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SBLI Reviews 

1,997
•
TrustScore 4.5 out of 5

4.3

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Review summary

Created with AI, based on recent reviews

Considering 140 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently appreciate the helpful staff and professional agents who guide them carefully, making the entire application process remarkably smooth and efficient. Many people also highlight the exceptional customer service, clear communication, and valuable guidance provided by representatives from start to finish. Some reviewers were not happy with unexpected price increases and noticeable discrepancies between initial quotes and final policy offers. Consumers also noted occasional difficulties reaching support representatives, along with frustrating delays or challenges when trying to get timely assistance. Additionally, a few individuals mentioned feeling overwhelmed by repetitive questions during multiple follow-up calls from different staff members.

What people talk about most

Staff

Reviewers mention positive feedback about staff, consistently describing agents as professional, patient, and... See more

Customer service

Clients share positive opinions on customer service, noting that representatives answered all questions,... See more

Service

Customers experienced great satisfaction, noting that helpful representatives made the application process... See more

Price

Consumers find price to be ambiguous, with some reviewers expressing satisfaction over securing great rates... See more

User experience

Customers consistently note positive experiences with user experience, highlighting that the application... See more

Reviews shaping this summary

Rated 4 out of 5 stars

The process for applying was difficult. Then there was a long pause over a week where There was no communication. The customer service members is great, though. MEGJ~

Company replied

Rated 5 out of 5 stars

Our agent Kenderlly was amazing! She answered all our questions. She was patient and thorough. She checked in to make sure everything was going smoothly. The examiner that came to our home made things... See more

Company replied

Rated 5 out of 5 stars

Brenda Serna is the most professional person I know. She went out of her way to satisfy me. On the other hand I am very disappointed and feel I was discriminated against with a premium that is based u... See more

Company replied

Rated 5 out of 5 stars

Worked with Jim Morecroft. I was recently laid off and lost my life insurance. I was uneasy about not having coverage to protect my family. Jim helped walk me through the process and made it fast a... See more

Company replied


Company details

  1. Term Life Insurance Provider Company
  2. also in
  3. Income Protection Insurance Company
  4. Life Insurance Agency
  5. Personal Insurance Company

About SBLI

Written by the company

What Makes SBLI Unique?

For over 115 years, SBLI, The Savings Bank Mutual Life Insurance Company of Massachusetts, has protected policyholders with affordable and reliable life insurance solutions, including term life insurance and whole life insurance. Our life insurance specialists provide expert guidance tailored to your needs.

Our Commitment and Strength:

  • AM Best Financial Strength Rating of A (Excellent),¹ its second-highest rating category.
  • A+ Rating & Accreditation from the Better Business Bureau, its highest rating category.²
  • Over 1,000,000 families protected since our founding.
  • As a mutual company, we are owned by our policyholders, aligning our interests with yours.

Need Assistance?

We're here to help. Contact SBLI’s Customer Service team Monday – Friday, 8:00 a.m. to 6:00 p.m. Eastern Time.


Contact info

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SBLI

Since 1907, we've been helping customers protect the people they love.

4.3

Excellent

TrustScore 4.5 out of 5

2K reviews

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4.3

All reviews

(1,997)

136 reviews in the last 12 months

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Rated 2 out of 5 stars

Too difficult

The time, paperwork and emails for a 25,000 policy on a healthy 37 year old non smoker was questionable at best!

June 21, 2025
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Reply from SBLI

Welcome to SBLI! We're excited to have you with us and appreciate you taking the time to share your feedback.

We understand that the time, paperwork, and emails involved felt like a bit much, and we're always working to make the process smoother and more efficient. Your insights help us do just that.

We're glad to hear you received the rate you were originally quoted—that’s a positive outcome, and we're happy we could deliver on that promise.

Thanks again for being part of SBLI. We're here if you need anything along the way.

Rated 4 out of 5 stars

Some people did better than others

Some people did better than others. The phone tree needs improving.

June 13, 2025
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Reply from SBLI

Hi Nancy,
Thank you for your feedback. We're always looking for ways to innovate and improve, and we truly appreciate you sharing your experience as a valued policyholder.

Rated 5 out of 5 stars

Very easy

Very easy, issued as quoted.

June 10, 2025
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Reply from SBLI

We're happy to hear that everything was easy and as quoted. Thank you for your positive feedback; we appreciate it!

Rated 5 out of 5 stars

SBLI has good rates. Communication with them is also great.

Communication with SBLI during the whole process of medical exam to underwriting, was good. SBLI always returned answers to my questions. The premium rate turned out to be better than 3 other life insurance companies. I’ll always endorse SBLI if friends ask

June 12, 2025
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Reply from SBLI

We’re so glad to hear that our communication and rates met your expectations during the process. Thanks for your kind words—and for placing your trust in us. It means a lot!

Rated 5 out of 5 stars
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Reply from SBLI

We appreciate your feedback! Thank you for taking the time to share your positive experience and for being a part of the SBLI family.

Rated 4 out of 5 stars

The process was easy to follow

The process was easy to follow. The agent Ross was great, and he helped me understand my doubts and queries. The underwriter part and follow-up could be better with clear communication.

May 29, 2025
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Reply from SBLI

We're glad the process was easy and the agent was helpful - we'll pass that compliment along! We appreciate your feedback regarding the underwriting and follow-up; we'll focus on improving clarity in our communication. Thanks for your review.

Rated 5 out of 5 stars

Customer service representative Jack Raycroft

Customer service representative
Jack Raycroft was very knowledgeable, helpful and pleasant to work with! All my questions were answered.

June 4, 2025
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Reply from SBLI

We appreciate your feedback! Thank you for taking the time to share your positive experience and for being a part of the SBLI family.

Rated 5 out of 5 stars

Helping set up Life Insurance

SBLI’s team was very accommodating and able to answer all of my questions! I’m very happy with my policy and being competitive against others.

May 28, 2025
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Reply from SBLI

We appreciate your feedback! Thank you for taking the time to share your positive experience and for being a part of the SBLI family.

Rated 5 out of 5 stars

Jo-Anne Corcoran: SBLI superstar

Jo-Anne’s patience and professionalism were top-notch. Great worker. Give her a raise!

May 31, 2025
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Reply from SBLI

We appreciate your feedback and will share this with Jo-Anne! Thank you for taking the time to share your positive experience and for being a part of the SBLI family.

Rated 5 out of 5 stars

The agent was wonderful

The agent was wonderful. Explained our choices and we felt we trusted him.

May 30, 2025
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Reply from SBLI

We appreciate your feedback! Thank you for taking the time to share your positive experience and for being a part of the SBLI family.

Rated 1 out of 5 stars

No policy, no refund

I sent in my payment to pay for my policy in full ( annual), policy was never issued. I requested a refund and now they said they issued the policy AFTER I obtained a policy elsewhere. Now I can’t seem to get my refund of $1163.25

May 23, 2025
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Reply from SBLI

We understand how important this is and appreciate you bringing it to our attention. Our team is actively looking into the details of your payment and policy timeline to make sure we fully understand what happened. We want to make this right and will be following up with you directly as soon as we have more information.

Thank you for your patience—we’re on it.

Edit 6/2/25:
Thanks again for reaching out. We’ve looked into this for you and can confirm that your refund was processed on May 28, the same day it was requested.

A check for $1,163.25 was mailed via USPS and should arrive this week. If you don’t receive it within a few days, or if you have any other questions, please don’t hesitate to contact our Customer Care team. We’re here to help.

Rated 5 out of 5 stars

Communication has been prompt and clear…

Communication has been prompt and clear whether I needed information or a problem resolved.

May 20, 2025
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Reply from SBLI

We appreciate your feedback! Thank you for taking the time to share your positive experience and for being a part of the SBLI family.

Rated 4 out of 5 stars

Great Service, But Application Process Needs Modernization

Brenda Serna was incredibly helpful in answering my questions about the policy and providing timely updates on the status of my Whole Life Insurance application once it reached underwriting. One suggestion for improvement would be to offer an online application and a secure digital submission process. This would help prevent errors from phone transcriptions or handwritten forms and eliminate the need to rely on USPS mail—especially when sending sensitive information like Social Security numbers.

May 7, 2025
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Reply from SBLI

We appreciate your kind words about Brenda Serna. We strive to provide excellent customer service and are pleased to hear that she was able to assist you with your Whole Life Insurance application. We appreciate your suggestion and will explore it as we continue to enhance our customer experience.

Rated 5 out of 5 stars

John Campbell is the man

John Campbell is the man! He was there every step of the process and made sure he was always available!
Thank you John!

May 17, 2025
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Reply from SBLI

We appreciate your feedback and have shared it with our agent! Thank you for taking the time to share your positive experience and for being a part of the SBLI family.

Rated 4 out of 5 stars

Having to explain how company physicals…

Having to explain how company physicals are not held by my primary care physician.

May 17, 2025
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Reply from SBLI

We understand your frustration with the process. We strive to make our procedures clear and convenient for everyone. We appreciate your feedback and will use it to improve our communication and processes. Thank you for your trust and being a part of the SBLI family.

Rated 5 out of 5 stars

I was very pleased with the experience…

I was very pleased with the experience in trying to get my life insurance policy. Everyone was very knowledgeable & courteous when I had several questions & issues. All my questions were answered. I would definitely recommend to a friend.

May 14, 2025
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Reply from SBLI

We appreciate your feedback! Thank you for taking the time to share your positive experience and for being a part of the SBLI family.

Rated 5 out of 5 stars

Very fair and experienced

The nursing staff who came to take my blood and weigh me were very considerate. SBLI was thorough and fair. It was a very good experience.

May 13, 2025
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Reply from SBLI

We appreciate your feedback! Thank you for taking the time to share your positive experience and for being a part of the SBLI family.

Rated 5 out of 5 stars

Pretty good service

Pretty good service, price was good

May 6, 2025
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Reply from SBLI

We appreciate your feedback! Thank you for taking the time to share your positive experience and for being a part of the SBLI family.

Rated 1 out of 5 stars

UNACCEPTABLE BUSINESS PRACTICES

FUNERAL HOME REPORTED A DEATH ON MAY 6, 2025 AND HAS STILL NOT RECEIVED A CLAIM FORM. WAS TOLD 7 TO 10 DAYS JUST TO RECEIVE A FORM! RIDICULOUS, OTHER INSURANCE COMPANIES EMAIL THE FORM WITHIN HOURS OR HAVE IT ON THEIR WEBSITE. I CAN ONLY IMAGINE HOW LONG ITS GOING TO TAKE TO PROCESS AND PAY.....

May 5, 2025
Unprompted review
SBLI logo

Reply from SBLI

Thank you for reaching out. At this time, our ACE online claims platform is available only to individual beneficiaries. As a funeral home, your claim must be processed through our standard channels.

We’ve emailed the required claim forms to you, and paper copies should arrive within the next day or so. If you have any questions or need further assistance with the process, please don’t hesitate to contact us.

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