Southdownsinsurance Reviews 

5,602
TrustScore 4.5 out of 5

4.4

While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more

To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more

Review summary

Created with AI, based on recent reviews

Looking at 260 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently mention that the staff are exceptionally friendly, professional, and helpful when updating travel policies or asking questions over the phone. People also appreciate the highly competitive prices, seamless renewals, and the clear, easy-to-use platform for getting instant quotes without any hassle. Some reviewers were not happy with the claims process, noting that payouts took a long time and required submitting the same documents multiple times. Consumers also pointed out frustrating communication issues, unresponsive staff, and unexpected difficulties getting certain medical or travel incidents covered under their policies.

What people talk about most

Price

Reviewers mention positive feedback about price, consistently describing quotes as very reasonable and... See more

Customer service

People report positive experiences with customer service, highlighting helpful and professional agents who... See more

Service

Users describe positive interactions with service, highlighting that representatives are friendly, helpful,... See more

Staff

Clients share positive opinions on staff, highlighting their professional and helpful demeanor during calls.... See more

Claim

Customers consistently note negative experiences with claim procedures, highlighting frequent refusals and... See more

Reviews shaping this summary

Rated 4 out of 5 stars

Third time I’ve taken out their cover and luckily didn’t have to use it! They consistently come out near the top for value and cover. Great price for someone who has pre-existing medical conditions to... See more

Rated 4 out of 5 stars

Friendly,helpful service and very reasonable price. Never claimed so couldn't give top rating as not experienced what claims would be like but overall happy with company.

Rated 5 out of 5 stars

I called to update medical history- and spoke with Nikki (?spelling) She was incredibly helpful, professional, kind and understanding. Gave me lots of options. Have been with Southdownsinsurance fo... See more

Rated 5 out of 5 stars

It is now three years that I have been insured with them. I only ever had to put one claim through and have to say it was not handled well to start with. However, customer service and management inter... See more


Company details

  1. Money & Insurance

Information provided by various external sources

Southdowns Insurance services Ltd is a General Insurance Intermediary located in West Sussex. We are licensed and regulated by the Financial Conduct Authority. Our authorisation allows us to arrange and assist in the administration of non-investment insurance contracts. You can check our entry on the FCA website at www.fca.org.uk. We currently provide sales and service support for an International General Insurance Intermediary but also offer our own products underwritten by within the AXA group. Our sales and service agents are experienced, knowledgeable and efficient, dedicating equal time and attention to service and query calls as they do to quotations and sales opportunities. We aim to provide a service that we can be proud of and one that we would wish to receive if calling or e-mailing into the office ourselves.


Contact info

4.4

Excellent

TrustScore 4.5 out of 5

6K reviews

5-star
4-star
3-star
2-star
1-star

Asks customers to review

This company invites their customers to review, whether positive or negative

Replied to 100% of negative reviews

Typically replies within 2 weeks

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

4.4

All reviews

(5,602)

241 reviews in the last 12 months

Write a review
Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 4 out of 5 stars

Third time I’ve taken out their cover…

Third time I’ve taken out their cover and luckily didn’t have to use it! They consistently come out near the top for value and cover. Great price for someone who has pre-existing medical conditions too. In future I think I’ll not bother to look around but just use them again.

January 11, 2026
Rated 1 out of 5 stars

Terrible company

While on holiday in Greece, I was admitted to the hospital with stomach pains, D&V.

My husband, who was fit and feeling very well, came with me.

While I was being hooked up to antibiotics and electrolytes, my husband collapsed.

The doctors battled for 40 minutes to save him. But he died. I was outside the room and I saw how hard they fought to save him.

It has been the worst, most traumatic experience of my life. My husband and I were together for 20 years. I loved every cell in his body, and I know he loved me.

My husband's insurance have been incredible. They have handled everything in an extremely complex situation. They are a company called AllClear.

Southdowns have been a nightmare. I am in a free, public hospital, but they are sending me tons of forms to open cases. The forms are in PDF and cannot be filled in on a phone. I cannot make changes to my flights or anything without this being done.

The language of the forms is incredibly unclear to the point that it is almost impossible to fill them in correctly. It is not at all obvious whether they are requesting information from my GP, or the hospital here in Greece. Many of the questions have vague wording. It is not at all clear what kind of consent I am giving.

Some of the people on their helplines are ridiculously verbose. There are several men who just go on and on and on and will NOT let you speak as a woman. They take about 3 minutes to say something that could be said in 20 seconds. And they do NOT listen or allow you to ask a question.

They have offered no support for me in terms of getting family out here or putting them up. I am relying on the kindness of my Airbnb landlord to host them - he is doing this for free. The Greeks are lovely people.

June 6, 2026
Unprompted review
Southdownsinsurance logo

Reply from Southdownsinsurance

Dear Customer,

Please accept our sincere condolences on the loss of your husband.

We appreciate the time you have taken to provide your feedback.

To enable us to share your feedback with the AXA Travel Insurance claims team, please may we ask that you contact us at info@southdownsinsurance.co.uk marking your email FAO the Duty Manager – TRUST PILOT in the subject field. Please copy your feedback and any additional information relating to your claim into the body of the email and include your policy and claims reference number.

Kind regards
Southdowns
Sales and service

Rated 4 out of 5 stars

Smooth and friendly reminder and…

Smooth and friendly reminder and renewal process - only reason I haven't given 5 stars is that I've never had to make a claim - which is the true test of how good a service they offer.

June 3, 2026
Rated 2 out of 5 stars

They wouldn’t pay out on my claim after…

They wouldn’t pay out on my claim after my phone was stolen, even though I handed them a mountain full of evidence, because the phone wasn’t blacklisted in 24hours which u don’t understand how I could do that when I didn’t have a phone & I was in a foreign country.

June 1, 2026
Unprompted review
Southdownsinsurance logo

Reply from Southdownsinsurance

Dear Customer,

We are very sorry to learn of your claims experience and appreciate the time you have taken to provide your feedback.

To enable us to share your feedback, please may we ask that you contact us at info@southdownsinsurance.co.uk marking your email FAO the Duty Manager – TRUST PILOT in the subject field. Please copy your feedback and any additional information relating to your claim into the body of the email and include your policy and claims reference number.

Kind regards
Southdowns
Sales and service

Rated 5 out of 5 stars

Great service

Friendly staff and clear with their policy covers and details. Not had to make a claim to date, but service to date has been good.

May 20, 2026

The Trustpilot Experience

Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.

We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.

Learn about Trustpilot’s review process.

Here are 8 tips for writing great reviews.

Verification can help ensure real people are writing the reviews you read on Trustpilot.

Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.

Take a closer look