Splash Financial Reviews 

2,629
•
TrustScore 5 out of 5

4.8

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Review summary

Created with AI, based on recent reviews

Looking at 849 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently praise the exceptionally fast and straightforward loan application process, noting that funds are reliably deposited into bank accounts within a very short timeframe. Consumers also highlight the exceptionally helpful support team and appreciate the great convenience of managing debt consolidation payments smoothly from start to finish. However, some customers also noted occasional frustrations regarding the timing and accuracy of direct creditor payoffs handled on their behalf. A small group of reviewers additionally mentioned experiencing persistent follow-up calls or minor communication hurdles when attempting to handle account settings and preferences.

What people talk about most

User experience

Consumers find user experience to be positive, highlighting that the application process was simple, quick,... See more

Service

Reviewers highlight positive aspects of service, expressing great satisfaction with the remarkably efficient... See more

Payment

Customers consistently note positive experiences with payment, highlighting the helpful auto-pay features and... See more

Customer service

People report positive experiences with customer service, noting that representatives are friendly,... See more

Response time

Customers had positive experiences with response time, frequently highlighting that communication was... See more

Reviews shaping this summary

Rated 5 out of 5 stars

It took us from October 21 through the 28th to complete. It was hard to upload the driver license and bank statements for whatever reasons I’m not sure but once I called in and received help. Then eve... See more

Rated 5 out of 5 stars

I’m so happy with my decision to go through Splash Financial, they gave me the money I needed to consolidate my debt and at a great interest rate compared to other lenders. I couldn’t be happier becau... See more

Rated 5 out of 5 stars

It was hassle free, terms were fair, and we were able to consolidate 28k worth of debt into one fixed rate and fixed term loan. We closed multiple loans and paid off multiple credit card debt. By doin... See more

Rated 5 out of 5 stars

The process was quick, simple and easy. Everyone I dealt with was very professional. I am hoping it reduces my monthly payments as much as I think it will. The one complaint about is that not all my... See more


Company details

  1. Non-Bank Financial Service

About Splash Financial

Written by the company

DEBT HAPPENS. SPLASH CAN HELP.

We’re here to make loan stuff way less complicated. From student loan refinancing to personal loans, we’ll help you get your debt together — entirely online, and way faster than you think. How? Through the power of automated underwriting. It’s a unique hybrid marketplace model that connects you with lenders across the country – including small banks and credit unions you might otherwise miss. We’re putting cutting edge technology in your hands. (Don’t drop it.)
Personal Loans
Student Loan Refinancing
In-School Student Loans
Medical School Loan Refinancing

Contact info

4.8

Excellent

TrustScore 5 out of 5

3K reviews

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Asks customers to review

This company invites their customers to review, whether positive or negative

Replied to 88% of negative reviews

Typically replies within 48 hours

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

4.8

All reviews

(2,629)

828 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 4 out of 5 stars

Had problems using my Phone

Had problems using my Phone, mainly drivers license part, I had to use a laptop. Very inconvenient.

I'd use another verification company. The one your using sucks like Walmart

October 23, 2026
Rated 5 out of 5 stars

Oh my

Oh my, I couldn’t believe how super quick the process was. Great customer service, smooth process, and I am so happy I decided to go with Splash.

October 22, 2026
Rated 5 out of 5 stars

The process was quick

The process was quick, simple and easy.
Everyone I dealt with was very professional. I am hoping it reduces my monthly payments as much as I think it will. The one complaint about is that not all my unsecured debt showed on the list of payoff options, so instead of paying it off I still have 3 payments a months instead of one.
Maybe have someone call you have one last review before payment / payoffs are processed.

October 15, 2026
Unprompted review

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