Southdownsinsurance Reviews 

5,603
TrustScore 4.5 out of 5

4.4

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Review summary

Created with AI, based on recent reviews

Evaluating 254 reviews, reviewers overwhelmingly had a great experience with this company. Customers consistently praise the very reasonable prices and find it exceptionally straightforward to secure comprehensive coverage for their personal travel requirements. Reviewers frequently describe the support team as extremely helpful, polite, and efficient when guiding buyers patiently through various available options. Some reviewers were not happy with the claims process, mentioning frustratingly slow communication and prolonged difficulties getting their specific financial incidents properly settled. A few consumers also felt annoyed by unexpected policy clauses and repeated requests to submit identical documents before processing any payments.

What people talk about most

Price

Reviewers mention positive feedback about price, consistently describing quotes as very reasonable and... See more

Service

Users describe positive interactions with service, highlighting efficient and professional assistance from... See more

Customer service

Clients share positive opinions on customer service, highlighting helpful and professional phone interactions... See more

Staff

People report positive experiences with staff, highlighting their helpful, polite, and professional demeanor... See more

Claim

Reviewers highlight negative aspects of the claim process, expressing widespread frustration and... See more

Reviews shaping this summary

Rated 4 out of 5 stars

Friendly,helpful service and very reasonable price. Never claimed so couldn't give top rating as not experienced what claims would be like but overall happy with company.

Rated 4 out of 5 stars

Third time I’ve taken out their cover and luckily didn’t have to use it! They consistently come out near the top for value and cover. Great price for someone who has pre-existing medical conditions to... See more

Rated 5 out of 5 stars

I called to update medical history- and spoke with Nikki (?spelling) She was incredibly helpful, professional, kind and understanding. Gave me lots of options. Have been with Southdownsinsurance fo... See more

Rated 5 out of 5 stars

It is now three years that I have been insured with them. I only ever had to put one claim through and have to say it was not handled well to start with. However, customer service and management inter... See more


Company details

  1. Money & Insurance

Information provided by various external sources

Southdowns Insurance services Ltd is a General Insurance Intermediary located in West Sussex. We are licensed and regulated by the Financial Conduct Authority. Our authorisation allows us to arrange and assist in the administration of non-investment insurance contracts. You can check our entry on the FCA website at www.fca.org.uk. We currently provide sales and service support for an International General Insurance Intermediary but also offer our own products underwritten by within the AXA group. Our sales and service agents are experienced, knowledgeable and efficient, dedicating equal time and attention to service and query calls as they do to quotations and sales opportunities. We aim to provide a service that we can be proud of and one that we would wish to receive if calling or e-mailing into the office ourselves.


Contact info

4.4

Excellent

TrustScore 4.5 out of 5

6K reviews

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Replied to 100% of negative reviews

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4.4

All reviews

(5,603)

242 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Easy to renew, reliable

Renews every year automatically, I didn’t need to claim anything yet but I would assume that this would be as straightforward as the annual renewal.

December 16, 2025
Rated 5 out of 5 stars

Happy returning customer

I’ve used this company for years now, for annual travel cover with medical conditions. I’ve thankfully never had to make a claim so I can’t comment on that process. I’ve always found prices extremely reasonable and the staff are professional and friendly when I’ve needed to call to make changes.

December 12, 2025
Rated 5 out of 5 stars

Exceptional service

Needed emergency medical care while in the US - team were absolutely fantastic and sorted the payment before we had even been checked in! Couldn't rate them highly enough

December 2, 2024
Rated 5 out of 5 stars

Great service

Used this company over the past few years - competitive travel insurance, great customer service.
I've never needed to make a claim so far.

August 20, 2025
Rated 1 out of 5 stars

Waste of time taking out a policy with…

Waste of time taking out a policy with them, I lost an earring down the side of a sofa. They said it’s not lost even though I can’t retrieve it and I know where it is. It took nearly 3 months for them to reach a decision, despite me chasing multiple times. It’s a technicality and very convenient that they don’t have to pay out. Don’t waste your money.

October 15, 2025
Unprompted review
Southdownsinsurance logo

Reply from Southdownsinsurance

Dear Customer,

We are very sorry to learn of your experience and appreciate the time you have taken to provide your feedback.

Your feedback is very valuable to both Southdowns and AXA Partners and will be used to help improve our service and product to ensure we can continue to meet the high standard we strive to deliver.

If you feel that your claim has been assessed or declined incorrectly, please consider discussing your situation with the claims team.

If you have not registered a complaint and would like to discuss your concerns in further detail, please do use the below contact methods in order to speak with the relevant Complaints Team.
Email: claimcomplaints@axa-travel-insurance.com

Phone: 01737 815227

Once again, we thank you for sharing your feedback.

Kind Regards Southdowns/AXA Partners

Rated 1 out of 5 stars

Shocking service

Shocking service. My partner and I went on holiday 11/10/25. He had a medical emergency and needed to use our insurance…

I’ve had to fork out £2000 of debt on credit cards and am STILL waiting (today being 21/11) for any confirmation or help.

The last email (sent on 13/11) I sent was about my concern of the lack of communication from them. Now (21/11) I’m still waiting for any response. Even after many following up emails.

I’ve called southdowns but they can’t help me, even when I provide them with the policy number, the date of purchase, my name, my address etc. they say that they cannot help because I don’t know my password. I have it in front of me. I’m clearly a PAYING customer and as far as I am concerned I may as well have flushed my £19.27 down the toilet.

DO NOT USE THIS COMPANY, UNLESS YOU WANT TO WASTE £20

November 21, 2025
Unprompted review
Southdownsinsurance logo

Reply from Southdownsinsurance

Dear Customer,

We are very sorry to learn of your experience and appreciate the time you have taken to provide your feedback.

Your feedback is very valuable to both Southdowns and AXA Partners and will be used to help improve our service and product to ensure we can continue to meet the high standard we strive to deliver.

After checking, we can see that you have formally registered a complaint, please be assured your concerns will be investigated impartially within the formal complaints process provided by AXA Partners.

Email: claimcomplaints@axa-travel-insurance.com

Phone: 01737 815227

Once again, we thank you for sharing your feedback.

Kind Regards Southdowns/AXA Partners

Rated 5 out of 5 stars

Really good cover for price

Had to ring the company as online wasn't allowing my payment to go through. More to do with banking app than Southdown. Much easier speaking with them, lovely lady sorted out and arranged a really competitive policy with better cover than other quotes were providing

November 13, 2025
Rated 5 out of 5 stars

Quick, easy website to navigate and great value

Easy website to navigate ensuring my wish to take out travel insurance was quick and straightforward. All details of the policy were listed clearly and the price was excellent compared with many other insurance providers, making for a great customer experience.

November 11, 2025
Rated 5 out of 5 stars

Honestly I was nervous ringing up

Honestly I was nervous ringing up, but the person I spoke with was so helpful and it was much more straightforward than I imagined. Sorting out my name change has been problem after problem. Thank you for making one task just a little bit easier.

November 10, 2025
Rated 5 out of 5 stars

Paid out, no issues, definitely recommended

Had to make a claim on my travel insurance for a hospital visit - I was expecting it to be long and tedious but it was actually really easy to call them to file the claim. I was missing one document they needed, again I was expecting the claim to be refused but alas they paid it in full. Really good service for an insurer. Definitely recommended.

September 1, 2025
Unprompted review
Rated 5 out of 5 stars

Great service

I had to upgrade my cover on renewal to include a trip to the Carribean, but the loyalty discount is so good after one year - even with the upgrade it was cheaper than anything on the market. Customer services was great too. Really easy and good value - thanks!

November 7, 2025

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