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Savvos Health Reviews 

2
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TrustScore 4 out of 5

3.8

Payment Service
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Company details

  1. Payment Service

Written by the company

Savvos Health | Claims Elimination and Real-Time Healthcare Payments Savvos Health is a healthcare payment technology company that helps self-funded employer health plans eliminate claims for qualifying care, lock in cash-pay rates before treatment, and offer members potential $0 out-of-pocket costs. Its proprietary SmartPay platform enables health plans to pay providers immediately using plan assets, without traditional provider networks. By securing transparent, bundled cash pricing upfront and replacing claims with direct payment, Savvos helps employers control healthcare spending and supports efforts to stabilize health plan costs and premiums over time. Employers gain more predictable costs and richer benefits. Providers receive immediate settlement. Members access qualifying care, often with no deductible or out-of-pocket expense. Savvos Health supports customers across the United States and has been recognized on the Inc. 5000 and Utah Fast 50. Learn how your company can eliminate claims and bring cash-pay pricing to its self-funded health plan at savvos.com. Savings may vary by procedure, provider, location, plan design, and other factors.

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3.8

Great

TrustScore 4 out of 5

2 reviews

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3.8

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2 reviews in the last 12 months

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Rated 5 out of 5 stars

I had honestly never even heard of…

I had honestly never even heard of Savvos Health until I reached out to America First Healthcare. I live in California, and if you live here you already know how much of a headache health insurance can be. I was mainly looking for something outside of Covered California that would still give me the freedom to actually see the doctors and specialists I want.

That’s probably my favorite thing about Savvos—the flexibility. I’m not constantly stressing about whether I can go to a certain doctor or specialist.

But the biggest thing for me was the price. Compared to what I was paying for my family through Covered California, the difference is honestly crazy. I’m saving around $1,400 A MONTH. That’s $1,400 that doesn’t have to disappear into health insurance every month, especially when my family barely even uses it.

For me, that was a no-brainer. Really grateful I found Savvos Health and America First Healthcare.

September 22, 2026
Unprompted review
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Reply from Savvos Health

We know many families are looking for health coverage that better fits their needs and budget. We’re glad you found an option that gives your family more flexibility in choosing care and has made a meaningful difference for you. We appreciate the opportunity to support you alongside America First Healthcare.

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Rated 5 out of 5 stars

Game changing company making it much…

Game changing company making it much easier to use you health plan! Since change to savvos my plan has become both easier to use, more doctors take it, and I haven’t had to go out of pocket once

May 1, 2026
Unprompted review
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Reply from Savvos Health

Here’s a polished version that adds your point while keeping the focus on this reviewer’s experience:

We know how important it is to have a health plan that feels easy to use and helps you access care. We’re glad the transition has made that experience simpler for you and that you haven’t had to pay out of pocket for your care. We believe direct provider payment through Savvos SmartPay technology can help shape the future of health benefits. Thank you for being a part of that change!

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