From start to finish. Susan Chessor was very pleasant and polite throughout all our conversations. She explained the process of equity release throughly at every stage, by ensuring that I was fully aw... See more
While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more
To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more
Review summary
Created with AI, based on recent reviews
What people talk about most
Reviews shaping this summary
Company details
About Responsible Life
Written by the company
Responsible Life was founded in 2010 and has since provided clear and trustworthy advice to thousands of homeowners.
Since then, we are delighted to have expanded our service offering to include such brands as Royal London Equity Release Advisers, Responsible Equity Release, The Retirement Mortgage Service, and The Telegraph Media Group Equity Release Service.
We are proud to offer UK homeowners over the age of 55 a holistic service, investigating your personal circumstances and evaluating a range of financial solutions to find the one best suited to you. Whether you are looking to clear an existing mortgage, gift an early inheritance, or boost your disposable income, we are here to help.
Our nationwide team of specialists is on hand to meet with you and discuss your goals and ambitions. To find out if you could be eligible and to arrange your no-obligation advice appointment, get in touch with us today at 0800 048 5807.
Contact info
Princess Court, 23 Princess St, PL1 2EX, Plymouth, United Kingdom
- 0800 048 5807
- info@responsiblelife.co.uk
- responsiblelife.co.uk
David La Haye was excellent and made…
David La Haye was excellent and made sure I fully understood everything I needed to.
Dave Long
Dave Long explained everything clearly, professionally and honestly. He made us feel very at ease.
Expert Advice
From initial contact, Responsible Life provided an excellent service in securing our equity release mortgage. Dave Long, our advisor, was prompt, but never pushy, and was extremely thorough in providing all the information we required, weighing up the various options. Every stage was documented in both email and letter format. We appreciated his professionalism, but also that he was so friendly and approachable. We are confident, too, that he will continue to offer any advice and guidance we may need in the future.
Lifetime Mortgages
My application was not the simplest and Mike managed to find a mortgage for me
His compliance was thorough
The questions he asked were relevant
He provided back up all through the process
I would recommend using him
Lifetime mortgages are huge step for older borrowers and I think Mike would guide an applicant through the process fairly without a 'hard sell'
Great experience with our equity release advisor
From the moment we met Paul Hood, we felt safe and confident with everything that we wanted and needed to know regarding releasing equity from our home. From our first meeting which took place at our home, Paul explained the procedure, listened to our needs and said he would find us the best company and lifetime mortgage to meet those needs. We chose Aviva as it offered everything that we wanted (we were adamant that we wanted to pay the interest each month)
The whole process only took 4 weeks and Paul explained and answered any questions we had thoroughly, patiently and professionally.
We wouldn't hesitate to recommend Paul to anyone looking to seek advice regarding equity release and he made what to us was quite a daunting scary prospect into a pleasant successful outcome.
Sharon Coatalen
Sharon, my Equity Release advisor, was incredibly helpful and patient through out the lengthy process. She gave me in depth information guiding me through each stage, and highlighted the cons as well as the pros, making sure I knew exactly what I was getting myself into. At no time did I feel pressured or hurried along. Releasing equity from ones home is a large and important decision, Sharon was invaluable and extremely helpful throughout.
Paul was very calm and knowledgeable…
Paul was very calm and knowledgeable and I never felt he was trying to persuade me. Once we had discussed my circumstances and need, he made me rethink my options once he had explained all of the "routes" for me. Followed up with good information and forecasts and allowed me to come up with the conclusion.
Excellent Service
Having been advied by Just Retirement to consult a finanial Richard Austenadviser, I chose Responsible Life (Rl) as they had given excellent service in a a previous consultation. This time the advice was equally good and my advisor Richard Austen gave very good guidance and was generally prompt and proactive through the application process even though JUST could be slow through some stages
Professional service and clear information
We were impressed with the service we received from the company when we first approached them and were happy to return to them when we decided to apply for a further advance, and we were equally impressed with the service we received on this second application, it was quick and accurate and with clear information to all queries.
We were very pleased to be dealing with Richard Austen who was as helpful and knowledgeable as our first experience.
I felt supported and informed by David…
I felt supported and informed by David La Haye throughout the entire process. Some aspects of my case proved to be quite challenging but all my questions were answered promptly and David would check with the solicitors and relay the info back to me almost immediately.
A previous company I talked to were quite condescending to the point of rudeness but David was always courteous and reliable. Equity release is a huge step to take but everything was explained so that I could understand. I would not hesitate to recommend this company. Thanks to all involved.
The advice was helpful and the mortgage…
The advice was helpful and the mortgage process went smoothly from start to finish
This was such an easy process stress…
This was such an easy process stress free aswell .
I would recommend for anyone thinking of going down this route.
Professional and helpful
Everyone was extremely helpful and talked us through the whole process, queries were dealt with efficiently and professionally. Would definitely recommend to others.
Paul Hood gave us full and frank…
Paul Hood gave us full and frank independent advice about our Aviva equity release mortgage, and our wish to secure additional funds
He visited us at home, and then approached Aviva to ascertain if they would consider a further advance
Aviva eventually agreed to this, and with Paul's perseverance, it has now been completed
We cannot speak to highly of Paul, whose help has been invaluable
John and Branwen Castle
Glenn Pennington was totally amazing…
Glenn Pennington was totally amazing from start to finish and we would recommend him to anyone he kept us informed throughout the entire process so a big thank you
Make Life Easier for Yourself!
Our Advisor, Glenn Pennington was a pleasure to deal with, he explained how the system works and answered any queries without complicating anything. The whole process went through without a hitch and we felt comfortable dealing with him. We would recommend Glenn to any prospective clients.
The legal work was carried out by Forever Legal and this too proved no problem.
The whole process was completed quite quickly and we are very happy with the outcome.
Easy flow
Glenn Pennington was amazing he explained everything so well and made it easy to follow
He made sure we fully understood everything
The process all went smoothly
Would highly recommend
Tracey James was are first contacted…
Tracey James was are first contacted after arranging our home visit Tracey was very warming and her professional and compassionate manner made the whole process run so smoothly she explained all the steps on how the process works and helped with understanding the paperwork she made everything easy.Tracey was there with every step we would highly recommend Tracey 5 stars
Glenn Pennington
Glenn explained the process to me from start to finish he was very friendly and helpful
I would highly recommend Glenn to anyone thinking about a Lidetome Mortgage
Glenn provided Top quality support and help
The service and support from Glenn was excellent and the time taken to go through all the fine details and make himself available for follow up support was great, a true professional.
Highly recommend the company the the product.
The Trustpilot Experience
Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.
Companies can ask for reviews via automatic invitations. Labeled Verified, they’re about genuine experiences.
Learn more about other kinds of reviews.
We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.
Learn about Trustpilot’s review process.
Here are 8 tips for writing great reviews.
Verification can help ensure real people are writing the reviews you read on Trustpilot.
Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.








