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RSPCA Pet Insurance (UK) Reviews 

215
TrustScore 4.5 out of 5

4.5

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Review summary

Created with AI, based on recent reviews

Evaluating 159 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently highlight the affordable pricing and valuable coverage options that easily beat other competing providers in the market. Many people also find the online registration and claim submission procedures to be remarkably smooth and straightforward to navigate. Reviewers often praise the helpful support team and direct veterinary coordination, which significantly reduces stress during difficult medical situations. However, some people mentioned that their insurance premiums increased dramatically and unexpectedly upon renewal after the first year. A few other reviewers also expressed serious frustration regarding slow response times and prolonged difficulties when trying to process claims.

What people talk about most

Price

People report positive experiences with price, often noting that the insurance policies are affordable,... See more

Service

Consumers find service to be positive, highlighting that the procedure from start to finish is impeccable and... See more

Claim

Customers consistently note ambiguous experiences with claim processes, reflecting a strong division in user... See more

User experience

Reviewers highlight positive aspects of user_experience, noting that the platform is reasonably priced,... See more

Value for money

Users consistently report satisfaction with value for money, highlighting reasonable prices and competitive... See more

Reviews shaping this summary

Rated 5 out of 5 stars

From the start of our time with RSPCA insurance, everything has been absolutely excellent. The portal worked very well, there have never been any issues and the customer service people have been grea... See more

Company replied

Rated 5 out of 5 stars

Our Lab sustained an injury while playing fetch and required overnight anaesthesia, stitches, and antibiotics at the out-of-hours vet. The claim was accepted within 3 days and paid within another 3. N... See more

Company replied

Rated 5 out of 5 stars

Just by chance I found the RSPCA pet insurance via a comparison site and although they weren't the cheapest they were a trusted name and what they offer is exceptional value and they even accepted... See more

Rated 5 out of 5 stars

My wee kitten broke her leg at just 8 months old, requiring a surgery, pins, the works. It was a scary situation with very expensive bills - but it could not have been easier working with RSPCA Pet In... See more

Company replied


Company details

  1. Pet Insurance Company

Written by the company

With RSPCA pet insurance*, you’ll be ready to take care of your pet when they need it.Every policy taken out supports our mission against animal cruelty and neglect.


Contact info

Get peace of mind

with our 5* Defaqto rated cover

4.5

Excellent

TrustScore 4.5 out of 5

215 reviews

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Asks customers to review

This company invites their customers to review, whether positive or negative

Replied to 81% of negative reviews

Typically replies within 1 week

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4.5

All reviews

(215)

157 reviews in the last 12 months

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Rated 3 out of 5 stars

policy exclusions

I have just taken out a policy for my dog effective a few days ago. I set it up nearly 4 weeks and sent all of her medical history in 3 weeks ago. The policy is now active, and I still do not know what exclusions will apply; they tell me it is still 3 days away from knowing. I dont think a policy should start without knowing what i have paid for espacially when 3 weeks notice has been given of a full medical history

July 17, 2026
Rated 3 out of 5 stars

Lots of exclusions from cover after insurance started

Insurance was very easy to set up online & price good. However, after the insurance started and my first direct debit went out, I received a notification via the portal that numerous conditions had been excluded from my dog’s cover, which I think is very sharp practice. Too late to cancel but very disappointing as I’ve always been a huge supporter of the RSPCA.

July 21, 2026
Rated 5 out of 5 stars

Great company to use.

There was no fuss about my pet claim.
It was granted within the day, support great and took the worry away from me to get best treatment for my dog.
Thank you

January 27, 2026

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