Banner for SBLI

SBLI Reviews 

1,997
•
TrustScore 4.5 out of 5

4.3

While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more

To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more

Review summary

Created with AI, based on recent reviews

Considering 140 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently appreciate the helpful staff and professional agents who guide them carefully, making the entire application process remarkably smooth and efficient. Many people also highlight the exceptional customer service, clear communication, and valuable guidance provided by representatives from start to finish. Some reviewers were not happy with unexpected price increases and noticeable discrepancies between initial quotes and final policy offers. Consumers also noted occasional difficulties reaching support representatives, along with frustrating delays or challenges when trying to get timely assistance. Additionally, a few individuals mentioned feeling overwhelmed by repetitive questions during multiple follow-up calls from different staff members.

What people talk about most

Staff

Reviewers mention positive feedback about staff, consistently describing agents as professional, patient, and... See more

Customer service

Clients share positive opinions on customer service, noting that representatives answered all questions,... See more

Service

Customers experienced great satisfaction, noting that helpful representatives made the application process... See more

Price

Consumers find price to be ambiguous, with some reviewers expressing satisfaction over securing great rates... See more

User experience

Customers consistently note positive experiences with user experience, highlighting that the application... See more

Reviews shaping this summary

Rated 4 out of 5 stars

The process for applying was difficult. Then there was a long pause over a week where There was no communication. The customer service members is great, though. MEGJ~

Company replied

Rated 5 out of 5 stars

Our agent Kenderlly was amazing! She answered all our questions. She was patient and thorough. She checked in to make sure everything was going smoothly. The examiner that came to our home made things... See more

Company replied

Rated 5 out of 5 stars

Brenda Serna is the most professional person I know. She went out of her way to satisfy me. On the other hand I am very disappointed and feel I was discriminated against with a premium that is based u... See more

Company replied

Rated 5 out of 5 stars

Worked with Jim Morecroft. I was recently laid off and lost my life insurance. I was uneasy about not having coverage to protect my family. Jim helped walk me through the process and made it fast a... See more

Company replied


Company details

  1. Term Life Insurance Provider Company
  2. also in
  3. Income Protection Insurance Company
  4. Life Insurance Agency
  5. Personal Insurance Company

About SBLI

Written by the company

What Makes SBLI Unique?

For over 115 years, SBLI, The Savings Bank Mutual Life Insurance Company of Massachusetts, has protected policyholders with affordable and reliable life insurance solutions, including term life insurance and whole life insurance. Our life insurance specialists provide expert guidance tailored to your needs.

Our Commitment and Strength:

  • AM Best Financial Strength Rating of A (Excellent),¹ its second-highest rating category.
  • A+ Rating & Accreditation from the Better Business Bureau, its highest rating category.²
  • Over 1,000,000 families protected since our founding.
  • As a mutual company, we are owned by our policyholders, aligning our interests with yours.

Need Assistance?

We're here to help. Contact SBLI’s Customer Service team Monday – Friday, 8:00 a.m. to 6:00 p.m. Eastern Time.


Contact info

Promotion box for SBLI

SBLI

Since 1907, we've been helping customers protect the people they love.

4.3

Excellent

TrustScore 4.5 out of 5

2K reviews

5-star
4-star
3-star
2-star
1-star

Asks customers to review

This company invites their customers to review, whether positive or negative

At Trustpilot, it's all about human content. This business can also access our AI-assisted response tool which helps them draft replies.

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

4.3

All reviews

(1,997)

136 reviews in the last 12 months

Write a review
Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Keep Up the Good Work!

Excellent support representatives!

November 1, 2025
SBLI logo

Reply from SBLI

We're happy to hear that you've had such a positive experience with SBLI support. Thank you for your positive feedback!

Rated 1 out of 5 stars

Poor Communication

I have put in a claim for my father's life insurance policies which he paid diligently for more than 60 years in one case. After a month, there is still no response from SBLI. I have also written two emails to customer service about this claim and neither email received a response. I am disappointed with the standard of communication from a company my father trusted.

October 31, 2025
Unprompted review
SBLI logo

Reply from SBLI

Hi Timothy,

We’re very sorry to hear about the loss of your father, and we understand how difficult this time must be for you and your family. We appreciate you reaching out and sharing your concerns. Our records show that the claims were processed on October 31, 2025, and the benefit checks were mailed on November 3, 2025 to the named beneficiary.

Our team is following up with you directly via email to provide clarification and ensure all questions are addressed. If you need any additional assistance, please don’t hesitate to contact us at customerservice@sbli.com.

—The SBLI Team

Rated 1 out of 5 stars

The company generated 3 accidental…

The company generated 3 accidental policies on me with our my knowledge.

October 29, 2025
SBLI logo

Reply from SBLI

Hi Freddie,

We never want a customer to feel uncertain about their policies. Our records show multiple enrollments, and our team is already addressing your request to cancel the most recent one. You should expect a confirmation shortly.

If you need any further assistance, please reach out to customerservice@sbli.com or call 1-800-694-7254. We’ll ensure this is fully resolved to your satisfaction.

—The SBLI Team

Rated 1 out of 5 stars

Flustered it with no response or…

I have made multiple requests for comprehensive documentation regarding the standard life insurance policy pertaining to myself and my wife, including the accidental death coverage. However, I have not received any response to date.

October 29, 2025
SBLI logo

Reply from SBLI

Hi Eric,

We understand how important it is to have clear documentation about your life insurance coverage, and we’re sorry for any frustration this situation has caused. Our team is reaching out to you directly via email to ensure you have the information you’re looking for.

If you have any additional questions, please don’t hesitate to contact us at customerservice@sbli.com or call 1-800-694-7254, and we’ll be glad to assist right away.

—The SBLI Team

Rated 5 out of 5 stars

SBLI has made our family feel secure…

SBLI has made our family feel secure for over two decades. Communication and interaction with SBLI over that time period has been easy and efficient.

October 29, 2025
SBLI logo

Reply from SBLI

We're happy to hear that you've had such a positive experience with SBLI. It's great to know we've been able to make your family feel secure for over two decades! Thanks for sharing.

Rated 3 out of 5 stars

Mixed experience

Although it has been some 20 years since I last obtained a Term Life policy from SBLI, my experience this time was different. Last time obtaining a policy was easy. I am a relatively low risk customer. Based on my history the agent told me he thought I might not need any follow up medical exam. Not only did I need to do the medical exam (which was relatively painless), I had to do an extensive interview with a representative who was not the agent. The interview involved medical questions (ok) but also extensive questions about my finances. I'm not sure how this is a legitimate path of inquiry for a life insurance company. It might be worth investigating if a claim is made and there are irregularities, but to bind a policy in the first place? When I asked the interviewer why I had to answer these questions, she said she didn't know and SBLI 'just tells me what questions to ask.' Although I went through with taking out the policy to avoid restarting this process elsewhere, SBLI lost some trust with me during this process.

October 1, 2025
SBLI logo

Reply from SBLI

We appreciate you sharing your experience. We regret that your recent policy application differed from your past interactions and involved extensive financial questions. We aim to make the process smoother and will review your feedback regarding the interview process to ensure it aligns with our standards. Thank you for your business.

Rated 5 out of 5 stars

Great Experience

Easy to work with. Quick turn around from medical visit to approval.

November 5, 2025
SBLI logo

Reply from SBLI

We're glad you found it easy! Thank you for your positive feedback; we appreciate it greatly.

Rated 5 out of 5 stars

A+++

Great company. Great customer service.

October 29, 2025
SBLI logo

Reply from SBLI

We're happy to hear that you had such a positive experience! We appreciate you taking the time to share your feedback.

Rated 5 out of 5 stars

long time member

long time member, very pleased with service

October 29, 2025
SBLI logo

Reply from SBLI

We're happy to hear that you've had such a positive experience and are a long term member with SBLI. Thanks for sharing!

Rated 4 out of 5 stars

The communication was very good

The communication was very good. Only a couple mis-steps causing confusion and additional home visit.

November 4, 2025
SBLI logo

Reply from SBLI

We appreciate your feedback and are happy to hear that the communication was good overall. Thank you for your positive feedback!

Rated 4 out of 5 stars

Solid

easy , seems to be fare rates

October 29, 2025
SBLI logo

Reply from SBLI

We're happy our service is easy to use and our rates seem fair. Thank you for your feedback.

Rated 5 out of 5 stars

I have been with SBLI for over 20 years…

I have been with SBLI for over 20 years and find their insurance rates to be the best! I have had friends and family take advantage as well. KUDOS!

October 29, 2025
SBLI logo

Reply from SBLI

We're happy to hear that you've had such a positive experience with our insurance rates for over 20 years! It's great to know your friends and family have benefited, too. Thanks for sharing!

Rated 5 out of 5 stars

Great service

Easy to deal with

October 29, 2025
SBLI logo

Reply from SBLI

We're glad you found it easy! Thank you for your positive feedback; we appreciate it greatly.

Rated 5 out of 5 stars

I am extremely satisfied with my agent

I am extremely satisfied with my agent, Marc Ross, has been extremely helpful and friendly. I highly recommend Marc!

October 24, 2025
SBLI logo

Reply from SBLI

We're happy to hear that you had such a positive experience! We appreciate you taking the time to share your feedback and are so glad the agent was helpful and friendly.

Rated 3 out of 5 stars

Difficult getting in touch with someone…

Difficult getting in touch with someone to answer questions. Still haven’t received a call about my questions with my bill. It was much better before all the electronic communication.

October 22, 2025
SBLI logo

Reply from SBLI

Hello, we’ve shared your feedback with our Customer Care team, and a representative will be reaching out to assist you as soon as possible. We value the opportunity to make this right and ensure your experience is a positive one.

Rated 2 out of 5 stars

very poor communication

very poor communication. We are still are not sure policy is in force

October 21, 2025
SBLI logo

Reply from SBLI

Thank you for sharing your feedback. Your agent will be reaching out today to confirm your policy status and answer any questions. If you’d like to discuss your experience further, please contact Ross Singmaster, Direct Sales Manager, at rsingmaster@sbli.com. We appreciate you bringing this to our attention and we’re here to help.

Rated 5 out of 5 stars

Our experience with SBLI has been a…

Our experience with SBLI has been a very positive and easy process.
I’m so glad Select Quote matched us with this company.

October 17, 2025
SBLI logo

Reply from SBLI

We're happy to hear that your experience was positive and easy. We appreciate you letting us know, and we're so glad you were matched with us!

The Trustpilot Experience

Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.

We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.

Learn about Trustpilot’s review process.

Here are 8 tips for writing great reviews.

Verification can help ensure real people are writing the reviews you read on Trustpilot.

Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.

Take a closer look