Don’t know why they lied
Good while I was paying. When I paid off early I had gone to their site to see what I owed. Sent them a check for that amount. (Their site shows what you will pay after all payments so I over paid by a LOT) I called and asked when I would get the refund. They said they had to wait 21 days to ensure the check was good. I waited 5 weeks and still no refund. Called and asked why. Was told they had found my check in the bottom of their mailbag several days back and sent so I should get it soon. Got it the next day (it was postmarked the day before when I had talked to them and they lied)







