Specialty Life Insurance Reviews 

2,881
TrustScore 4 out of 5

4.2

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Review summary

Created with AI, based on recent reviews

Evaluating 450 reviews, reviewers had a great experience with this company. Consumers frequently praise the dedicated staff for being exceptionally friendly, patient, and deeply knowledgeable throughout the entire application journey. People feel truly well-supported because helpful advisors take ample time to explain coverage options clearly and answer all questions thoroughly without making anyone feel rushed. Some reviewers were not happy with the constant unsolicited phone calls and experienced significant difficulties reaching customer support when attempting to call back. A few individuals also noted that certain primary contact numbers frequently fail to connect properly or lead to frustratingly repetitive inquiries during their initial discussions.

What people talk about most

Staff

People report positive experiences with staff, highlighting their knowledge, professionalism, and friendly... See more

Customer service

Clients share positive opinions on customer service, highlighting friendly and knowledgeable representatives... See more

Service

Customers report overall satisfaction and positive experiences with service. Reviewers frequently highlight... See more

User experience

Reviewers mention positive feedback about user_experience, highlighting that everything is explained clearly... See more

Customer communications

Reviewers highlight negative aspects of contact, expressing frustration over relentless and unsolicited phone... See more

Reviews shaping this summary

Rated 4 out of 5 stars

Besides being spammed, which gives big scam vibes - I researched the company to find actual users who had great feedback so I entertained it.. and my rep was actually fantastic. Easy to work with, ve... See more

Company replied

Rated 4 out of 5 stars

I had the pleasure of dealing with Penny Morash, she made me feel very comfortable . Penny is very friendly, pleasant , knowledgeable. very confidant. She helped me with what i needed... I have given... See more

Company replied

Rated 4 out of 5 stars

The person that assisted me was very knowledgeable and answered all my questions. I did find it was a rather long process. I am confident that some questions could be eliminated or merged somehow with... See more

Company replied

Rated 5 out of 5 stars

I’m sixty six years young with type two diabetes. It was very difficult for me to find an insurance company that would cover me. I’m so relieved now that I can have some money to cover my funeral and... See more

Company replied


Company details

  1. Personal Insurance Company

Written by the company

Specialty Life Insurance specializes in guaranteed and simplified issue insurance products in Canada.


Contact info

4.2

Great

TrustScore 4 out of 5

3K reviews

5-star
4-star
3-star
2-star
1-star

Asks customers to review

This company invites their customers to review, whether positive or negative

Replied to 98% of negative reviews

Typically replies within 24 hours

How this company uses Trustpilot

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4.2

All reviews

(2,881)

448 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 4 out of 5 stars

Please reply to Donna Dodds.

Please reply to Donna M. Dodds...I wish to cancel my policy a.s.a.p. Please do not withdraw any funds. Thank you. Donna M. Dodds 250 650-7591.

April 5, 2026
Specialty Life Insurance logo

Reply from Specialty Life Insurance

Hello Donna, a client support representative will be in touch shortly to process cancellation.

Rated 5 out of 5 stars

Ameena Bhatia

Ameena Bhatia, I cannot express how I feel, a dark cloud has been lifted. Thankyou for taking the time to listen and speak to me. Three yrs. ago my house burnt down, 5 days after my husband passed. It felt so good to talk, I'm always apologizing when I share my story, but you listened, and again Thankyou. God Bless You

April 10, 2026
Unprompted review
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Reply from Specialty Life Insurance

Hello, thank you for your feedback!

Rated 5 out of 5 stars

Penny was awesome

Penny, the lovely lady I spoke with on the phone, was genuinely interested in what coverage I was comfortable with, what my budget was, and the coverage available. She was informative, friendly and most helpful. I have diabetes and anxiety, but I was afraid that I wouldn't be able to be approved for life insurance. I will recommend Specialty Life Insurance.

February 27, 2026
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Reply from Specialty Life Insurance

Thank you for your kind review. We’re so glad Penny was able to provide helpful, friendly support and make the process feel easier. We truly appreciate your recommendation.

Rated 5 out of 5 stars

Speaking about health history can be…

Speaking about health history can be uncomfortable, but the representative was non judgemental and professional. Thank you!

March 28, 2026
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Reply from Specialty Life Insurance

We truly appreciate your feedback. Making these conversations feel comfortable and respectful is very important to us.

Rated 5 out of 5 stars

They were patient and explained…

They were patient and explained everything. It was great they sent the policy to me so I could take my time and read it.0

March 28, 2026
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Reply from Specialty Life Insurance

Thank you for your review. We’re so pleased to hear you were satisfied with your experience.

Rated 1 out of 5 stars

Harass you over the phone

Have asked over 20 times not to be contacted by them and the calls still come daily. Legitimate harassment.

April 6, 2026
Unprompted review
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Reply from Specialty Life Insurance

Hello Jessa, apologies for the inconvenience, your number has been permanently removed.

Rated 5 out of 5 stars

Totally satisfied

March 25, 2026
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Reply from Specialty Life Insurance

Thank you for your review. We’re so pleased to hear you were totally satisfied with your experience.

Rated 5 out of 5 stars

Insurance questionaire interpretation

The agent was very helpful as some of the recorded questons asked were not precise enough for clear interpretation.

March 26, 2026
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Reply from Specialty Life Insurance

Thank you for your review. We’re glad to hear our agent was helpful in guiding you through the process and providing clarity where needed. We also appreciate your feedback about the recorded questions and will take it into consideration.

Rated 1 out of 5 stars

Spam Callers

Daily spam calls despite telling the company I am not interested. They call from different numbers so it's not possible to block them.

April 3, 2026
Unprompted review
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Reply from Specialty Life Insurance

Hello Mitchell, apologies for the inconvenience, your number has been permanently removed.

Rated 4 out of 5 stars

Affordable…

It was an affordable option and the process was easy. The only thing that would make it better is if the insurance would kick in before 2 years.

April 2, 2026
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Reply from Specialty Life Insurance

Thank you for your review. We’re glad to hear you found the process easy and the coverage affordable. We also appreciate your feedback about the waiting period and understand that this may not be ideal for everyone.

Rated 1 out of 5 stars

SPECIALTY INSURANCE Stay away from this company

Stay away from this company, a life insurance agent reached out, at first I was interested, slept on it sent him a message to hold off a month, no response. Decided to cancel completely,called him, finally after numerous calls he answered, assured me it was canceled, called head office spoke about my experience they reassured me it was a canceled quote, no policy
April,1,2026 3 weeks after 6 emails numerous calls they take the premium out of my bank account. Now with more unanswered calls and emails I'm trying to get reimbursed. Horrible customer service, I would not recommend this company to my worst enemy.

April 1, 2026
Unprompted review
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Reply from Specialty Life Insurance

Hi there, we apologize for the inconvenience. Since we are not able to use the name in this review to find your policy can you please email your details to info@specialtylifeinsurance.ca and we will escalate this complaint immediately.

Rated 1 out of 5 stars

Spam callers…

Spam calling multiple times daily even though they've been told to stop more than once. They now & forever will only get voicemail

April 1, 2026
Unprompted review
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Reply from Specialty Life Insurance

Apologies for the inconvenience, please email us your phone number at info@specialtylifeinsurance.ca and we will ensure it is permanently removed.

Rated 1 out of 5 stars

I have repeatedly asked this company to…

I have repeatedly asked this company to stop calling me as I decided not to go with them due to thier outrageous amount of phone calls. Even when I blocked thier number they would call on multiple different numbers. They are still calling daily

March 31, 2026
Unprompted review
Specialty Life Insurance logo

Reply from Specialty Life Insurance

Apologies for the inconvenience, please email us your phone number at info@specialtylifeinsurance.ca and we will ensure it is permanently removed.

Rated 5 out of 5 stars

the sale person was very patient with…

the sale person was very patient with me not being a very good techy guy lol. Hope to here from you soon with my policy .
thx Rick

March 26, 2026
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Reply from Specialty Life Insurance

Hello Rick, thank you for your kind feedback! We're glad to hear our representative was patient and made the process comfortable for you.

Rated 5 out of 5 stars

On the spot approval of policy

On the spot approval of policy. They provide options of amount as per the customer needs and premium is within reach or budget.

March 29, 2026
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Reply from Specialty Life Insurance

We're glad to hear the approval process was quick and that we were able to offer options that fit your needs and budget. We truly appreciate your support!

Rated 5 out of 5 stars

I was recommended by a friend of mine

I was recommended by a friend of mine. Made the call and after a few questions.I was approved

March 22, 2026
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Reply from Specialty Life Insurance

Thank you for your feedback! We're glad you were referred to us and that the process was smooth and straightforward. We truly appreciate your trust and support!

Rated 5 out of 5 stars

reasonable rate

reasonable rate for seniorpeople

March 29, 2026
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Reply from Specialty Life Insurance

Hello Noel, thank you for sharing!

Rated 4 out of 5 stars

Was a good experience

Was a good experience

March 26, 2026
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Reply from Specialty Life Insurance

Hello Ralph, we appreciate you sharing your experience!

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