Standard Life Home Finance Reviews 

215
•
TrustScore 5 out of 5

4.8

While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more

To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more

Review summary

Created with AI, based on recent reviews

Evaluating 110 reviews, reviewers overwhelmingly had a great experience with this company. Customers consistently praise the exceptionally friendly and professional staff for providing clear communication and making the entire drawdown process smooth, fast, and completely straightforward. People frequently note the excellent online service and customer support, ensuring prompt responses, quick completions, and helpful assistance without any frustrating complications or confusing jargon. Some reviewers were not happy with unexpected delays in receiving important documentation or waiting long periods for paperwork. A few people also mentioned that communication could be slow or challenging when dealing with complex cases involving specific external requirements.

What people talk about most

Staff

Reviewers express immense satisfaction with the staff, frequently highlighting the professional, efficient,... See more

Service

Reviewers highlight positive aspects of service, frequently praising prompt responses, helpful staff, and... See more

Response time

People report positive experiences with response time, frequently praising the prompt communication,... See more

Customer service

Customers consistently note positive experiences with customer service, highlighting polite and helpful... See more

User experience

Consumers find user experience to be characterized by high satisfaction, with reviewers highlighting that the... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Top Marks! I have only praise for the service given by SLHF staff. It is quick and efficient and, I need hardly say, totally professional. Most recently my drawdown request was handled by Sam Carroll.... See more

Rated 5 out of 5 stars

Excellent & Prompt service once we contacted them requesting a drawdown. The online process was quick & easy to use the money was in our account within a fortnight. Sam Carroll was our contact who h... See more

Rated 5 out of 5 stars

We applied for a further Equity Release drawdown and the staff were very efficient and the money reached our bank in record time...well done! Special thanks to Sam Carroll - who kept us informed and... See more

Rated 5 out of 5 stars

I had a terrific response from SLHF I was asking for a drawdown from my facility. They could not have been more helpful. We used an Email based system called Docusign and it worked so well we were abl... See more


Company details

  1. Mortgage Broker

Written by the company

Standard Life Home Finance provides a range of lifetime mortgages designed to help transform your retirement. If you’re exploring the opportunities that equity release could offer you, the team at Standard Life Home Finance are ready to offer a helping hand. A lifetime mortgage is a loan secured against your home . Equity release will reduce the value of your estate and may affect your entitlement to means tested benefits. Standard Life Home Finance Limited. Registered in England No 13352642. Registered Office: Baines House, Midgery Court, Pittman Way, Fulwood, Preston PR2 9ZH. www.standardlifehomefinance.co.uk Tel: 0800 1884815. Standard Life Home Finance Limited is authorised and regulated by the Financial Conduct Authority. Standard Life Home Finance Limited uses the Standard Life brand under licence.


Contact info

4.8

Excellent

TrustScore 5 out of 5

215 reviews

5-star
4-star
3-star
2-star
1-star

No recent history of asking for reviews

This company hasn't invited customers recently, so reviews may not be representative

Hasn’t replied to negative reviews

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

4.8

All reviews

(215)

110 reviews in the last 12 months

Write a review
Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Advertisement
Rated 5 out of 5 stars

Top Marks

Top Marks! I have only praise for the service given by SLHF staff. It is quick and efficient and, I need hardly say, totally professional. Most recently my drawdown request was handled by Sam Carroll. He was not only reassuringly efficient in expediting the drawdown but did so with exceptional courtesy and tact.

December 8, 2025
Unprompted review
Rated 5 out of 5 stars

Good service

Sam Carroll was very helpful and prompt. They kept us clearly informed at all stages.

December 4, 2025
Unprompted review
Advertisement
Rated 1 out of 5 stars

The worst experience ever of my life

The worst experience ever of my life. Eight months to port a mortgage, and counting.

Not even downsizing. The property I’m moving to is 200k more valuable
Than the previous. Having to move due to my initial property being bought back from me due to structural issues with original build. Not my fault.

Standard Life and their so called solicitors. The comically named “Enact” are so catastrophically inept and disorganised it’s impossible to put into words.

Whatever anyone does. Avoid avoid avoid. You do NOT want these people in your life. The cost financially and to your mental health and well being is not worth it. Eight months and I’m still stuck in horrible rented accommodation. Still waiting.
Their utter incompetence meant having to take an extra term out on the rental. One year minimum. £40,000 down the drain. All I get is. “ sorry “.

I’ve lost count how many times it’s been “ escalated “. “ looked into “. “ acted upon “. Nothing they say can be trusted.
I’ve Started a complaints procedure and was written to by someone who told me what my complaint was. Someone who I’ve never spoken to. Complaints that totally mis represent the situation.

I’ve Tried contacting the so called complaints dept. . Been Ignored by phone. Answerphone message and E mail. A sick sick comedy.

April 20, 2025
Unprompted review
Rated 5 out of 5 stars

We applied for a further Equity Release…

We applied for a further Equity Release drawdown and the staff were very efficient and the money reached our bank in record time...well done!
Special thanks to Sam Carroll - who kept us informed and the exact amount came into the bank account on exact time and exact day!
Thank you all

November 26, 2025
Unprompted review
Rated 5 out of 5 stars

What can I say

What can I say, Sam was brilliant all the way through the process and understood my situation. So kind helpful and professional at all times.

November 26, 2025
Unprompted review
Advertisement
Rated 5 out of 5 stars

Easy.

The process is made very easy and totally uncomplicated.
Sam dealt with me and has done on a number of occasions .Very good customer service skills.

November 25, 2025
Unprompted review
Rated 5 out of 5 stars

Easy drawdown experience

My request for a drawdown was dealt with by Sam Carroll who was extremely helpful, friendly and professional. The whole process was completed within 5 working days. A credit to your team and company.

November 18, 2025
Unprompted review
Advertisement
Rated 5 out of 5 stars

Further drawdown

Sam Carroll made the whole transaction painless and swift. We have been most impressed with his efficiency and professionalism. Thank you Sam!

November 20, 2025
Unprompted review
Rated 5 out of 5 stars

Professional

The phone was answered very quickly and spoke to Amana who looked after us very well by getting the information required and explaining the procedure clearly going forward.

November 19, 2025
Unprompted review
Rated 5 out of 5 stars

I hada terrific response from SLHF.

I had a terrific response from SLHF I was asking for a drawdown from my facility. They could not have been more helpful. We used an Email based system called Docusign and it worked so well we were able to get a same day response, this is brlliant customer service thank you SLHF and well done, keep it up.

November 14, 2025
Unprompted review
Advertisement

The Trustpilot Experience

Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.

We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.

Learn about Trustpilot’s review process.

Here are 8 tips for writing great reviews.

Verification can help ensure real people are writing the reviews you read on Trustpilot.

Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.

Take a closer look