I had such a great experience with Spergel. Chris and Ewelina were incredibly kind and professional from start to finish. They walked me through everything step by step and always made time to a... See more
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Review summary
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Reviews shaping this summary
The way their mapped out a plan for me to escape an unsurmountable debt load. I never felt a reprimand for getting my self in such a situation. Also allowed me to delay a payment because of unforeseen... See more
It is not easy to go into a decision regarding financial debt solution; it can feel very overwhelming and emotional. The people I spoke with at msi Spergel Inc. particularly my representative Mina... See more
The best experience in dealing with Spergel. I was extremely worried what happens if creditors don’t agree with our proposal. With Ewelina and Chris, they made it such a smooth process, and it was fi... See more
Company details
Written by the company
For over 30 years, our debt help has empowered more than 100,000 Canadians to become debt free. Whether you need debt help for yourself or your business, our dedicated and caring local teams will be by your side from the first time you call us until you have achieved your goal of debt freedom. Here, you are not passed from one department to the next. You are guided by the same person throughout your debt relief journey, giving you the personalized attention that you deserve.
Contact info
Consumers Road 505, M2J 4A2, Toronto, Canada
- 1877 501 4321
- hello@spergel.ca
- spergel.ca
4.9
Excellent
3K reviews
Asks customers to review
This company invites their customers to review, whether positive or negative
Replied to 100% of negative reviews
Typically takes over 1 month to reply
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Highly recommended
June 3, 2026
Unprompted review
Thank you
Steven and staff made a difficult time a little easier and I appreciate all the help they have offered me. Thank you so much ! I appreciate your kindness
June 3, 2026
That time so hard to pay bills .Thank…
That time so hard to pay bills .Thank you for helping me.release my stress.
May 27, 2026
Wonderful people
Rafael Rodríguez, Steve Chong Kee, and Trevor Pringle were amazing. They really made me feel like everything is under control and that they have my back. I am almost debt free and it's all thanks to them. I would definitely recommend Spergel to anyone looking to become debt free.
June 2, 2026
Unprompted review
No judgement or blame listened to our…
No judgement or blame listened to our situation gave honest and professional advice and suggestions started process quickly answered all our questions totally available. Staff excellent.
May 15, 2026
My experience was amazing
My experience was amazing. Lauryn was patient and kind through out my inquire and process. I can’t begin to tell you how comfortable she made me feel during a very difficult time in life. The rest of the team was amazing, kind and understanding of my situation. Thank you so much
June 1, 2026
Very positive experience
I was very nervous before starting my consumer proposal, but the staff at Spergel put me right at ease. They were knowledgeable, professional, and showed great compassion during a very difficult time.
May 21, 2026
At first i was embarrassed to even…
At first i was embarrassed to even reach out butI had such a great experience with Spergel.I met with trevor and steven who were incredibly kind and professional from start to finish. They walked me through everything step by step and always made time to answer my questions, no matter how small.
They never made me feel judged which removed all the embarrassment i spoke of earlier they just supported and understood. What I expected to be a stressful, confusing process ended up being surprisingly smooth thanks to their knowledge and willing to be of help. If you’re going through financial difficulties, I highly recommend Spergel for the reason that they truly want to help.
May 26, 2026
Unprompted review
Sonia Oliviera was patient and a joy to…
Sonia Oliviera was patient and a joy to work with. Financial difficulties can be a very embarrassing experience, but Sonia put me at ease and assured me that she will do her best to help me. I can finally breath and not feel anxious every time my phone rings from creditors.
May 26, 2026
Unprompted review
escape from overloaded debt
The way their mapped out a plan for me to escape an unsurmountable debt load. I never felt a reprimand for getting my self in such a situation. Also allowed me to delay a payment because of unforeseen circumstances that occurred during my repayment. I was able to catch up and have the repayment plan paid in full by due date. They were understanding and easy to talk anytime I had questions and concerns. THANK YOU
May 25, 2026
Was very easy to do over the phone and…
Was very easy to do over the phone and was handled fast I would recommend them to any one who is struggling financially
May 15, 2026
My experience with Spergel was very…Stress free
My experience with Spergel was very good. It was seamless. Mina, Trevor & Evan were very good at walking me through the steps and tried to make it as stress free as possible for me. I would recommend Spergel to anyone that has debt they can't get out from underneath.
May 15, 2026
I was treated with respect and my…
I was treated with respect and my situation was handled with courtesy. Thanks to the help I received I can now feel more confident.
May 20, 2026
They helped me ease my financial burden
Going through financial difficulties is incredibly stressful, but the team at Spergel made the entire consumer proposal process seamless. They were professional, empathetic, and never judged my situation; thanks Mina. Thanks to their guidance, a massive weight has been lifted off my shoulders. If you are struggling and need a fresh start, I highly recommend them.
May 19, 2026
The credit counselling session was very informative!!
The credit counselling session was very informative and judgment-free. She explained everything clearly and helped me understand how to manage my debt and improve my credit step by step. The counsellor was knowledgeable, kind, and genuinely cared about helping me improve my financial situation. I’m grateful for the support and guidance she had given me. Everything was explained in a simple and respectful way, and I finally feel hopeful about my financial future.”
May 19, 2026
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