I have been amazed by SpeedyFina financial service to the regular customer as I am Transparency and willingness to be suitable to the prospective client needs and expectation to be served fast an... See more
Company replied
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Review summary
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What people talk about most
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The process was very easy from start to finish. Once the contract was signed, payment was processed immediately, with no follow-up calls or pressure. The contract was simply sent over, and you could e... See more
Company replied
This is my first application with Speedyfina. They were fast ,efficient, and the payment s were affordable which is a bonus. They had trusted me when I needed help at a critical time. Thank you f... See more
Company replied
I was stuck until Friday and did not think of speedyfina, so I googled multiple outlets and thankfully they accepted and sent me funds to last me until Friday. I will def use them again once my cycle... See more
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4.8
Excellent
373 reviews
Replied to 100% of negative reviews
Typically replies within 48 hours
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speedyfina - scam/fraud
I applied for a loan from speedyfina and due to the emergency nature , I missed to review their terms and conditions, they didn’t send me a contract and for the 250 cad amount it was 8 instalments amounting to 432.17 which is 182.17 in interest . According to regulations payday loans cannot charge more than 14 per 100 cad borrowed which for 250 should not be greater than 285.50 . I did inadvertently miss a payment and they said I owe them 60 cad nsf fee . Which is another violation where according to regulations they cannot charge more than 25 cad per nsf. When I confronted them about this they stopped responding.
Please refer Ontario consumer protection laws .
In adherence to consumer protection law, they have to share their license registration number , the copy of loan agreement up to 1 year from date of loan.
Obviously they are deceitful ,hence they have stopped responding.
February 20, 2026
Unprompted review
Reply from Speedyfina
Hello Abhinav,
We would like to clarify your recent statement regarding the absence of a contract and an alleged lack of response to your emails.
Your signed Loan Agreement, which clearly outlines the loan schedule and terms, was sent to you multiple times via email. The agreement was provided to you and duly signed prior to the disbursement of your loan.
Additionally, it is inaccurate to state that we ceased communication. Our team proactively shared the Loan Agreement with you on several occasions and made consistent efforts to clarify that the borrowed capital remains outstanding.
Please review the documentation previously sent, and do not hesitate to reach out should you require any further clarification.
Warm regards,
Speedy Fina
Quick&easy
February 19, 2026
Unprompted review
Easy to manage the application and no…
Easy to manage the application and no hazzle money in couple of minutes after the contract signed.
Thank you
February 16, 2026
Unprompted review
Reply from Speedyfina
Hello Arleen,
We truly appreciate your feedback. It is great to hear the application was simple and that your funds arrived within minutes of signing. Thank you for trusting us, we are always here whenever you need us.
Warm regards,
Speedy Fina
Just quick responses and loan amount…
Just quick responses and loan amount weird but waiting for a response
February 19, 2026
Unprompted review
Rates are a little high but it's great…
Rates are a little high but it's great when times are desperate..
February 18, 2026
Unprompted review
Reply from Speedyfina
Hello Ricardo,
We’re glad the service could help when you needed it. If you ever need assistance in the future, we can always look at setting up a custom plan that works better for your situation.
Our team is always here to help.
Warm regards,
Speedy Fina
Great fast service A+
February 16, 2026
Unprompted review
They denied me without reason
They denied me without reason. Never deal with them
February 16, 2026
Unprompted review
Reply from Speedyfina
Hey Kendra,
We understand that being declined can be disappointing. Every application goes through a standard review process based on the information provided and our internal criteria at the time of submission. In some cases, applications may be declined due to incomplete details, verification issues, or certain requirements not being met.
We invite you to reach out to our support team so we can review your file and provide more clarity. We’re always open to answering questions and assisting where possible.
Warm regards,
Speedy Fina
Fast friendly service
February 14, 2026
Unprompted review
Fast processing
Fast processing, money is deposited fast into the borrower’s account.
February 13, 2026
Unprompted review
What a great service
What a great service. Application was very easy and quick. I would recommend too it too everyone.
February 13, 2026
Unprompted review
Reply from Speedyfina
Hi Craig,
Thank you so much for the kind words! We’re glad to hear the application was easy and quick for you. Making the process simple and efficient is always our goal.
We truly appreciate the recommendation and are always here whenever you need us again.
Warm regards,
Speedy Fina
Quick and easy process and approval!
Quick and easy process and approval!
February 12, 2026
Unprompted review
Great service service and last
February 10, 2026
Unprompted review
Super quick!
February 9, 2026
Unprompted review
Hello speedyfina
February 8, 2026
Unprompted review
Very quick at getting me funded
Very quick at getting me funded! Even if it was the weekend.
February 7, 2026
Unprompted review
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