 5 stars

So I opened a CD account and I have an old checking account that I need to remove/change to a new account.... Haaa,.... Mission IMPOSIBLE! This is by far the most difficult , unfriendly and difficul... See more

Company replied

Rated 1 out of 5 stars

Horrible experience!!! I submitted a request to change linked account, this was last week. 5 days passed and account is not changed. Yesterday I talked to a customer service rep and he promised to cha... See more

Company replied


Company details

  1. Non-Bank Financial Service

Written by the company

Open a no-fee Raisin account in minutes and spread your savings across our growing network of banks and credit unions. You’ll get $250,000 of insurance coverage per institution, per individual, and be able to manage your savings in one account. Earn more, SaveBetter™.


Contact info

4.3

Excellent

TrustScore 4.5 out of 5

821 reviews

5-star
4-star
3-star
2-star
1-star

At Trustpilot, it's all about human content. This business can also access our AI-assisted response tool which helps them draft replies.

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Great Investment Platform

The Raisin platform has enabled me to spread my investments across many banks all under one website. Utilizing a mix of CD’s and high yield savings accounts, I have been able to maximize earnings, while enjoying easy transfers between banks and accounts.

March 10, 2026
Unprompted review
Raisin U.S. logo

Reply from Raisin U.S.

Thank you so much for the 5-star review! We are thrilled to hear that our platform is helping you maximize your earnings while keeping your investments organized and accessible. Providing that 'all-under-one-roof' convenience is exactly what we strive for. We appreciate your trust in Raisin!

Rated 4 out of 5 stars

The representative I talked to handled… Where is my money

The representative I talked to handled the conversation very well, but Raisin's website is not clear or easy to navigate. I did not know they would be holding my money for a week, for that reason I will be moving my money out of Raisin.

March 17, 2026
Unprompted review
Raisin U.S. logo

Reply from Raisin U.S.

Thank you for sharing your experience. We’re glad to hear our representative was helpful, but we’re sorry for the frustration regarding our website navigation and the fund holding period.

We aim for full transparency, and your feedback about the clarity of our processing times is invaluable. We are currently working on updates to make our interface more intuitive and our timelines clearer. We’d love the chance to regain your trust, but we respect your decision and appreciate the time you spent with Raisin.

Rated 5 out of 5 stars

Website easy, app not so much...

The website was pretty easy to navigate and displayed plenty of products to choose from. I appreciate having the cash account for ease of moving funds around to the different products...thanks for that! I would like to use the mobile app also, but am reluctant to download it as the reviews are so poor. Perhaps you could put some resources into improving that? Regardless, I will continue to use Raisin for my CD investments going forward.
One suggestion: I would like the ability to set up beneficiaries for my whole Raisin account, rather than to have to send a new request in for each individual product I purchase, which in these volatile times I find I must do even more often! I assume it may have to do with the fact that the products could be with different financial institutions, but even if it could be something I could change through the website, rather than having to send a request in would help. Having to reenter all the beneficiary details every time is quite burdensome. Thanks.

March 17, 2026
Unprompted review
Raisin U.S. logo

Reply from Raisin U.S.

Thank you so much for your thoughtful and detailed feedback! We are thrilled to hear that you’re finding the website easy to navigate and that our cash account is helping you manage your investments across different products with ease.

We also genuinely appreciate your candor regarding our mobile app and the beneficiary setup process. Please know that we are actively working on enhancing our mobile experience to meet the high standards our customers expect.

Furthermore, your suggestion regarding a universal beneficiary setting is incredibly insightful; we understand how burdensome it can be to re-enter details for every individual product, and we will certainly share this with our product team as we look for ways to streamline the experience. We're glad to have you with us for your future CD investments!

Rated 5 out of 5 stars

Outstanding Support

An entire group of Raisin associates pitched in to help me after my externally linked account was compromised. Very, very dedicated staff!

March 11, 2026
Unprompted review
Raisin U.S. logo

Reply from Raisin U.S.

Thank you for your kind words and for sharing your experience. We’re truly glad our team could step in and support you during a challenging situation. Providing timely and dedicated assistance, especially when account security is involved, is a top priority for us. Your feedback means a great deal, and we’ll be sure to share it with the team. Please don’t hesitate to reach out if there’s anything further we can assist you with.

Rated 5 out of 5 stars

Easy handling of CD investments

With multiple CD's, process was painless.
They kept me informed as maturity date neared,
and handled redemptions easily. Plus they gave
great bonuses for new funds.

March 12, 2026
Unprompted review
Raisin U.S. logo

Reply from Raisin U.S.

We're happy to hear that the CD process was painless, and that you were informed about maturity dates. We appreciate your feedback regarding the bonuses for new funds and easy redemptions.

Rated 5 out of 5 stars

Owner

It did not tell you how much you had to deposit to get 1500.00 according to person I talked to it is 200000.00
I wish I knew before opening account

March 10, 2026
Unprompted review
Raisin U.S. logo

Reply from Raisin U.S.

We appreciate your feedback and regret that the deposit information wasn't clear before you opened your account. We'll review our disclosures to ensure clarity for our customers.

Rated 5 out of 5 stars

Accurate information with a pleasant…

Accurate information with a pleasant customer support rep.

March 9, 2026
Unprompted review
Raisin U.S. logo

Reply from Raisin U.S.

We're happy to hear that you found our information accurate and had a pleasant experience with our customer support. Thank you for your feedback.

Rated 5 out of 5 stars

Nate was the person who helped me

The support from your support team his name was Nate , he was so patient with me and he helped me get through what I needed to get done. I would highly recommend him and your Raiin company for the future

March 3, 2026
Unprompted review
Raisin U.S. logo

Reply from Raisin U.S.

We're happy to hear that our support team member was patient and helpful! We appreciate your recommendation and are glad you had a positive experience. Thank you for your feedback!

Rated 5 out of 5 stars

Great place to find Highyeild savings accounts

Having my money actually earn meaningful interest and seeing multiple high-yield savings accounts all in one place with Raisin is a real advantage. Raisin makes it simple and convenient to compare options and grow my savings.

March 11, 2026
Unprompted review
Raisin U.S. logo

Reply from Raisin U.S.

We're happy to hear that you find value in Raisin! It's great to know you appreciate the convenience of comparing high-yield savings accounts and earning meaningful interest with our platform. Thank you for sharing your positive experience.

Rated 2 out of 5 stars

Pitiful what it takes to talk with a person.

It takes forever to get through the pathetic automated phone system, and when I finally spoke to the agent, the only thing he could do was refer me to the website to meet my needs.

March 11, 2026
Unprompted review
Raisin U.S. logo

Reply from Raisin U.S.

We appreciate you sharing this. We're sorry the phone system and service experience were not helpful. We'll review this feedback to improve our support and website resources. Thanks for your time.

Rated 5 out of 5 stars

Your customer service person was very…

Your customer service person was very knowledgeable,
took a concern of my inquiry, explained hor resolution to my full understanding.

March 4, 2026
Unprompted review
Raisin U.S. logo

Reply from Raisin U.S.

We're happy to hear that our customer service representative was so helpful and thorough. We appreciate you taking the time to share your positive experience!

Rated 5 out of 5 stars

Your banker is so awesome

Your banker is so awesome. He spent over an hour with me because I could not reset my password. He was very knowledgeable. Very patient with me and I think he’s an asset for your company.

March 10, 2026
Unprompted review
Raisin U.S. logo

Reply from Raisin U.S.

We're happy to hear that you had such a positive experience! We appreciate you sharing your feedback and are so glad that our employee was able to assist you with resetting your password. It's great to know that their knowledge and patience were helpful.

Rated 5 out of 5 stars

Great customer service and product line

Great customer service. Responsive. Quick to resolve any questions I may have. Excellent offers from a wide range of banks. Account is easily accessible and site is very user friendly. Communication is very good. From account detail and updates to necessary tax documents. Have used them for 3 years now and will continue to do business with them.

March 5, 2026
Unprompted review
Raisin U.S. logo

Reply from Raisin U.S.

We're happy to hear that you find our customer service responsive and our site user-friendly. We appreciate your positive feedback regarding our offers, accessibility, and communication. Thank you for being a valued customer!

Rated 5 out of 5 stars

Great customer service

helpful customer service, makes things easy and the are knowledgeable.

March 3, 2026
Unprompted review
Raisin U.S. logo

Reply from Raisin U.S.

We're happy to hear that our customer service was helpful, easy, and knowledgeable. We appreciate you taking the time to leave us this positive feedback!

Rated 5 out of 5 stars

I recieved top notch service

I recieved top notch service. His research and quick reply are very helpful to my process

March 5, 2026
Unprompted review
Raisin U.S. logo

Reply from Raisin U.S.

We're happy to hear that our service met your expectations. We appreciate your kind words regarding our research and quick response time, which helped you. Thank you!

Rated 5 out of 5 stars

Great service and response

Agents are always very knowledgeable and understand. Questions are resolved clearly and quickly

March 4, 2026
Unprompted review
Raisin U.S. logo

Reply from Raisin U.S.

We're happy to hear that our agents' knowledge and clarity in resolving your questions quickly met your expectations. We appreciate your positive feedback!

Rated 5 out of 5 stars

Your representatives are outstanding

Your representatives are outstanding, so helpful & patient with an old lady who isn't very tec savvy.

March 3, 2026
Unprompted review
Raisin U.S. logo

Reply from Raisin U.S.

We're happy to hear that our representatives were so helpful and patient. We appreciate your kind words and are glad we could provide a positive experience. Thank you for your feedback!

Rated 5 out of 5 stars

Timely and detailed response to my question.

Question about timing between fund transfers was answered very quickly

March 2, 2026
Unprompted review
Raisin U.S. logo

Reply from Raisin U.S.

We're happy to hear that your question about fund transfer timing was answered so quickly. Thank you for sharing your positive experience with us!

The Trustpilot Experience

Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.

Companies can ask for reviews via automatic invitations. Labeled Verified, they’re about genuine experiences.

Learn more about other kinds of reviews.

We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.

Learn about Trustpilot’s review process.

Here are 8 tips for writing great reviews.

Verification can help ensure real people are writing the reviews you read on Trustpilot.

Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.

Take a closer look