You are amazing! You helped ease my financial worries exactly when I needed support the most. The process was quick, and I received the loan much faster than expected. I truly appreciate the patience,... See more
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Review summary
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Spring Financial is a great option if you're dealing with financial challenges, even if your credit score isn’t perfect. They focus on helping you find the best possible approval options and treat yo... See more
Company replied
From the start they were helpful, answered all my questions, patient and understanding. Able to help me out with what was needed and explained everything without confusion, will work with them in the... See more
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Company details
About Spring Financial
Written by the company
Spring Financial brings a new season of fair financial growth to all Canadians.
With millions of Canadians locked out of the financial system and stuck in a payday cycle of high-interest debt without any opportunity to improve their situation, Spring Financial has democratized access to better credit with smart-and-simple money solutions. All of our financial services and products are available online from anywhere, so you can get the financing you need in a few clicks.
Launched in 2014, Spring has helped over one million applicants and is the only provider in Canada that lets anyone build credit and save money with guaranteed success!
The Foundation, our signature savings and credit-building product, puts your financial progress on autopilot. We believe that all Canadians should have better opportunities to attain good credit and access fair financial products. That’s why we approve 100% of applicants for The Foundation, regardless of credit history, current debts, or income. With The Foundation, not only do we help you build credit, we help you automatically save money.
After twelve months of timely payments with The Foundation, any customer is guaranteed to get approved for our Evergreen Loan, which is an up-front cash loan at 18.99% annual interest.
Our convenient online platform makes getting a personal loan simple and straightforward, whether you want to make a specific purchase or consolidate your existing debt. Our application process includes fast approvals, tailored products to suit your specific financial needs, and loan amounts deposited to your bank account in as little as 24 hours.
Spring also works with many happy homeowners by making it easy to refinance, renew, or consolidate debt — all 100% online and from the comfort of your own home!
Contact info
505-555 Burrard Street, V7X 1M8, Vancouver, Canada
- contact@springfinancial.ca
- springfinancial.ca
4.6
Excellent
21K reviews
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I was happy with Spring Financial.
April 23, 2026
Reply from Spring Financial
We're happy you had a positive experience. Thank you for sharing your feedback with our team; we appreciate it.
Reply from Spring Financial
We're happy to hear that the setup was easy and quick for you. Thank you for your positive feedback; we appreciate it.
Reply from Spring Financial
We're happy to hear that your experience was simple and easy. Thank you for your positive feedback; we appreciate it.
Well even though I didn’t get approved…
Well even though I didn’t get approved for a loan in the hard time I’m in, I thought it was very nice that I got a phone call from spring to offer me their foundation plan to help build my credit score and even let me know what my credit score is
April 22, 2026
Reply from Spring Financial
We appreciate you sharing your experience. We're glad that the call and information about our credit-building plan were helpful during this time. Thank you for your feedback.
Excellent with customers and your…
Excellent with customers and your services are immediate and welcoming I will work with you for along time.
April 21, 2026
Reply from Spring Financial
We appreciate you sharing your wonderful experience with us, and we are so glad that our services were welcoming and immediate for you!
All of your Staffers that I interacted…
All of your Staffers that I interacted with were all very decent and Courteous.
April 21, 2026
Reply from Spring Financial
We appreciate you taking the time to share your experience! We're glad to know our staff was courteous and decent.
Applied online a week ago and still…
Applied online a week ago and still awaiting to speak to someone about a loan. Yes, I did miss a couple calls and then enquired on their chat line , who stated someone would call you back soon...they never did for 2 days?. I did this twice. I then called their direct phone # and was told that someone would get back to me...still waiting?.
I guess their not interested in someone with a perfect credit rating.
April 20, 2026
Unprompted review
Reply from Spring Financial
Hi! Sorry to hear your experience was anything less than positive. We searched your name in our database and we were unable to find you. We'd like the opportunity to address your concerns and try to find a solution for you. Please send contact info to customersuccess@springfinancial.ca - thank you!
Reliability
Reliability. Protection of personal information. Online possibility without wasting time on a physical visit to the bank. Support and explanation of all details of transactions.
April 20, 2026
Reply from Spring Financial
We're happy to hear that you value our reliability and protection of your data. It's great you appreciate the convenience of online banking and our transaction support. Thank you!
Reply from Spring Financial
We're happy to hear that all your concerns were answered. Thank you for your feedback; we appreciate it.
Honestly can't a answer as of yet as I…
Honestly can't a answer as of yet as I waiting to see if approved
The introduction was fast and efficient
April 20, 2026
Reply from Spring Financial
We appreciate your feedback and are glad the introduction was efficient. We hope your approval goes smoothly and look forward to your updates.
Reply from Spring Financial
So glad you had a great experience — thank you!
Great people in the team!
The agents I talk to were very accommodating and very nice to talk to.
The application processes were smooth. And i was connected quickly like they're just waiting for me. I was approved hassle-free. Thank you to the whole team!
April 18, 2026
Reply from Spring Financial
Thanks for sharing your experience — we’re thrilled you’re happy!
Reply from Spring Financial
We really appreciate your 5-star review! Please reach us directly at customersuccess@springfinancial.ca if you have any questions.
Process went as smoothly as expected
Process went as smoothly as expected; tho having 3-4 differing agents can knock trust a bit with all the calls
But the provess was Great, Ellen and Angel were nice
April 17, 2026
Reply from Spring Financial
Thanks for your feedback! We’re glad you had a good experience.
Reply from Spring Financial
We’re grateful for your kind words and support!
Very quick approval very satisfied with…
Very quick approval very satisfied with the result 👍
April 17, 2026
Reply from Spring Financial
Awesome to hear — thanks for the 5 stars!
Reply from Spring Financial
We appreciate your trust in us. Thank you!
The quick responce
March 29, 2026
Reply from Spring Financial
We appreciate your trust in us. Thank you!
it was very amazing 🤩 thank you so much.
April 16, 2026
Reply from Spring Financial
We are so happy to hear that you had such an amazing experience! Thank you so much for your positive feedback; we appreciate it.
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