My beloved cat had an infected wound which i noticed late at night and I called the pet care helpline. Got straight through to a vet who asked lots of questions and assessed my cat via video link. Un... See more
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Review summary
Created with AI, based on recent reviews
What people talk about most
Reviews shaping this summary
Our dog had a lameness that needed further investigation and I can’t argue how easy the process was in claiming the bills back for this. From initial submission of the forms from the vets to money... See more
Company replied
I hesitated in claiming for Zak’s lump removal as it was only a few weeks after changing to Scratch & Patch that it appeared. To be honest if I had known I was going to have a reason to claim I would... See more
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I have been with Scratch and Patch for 3 years now. Their multiple pets insurance is very good value for money and wouldn't be available anywhere else for 2 bulldogs. Any claims I have made are prompt... See more
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Company details
About Scratch & Patch
Written by the company
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At Scratch & Patch, we know one thing for sure: your dog or cat is not just a pet — they’re part of the family. That’s why we’ve built our pet insurance to deliver reliable protection, simple choices, and genuine peace of mind for every paw in your household. 😺🐶
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Contact info
124 City Road, EC1V 2NX, London, United Kingdom
- 0330 102 6839
- admin@scratchandpatch.co.uk
- scratchandpatch.co.uk
Scratch & Patch Pet Insurance
4.5
Excellent
2K reviews
Replied to 100% of negative reviews
Typically replies within 24 hours
How this company uses Trustpilot
See how their reviews and ratings are sourced, scored, and moderated.
Reply from Scratch & Patch
Thank you for taking the time to leave us a 5⭐ review!
We’re really pleased to hear your policy was easy to set up, met your needs, and offered good value compared to other providers — that’s exactly what we aim to deliver.
If you have any questions at all, you can get in touch with us via https://scratchandpatch.co.uk/contact/
Warm regards,
Your Scratch & Patch Family 🐾
The form was easy to fill in
The form was easy to fill in. Cheaper than my last insurance and pays directly to the vets. Hoping I won’t need to claim but feel at ease knowing my dog is insured just in case.
February 5, 2026
Reply from Scratch & Patch
Thanks so much for your lovely review! ⭐️
We’re really pleased to hear you found the form easy to complete and that our cover offered better value than your previous insurance.
Paying vets directly and giving you peace of mind are both big priorities for us — so it’s great to know that came through.
If you do need to make a claim, we’ll be right here to help https://scratchandpatch.co.uk/contact/
Thanks again for choosing Scratch & Patch 😊
Warm regards,
Your Scratch & Patch Family 🐾
Easy to manage
February 5, 2026
Reply from Scratch & Patch
Hi there,
Thank you for your feedback, we really appreciate it — It’s great to hear you found everything easy to manage and stress-free 😊
If you have any questions at all, you can get in touch with us via https://scratchandpatch.co.uk/contact/
Warm regards,
Your Scratch & Patch Family 🐾
Competitive prices & easy admin process
Great price and very quick and easy to set up.
February 4, 2026
Reply from Scratch & Patch
Hi Sophie,
Thanks so much for taking the time to leave us a review.
We’re so pleased to hear you found our prices competitive and the setup was quick, easy, and hassle free — that’s exactly the experience we aim to deliver!
Thanks again for choosing us 😊
If you have any questions at all, you can get in touch with us via https://scratchandpatch.co.uk/contact/
Warm regards,
Your Scratch & Patch Family 🐾
Just taken out a policy
Just taken out a policy. Customer service team over the phone have been amazing.
February 4, 2026
Reply from Scratch & Patch
Hi Emma,
Welcome to the family!
It’s great to have you and your furry family member on board and as part of our growing Scratch & Patch Family.
Thank you for taking the time to leave such a positive review and for highlighting the amazing support you received from our customer service team. I’ll be sure to pass on your kind feedback — they’ll be delighted to know they helped make your onboarding with us seamless and stress-free.
If you ever need anything, please don’t hesitate to get in touch with us via https://scratchandpatch.co.uk/contact/
Warm regards,
Your Scratch & Patch Family 🐾
Reply from Scratch & Patch
Hi Malcolm,
Welcome to the family!
Thank you for taking the time to leave us a positive review. We’re really pleased to hear you found everything easy to set up and good value.
If you ever have any further questions, you can get in touch with us via https://scratchandpatch.co.uk/contact/
Warm regards,
Your Scratch & Patch Family 🐾
Reply from Scratch & Patch
Hi Pam,
Welcome to the family! It’s great to have you on board with us.
Thank you for taking the time to leave such a positive review of your experience. I’ll be sure to pass on your kind words to the team — they’ll really appreciate hearing that they were able to make things easy to understand for you.
If you ever have any further questions, you can get in touch with us via https://scratchandpatch.co.uk/contact/
Warm regards,
Your Scratch & Patch Family 🐾
Very competitive quote
Very competitive quote, with a simple process for both gaining the quote and payment
January 27, 2026
Reply from Scratch & Patch
Hi Viv,
Thank you for taking the time to leave us a review. We’re really pleased to hear you found the quote competitive and the process straightforward.
If you ever need us, we’ll be here to make sure the service matches what so many of our customers talk about in their reviews — supportive, reliable, and there when it matters most, taking the stress away should you ever need to make a claim for your furry friend.
If you have any questions at all, you can get in touch with us via https://scratchandpatch.co.uk/contact/
Warm regards,
Your Scratch & Patch Family 🐾
So far so good
So far so good ! Easy to yours website ! So much cheaper than a lot of pet insurance, with the same benefits !
February 2, 2026
Reply from Scratch & Patch
Hi Elaine,
Welcome to the family!
Thanks so much for leaving us a review — we’re really glad you found the website easy to use and that the cover felt like good value compared to other options out there.
If you ever need anything or have any questions, you can get in touch with us via https://scratchandpatch.co.uk/contact/
Warm regards,
The Scratch & Patch Family 🐾
The process of insuring my dogs was…
The process of insuring my dogs was made easy,plus the price for all three of them is very reasonable
January 30, 2026
Reply from Scratch & Patch
Hi Shirley,
Welcome to the family! 🐾
Wow — it sounds like you’ve got your hands full! We’re really pleased to hear that insuring your dogs was easy and that you found the cover to be great value. We’re delighted to welcome you and your furry family members to our ever-growing Scratch & Patch family.
If you ever have any further questions, you can get in touch with us via https://scratchandpatch.co.uk/contact/
Warm regards,
Your Scratch & Patch Family 🐾
excellent customer service
January 29, 2026
Reply from Scratch & Patch
Hi Sharon,
Thank you for taking the time to leave us a review about the service you received. It’s great to know you were well looked after by our dedicated teams and that your queries were handled efficiently, just as we aim to do.
If you need anything further, you can get in touch with us via https://scratchandpatch.co.uk/contact/
Warm regards,
Your Scratch & Patch Family 🐾
No incentive to stay and increase was too high
Great cover, disappointed in the renewal process. There were no options given to stay when I called to cancel or reason for the £16 renewal increase. Additionally, I got a what's app message after my policy ended which would have probably meant a larger increase for lapsed cover. Would have stayed because initial the policy cover was good.
February 9, 2025
Reply from Scratch & Patch
Hi Natalie,
Thank you for taking the time to leave your feedback, we’re really sorry to hear that your renewal experience fell short, particularly when you’d been happy with the cover itself.
You’re absolutely right to expect clearer explanations and a proper conversation around your options when a premium changes. While renewal increases can be influenced by a number of factors such as area and risk ratings, breed, claims experience across the wider market, and changes to Insurance Premium Tax, we fully acknowledge that we should have taken the time to talk these through with you.
More importantly, we’re sorry that alternative options weren’t explored with you. This would usually include looking at different levels of cover that we offer which could better suit your needs and that conversation should have happened.
We don’t always get everything right, but by raising this you’ve done exactly the right thing. Your feedback has been shared internally and we’re reviewing what went wrong here, as this isn’t the experience we want to deliver.
If you’d be open to giving us another chance, we’d really welcome the opportunity to have one of our team talk through the options available to you and see whether we can find something that works better for you?
Alternatively if you’d like to get in touch, you can reach us here:
https://scratchandpatch.co.uk/contact/
Warm regards,
Your Scratch & Patch Family 🐾
Reply from Scratch & Patch
Hi Steven,
Thank you for taking the time to leave a positive review of your claims experience. We’re pleased to hear the communication was clear and that your claim was settled as expected, and we wish your furry friend a speedy recovery.
If you ever have any further questions, you can get in touch with us via
https://scratchandpatch.co.uk/contact/
Warm regards,
Your Scratch & Patch Family 🐾
Good cover along with sensible pricing.
Great price for our two cats to be insured. Very easy to setup a quote and then confirm a n actual price for the neat 12 months of cover. Options seem reasonable and so this attracted me to the website firstly, and then the actual pricing worked out fine for the cover required.
January 27, 2026
Reply from Scratch & Patch
Hi Steve,
Welcome to the family!
Thank you for your great review. We’re really pleased to hear you found it easy to get a quote and then confirm the actual price for the cover you needed. Making sure our options are clear, reasonably priced, and easy to understand is exactly what we aim for, so it’s great to know that’s what stood out for you.
If you ever have any further questions, you can get in touch with us via
https://scratchandpatch.co.uk/contact/
Warm regards,
Your Scratch & Patch Family 🐾
Easy to get a quote
Easy to get a quote, and set up, price on website was better than on go compare. Good value, will have to wait till pass judgement.
January 30, 2026
Reply from Scratch & Patch
Hi Jo,
Welcome to the family, its great to have you with us!
Thanks so much for your positive review. We’re really pleased to hear you found it easy to get a quote and get set up, and that our website price offered better value for you too. Making things clear, straightforward and good value is exactly what we aim for.
And if you ever need us, you can rest assured our dedicated teams will be there to support you every step of the way.
If you ever have any further questions, you can get in touch with us via
https://scratchandpatch.co.uk/contact/
Warm regards,
Your Scratch & Patch Family 🐾
This insurance was cheapest
This insurance was cheapest and was what I was looking for, have just adopted two dogs and they had the best offers.
January 29, 2026
Reply from Scratch & Patch
Hi Susan,
Welcome to the family!
Thank you so much for taking the time to leave us a wonderful review. We’re really pleased to hear you found us to be the right fit — especially at such an exciting time after adopting your two new dogs! Finding cover that offers good value and the right level of protection can be a bit of a minefield, so it’s great to know our offers stood out and ticked the boxes you were looking for.
We’re so happy to have you and your pups on board, and we’re always here if you need us.
If you ever have any further questions, you can get in touch with us via
https://scratchandpatch.co.uk/contact/
Warm regards,
Your Scratch & Patch Family 🐾
Website is so easy and quick to use…Pet insurance quote.
Website is so easy and quick to use and fully explains policies . Will definitely be recommending this to family and friends.
January 29, 2026
Reply from Scratch & Patch
Hi Julie,
Welcome to the family!
Thank you so much for taking the time to leave us such a great review. We’re really pleased to hear you found our website easy and quick to use, and that the policy details were clear and easy to understand. Creating a customer-friendly platform where people can find cover that suits their needs without any hassle or stress is something that really matters to us.
We’re also incredibly grateful that you’ll be recommending us to your friends and family — they’d of course be more than welcome to join our growing, pet-loving family too.
If you ever have any further questions, you can get in touch with us via https://scratchandpatch.co.uk/contact/
Warm regards,
Your Scratch & Patch Family 🐾
Very happy
It was easy to get the quote and very straightforward to sign up with them. They are cheaper than my last insurance and I like what they offer.
January 26, 2026
Reply from Scratch & Patch
Hi Patricia,
Welcome to the family!
Thank you so much for your 5★ review. We’re really pleased to hear you found getting a quote and signing up straightforward, and that our cover and pricing stood out compared to your previous insurer. Making things clear, simple, and good value is exactly what we aim for.
If you ever have any further questions, you can get in touch with us via https://scratchandpatch.co.uk/contact/
Warm regards,
Your Scratch & Patch Family 🐾
Everything simple and easy.
January 28, 2026
Reply from Scratch & Patch
Hi Muriel,
Thank you for your 5★ review. We’re really glad to hear you found everything simple and easy, that’s exactly what we aim for when helping customers get set up with cover that suits their needs.
If you have any questions at all, please don’t hesitate to get in touch via https://scratchandpatch.co.uk/contact/
Warm regards,
Your Scratch & Patch Family 🐾
Easy to set up policy
January 28, 2026
Reply from Scratch & Patch
Hi Mr Newman,
Welcome, Its great to have you with us.
Thank you for taking the time to leave a review. We’re really pleased to hear you found setting up your policy easy and straightforward.
Creating a simple, user-friendly experience that gives our customers peace of mind when choosing the right cover for their pet’s needs is something we really care about.
If you have any questions at all, please don’t hesitate to get in touch via https://scratchandpatch.co.uk/contact/
Warm regards,
Your Scratch & Patch Family 🐾
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