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Starling Reviews 

47,171
TrustScore 4.5 out of 5

4.3

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Review summary

Created with AI, based on recent reviews

Considering 2,717 reviews, reviewers had a great experience with this company. Customers consistently praise the intuitive and user-friendly app, finding banking simple and efficient, with many appreciating the straightforward application process and ease of setting up accounts, including specialized "Spaces." The service is often described as excellent, offering benefits like instant transaction alerts, fee-free overseas spending, quick transfers, and helpful, responsive customer service. However, some customers noted dissatisfaction with customer service, reporting difficulties in getting advice or inadequate support. A few others experienced problems with payments and transfers, such as delayed international transfers, declined payments, or funds being held.

What people talk about most

User experience

People report positive experiences with user experience, often describing the app as intuitive, easy to use,... See more

Application

Reviewers mention positive feedback about the app, with many finding it brilliant, intuitive, and easy to use... See more

Service

Customers consistently note positive experiences with service, often describing it as swift, accurate, and... See more

Customer service

Clients share ambiguous opinions on customer service, with many praising the friendly, fast, and responsive... See more

Payment

Users describe ambiguous interactions with payment, with some reviewers praising the ease of use for daily... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Love it really. I started with a personal account and shortly after, I opened a sole trader account as well. Don't have anything planned yet but the fact that it doesn't have any monthly fees was reas... See more

Company replied

Rated 5 out of 5 stars

Early days but so far so good! The application process to open a business account was straightforward and after being accepted, activating the account was so easy. My card arrived just a few days late... See more

Company replied

Rated 5 out of 5 stars

I took out a Starling account after seeing on the Martin Lewis website that you don't pay transaction charges abroad. However, since my trip now I'm back in the UK I've discovered the 'Spaces' funct... See more

Company replied

Rated 5 out of 5 stars

Starling has an easy to navigate app Clear protocols surrounding fraud A HUMAN I can talk to if needed An easy way to save No hidden fees They moved swiftly to identify when my account had b... See more

Company replied


Company details

  1. Bank

About Starling

Written by the company

Hello, we’re Starling. Banking was broken – so we decided to fix it. The vision? Fast technology, fair service and honest values. All at the tap of a phone, all the time.

With smart insights into your spending habits, instant payment notifications, zero fees overseas and an application that takes mere minutes, this is banking – but not as you know it.

No fuss, no fees, no waiting around – just a free, fast and straightforward bank account that puts your finances at your fingertips so you can master your money.

Apply in minutes today.


Contact info

  • 5th Floor, London Fruit & Wool Exchange, Duval Square,, E1 6PW, London, United Kingdom

  • starlingbank.com

4.3

Excellent

TrustScore 4.5 out of 5

47K reviews

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4.3

All reviews

(47,171)

2,685 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Easy to use.

July 27, 2026
Starling logo

Reply from Starling

We're so happy to hear this! Thanks for the review, Doug

Team Starling

Rated 5 out of 5 stars

Starling bank is so easy to use the…

Starling bank is so easy to use the online app is so straightforward and you always get alerts whenever you pay or receive funds

July 20, 2026
Starling logo

Reply from Starling

Hi Angela,

Thanks for the 5-star review. We're so happy to hear that you're loving the app! We'll keep up the good work

Team Starling

Rated 5 out of 5 stars

Quick and easy to open business account

Quick and easy to open business account

July 27, 2026
Starling logo

Reply from Starling

Hi Mian,

Thanks for the review. It’s great to hear about your experience with opening a business account. Please let us know if there’s anything we can help with.

Happy Banking,
Team Starling!

Rated 5 out of 5 stars

Very straightforward and simply…

Very straightforward and simply process.
Everything arrived when it said it would

July 20, 2026
Starling logo

Reply from Starling

Thanks Ian,

Happy to hear the application process was swift and easy. It's great everything arrived on time too, so you can begin using the account right away.

Thanks for choosing us,
Team Starling

Rated 1 out of 5 stars

I sent 4000 euros to my sister in Spain…

I sent 4000 euros to my sister in Spain over 2 weeks ago and it’s still not received it’s destination. My sister could lose her place at uni as a result, and starling are doing absolutely nothing but telling me they cannot expedite the matter! First they said 1 working day, then 3, then 5 now here we are, more than 2 weeks later and still nothing!! I’ve even raised a formal complaint too. Avoid for international transfers unless you want to be out of pocket with no explanation!

July 13, 2026
Unprompted review
Starling logo

Reply from Starling

Hi there,

As a fully regulated bank, there are times when we may need a bit more information about a payment so we can keep you and your account safe. We know it can feel frustrating when things take longer than expected, and we’re sorry for the delay. We’re working to get this resolved for you as quickly as we can, and we really do appreciate your patience in the meantime.

Team Starling

Rated 5 out of 5 stars

Fantastic bank

Fantastic bank , love the spaces so I can organise my money .

July 26, 2026
Starling logo

Reply from Starling

Thanks for the kind words!

Appreciate the feedback, great to hear you're loving the Spaces.

Have a great day,
Team Starling

Rated 5 out of 5 stars

Super simple to create savings account…

Super simple to create savings account and transfer money from current account

July 19, 2026
Starling logo

Reply from Starling

Thanks Chris!

Hope you're making good use of the savings account! Great to have you with us.

Team Starling

Rated 1 out of 5 stars

Worst bank for when things go wrong

I have had multiple issues with Starling and they close ranks to protect their employees even when they know they are in the wrong.

When things go right, it's no problem, but when things go wrong, they are the worst bank to deal with.

I specifically asked them whether they would be able to refund the money if the transaction turned out to be a fraud, to which they said that I should go ahead with the transaction and I was covered. Once the transaction turned out to be a fraud, they said that it was a civil dispute and that they were not going to recoup the money.

July 27, 2026
Unprompted review
Starling logo

Reply from Starling

Thanks for sharing this with us, Shah,

We're sorry to hear this has happened as we appreciate this must be worrying especially if you've been victim to a scam.

If a payment falls under a civil dispute, this would need to be resolve through legal means as we wouldn't be able to continue a claim if this is the case.

We apologise for any inconvenience caused by this.

Team Starling

Rated 5 out of 5 stars

Easy to apply for

Easy to apply for can’t wait for my holiday and let the spending begin

July 19, 2026
Starling logo

Reply from Starling

Thanks for sharing Diane,

We hope you have some fun travels ahead!

All the best,
Team Starling

Rated 5 out of 5 stars
Starling logo

Reply from Starling

Thanks for choosing us!

Great to hear you had a easy time opening an account. Happy to have you with us Stephen!

All the best,
Team Starling

Rated 5 out of 5 stars

Brilliant bank had no issues service is…

Brilliant bank had no issues service is top notch

July 19, 2026
Starling logo

Reply from Starling

Hey Steve,

Thanks for your lovely review!

We're so happy to hear you've had a seamless experience with us and our service lives up to your expectations. Hassle-free banking is what we strive for!

Thanks again,
Team Starling

Rated 5 out of 5 stars

Great customer service experience

Great customer service experience, fraud protection and value

July 25, 2026
Starling logo

Reply from Starling

Hi there,

Thanks for your wonderful review!

We're over the moon to hear you've had such a great experience with our customer service! Your safety and security is always our number one priority so it's lovely to know you're happy with fraud protection in place.

Great to have you with us,
Team Starling

Rated 1 out of 5 stars

All good... until the App fails.

I have been a loyal customer for several years with zero previous complaints. I have also recommended this bank to friends and family, many of whom continue to bank with you.

That changed the moment I switched to a new phone. The app crashed on first login and since then has refused to allow me to login (on either device) ever since, with an endless circling green-blue circle. I have completed every troubleshooting step available and asked of me by your team, deleted and reinstalled the app multiple times, and followed all instructions provided by your team. Nothing has worked.

Support staff have been polite, but have ultimately been unable to resolve the issue. Their current position is simply that “we have our team working on it” and “we have no idea how long this will take, sorry.”

Meanwhile my account remains completely inaccessible, along with my money. There is no browser login option without the app. Despite describing yourselves as a web-based bank, you have built in zero redundancy. Other online banking providers manage dual access without difficulty.

In practical terms you have locked me out of my own money and given me no workable alternative. You allow transfers via phone support, but these are “not guaranteed and have to go through another team to authorise first,” for which there is also no timeframe.

Friendly service is excellent, but it means very little when the core product fails and leaves the customer stranded with no options. This is an unacceptable failure for any bank. Please fix the access issue urgently.

Update
Having asked for assistance to move some of my funds to another of my accounts, you responded with this email:
“On this occasion, we can’t complete your request for an emergency transfer. This is because we don’t offer telephone banking and can only complete manual transfers in emergencies.
I appreciate you are currently without access to the app. Starling is available for download on both iOS and Android devices and if you need assistance as you’re unable to receive the login SMS code, we can provide help over the phone.”

Well, if your team paid any attention to detail, they would note that I am having serious difficulty and cannot log into the app, not for lack of trying. The app has failed and I cannot log in and I cannot gain access to my account or to my money as a result. Apparently, that does not qualify as an emergency. I'm sure that works for you but you witholding my money is an emergency at the end of the month.

Very disappointing to treat a long-standing customer with such lack of support.

..
Update.
Two days later, I am still unable to access the app, I have had no response or communication from Starling other than this review response sent yesterday. I cannot view my account, access my funds, or do anything. This is an extremely serious situation with no end in sight! The app accepts my passcode/fingerprint then I get an endless loading circle. How does this take 3+ days to fix!??

July 27, 2026
Unprompted review
Starling logo

Reply from Starling

Hi Tom,

Thanks for providing further information so that we could take a look into this. We're sorry to hear about your experience and the frustration this has caused. We've let our team know you've been in touch via our social channel. They will reach out to you directly as soon as they can. If you haven't already, raising a complaint helps us understand the impact of your experience: https://www.starlingbank.com/how-to-complain/.

Again, we're truly sorry for the frustration and inconvenience caused. Team Starling

Rated 5 out of 5 stars

They are the best in banking I love…

They are the best in banking I love there security and how fast there network works

July 19, 2026
Starling logo

Reply from Starling

Hi Emmanuel,

Thanks for the review, we really appreciate the support. It's lovely to hear you feel secure using the app, we got your back covered!

Team Starling

Rated 5 out of 5 stars

Great features

Love it really. I started with a personal account and shortly after, I opened a sole trader account as well. Don't have anything planned yet but the fact that it doesn't have any monthly fees was reassuring, because once I start trading I will be ready. The accounting part that they offer is really amazing too! No need to worry about buying additional software or keeping track of your income and expenses, you'll have everything ready to file the self assessment. Highly recommend!

July 25, 2026
Starling logo

Reply from Starling

Hi Ali,

Thanks for the review. We're so happy to hear you're enjoying banking with us! If you have any questions about your Sole Trader account or our Accounting tool, our lovely Customer Service team are open 24/7

Team Starling

Rated 5 out of 5 stars

Great experience

Great experience

July 19, 2026
Starling logo

Reply from Starling

Hi there, we're so happy to hear this! Thanks for the support, Team Starling

Rated 5 out of 5 stars

Brilliant service with Starling bank

Brilliant service with Starling bank! Easy to set up and they keep you well informed. Also like the spaces you can create for every kind of savings. Well done Starling, definitely five stars.

July 19, 2026
Starling logo

Reply from Starling

Hi Helen,

Thanks for the lovely review. We're so happy to hear you're enjoying banking with and you're loving Spaces! They're super handy for organising your funds, aren't they? We'll keep up the good work

Team Starling

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