Step One Finance Limited Reviews 13

TrustScore 2 out of 5

2.0

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2.0

Poor

TrustScore 2 out of 5

13 reviews

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Rated 1 out of 5 stars

The trading opportunity initially…

The trading opportunity initially appeared legitimate and promising.The broker encouraged me to increase my capital in order to maximize returns. Eventually my deposits reached $17,850.When I attempted to withdraw funds, I was asked to pay several compliance fees.Soon after, the platform disappeared completely.Thankfully, 🇫🇴🇷🇹🇷🇪🇸🇸 🇦🇸🇸🇪🇹 🇮🇳🇹🇪🇱🇱🇮🇬🇪🇳🇨🇪 helped recover $17,850.

March 7, 2026
Unprompted review
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Rated 1 out of 5 stars

WASTE OF TIME!!!!!!!!

Currently in a high level worth of debt with payments totalling £1,500 a month, due to current LTV restrictions, FluentMoney found StepOne finance as a suitable lender, who would offer 95% LTV which equated to a £17,400 second charge/secured loan at £200 a month.

If successful this would have cleared £650 a month in payments so I would have been £450 a month better off, which I could have used to pay off the rest of my debt quicker.

However, due to the Director of lending at StepOne rejecting the application due to their concerns of my “affordability” in paying back the debt. I find it really contradicting that their websites boasts “traditional values of fairness, transparency and responsibility”.

I’m trying to get myself out of debt and I feel like I haven’t been given a fair outcome. I provided all the information, documents etc they asked for, waited days for their slow responses just to be told NO!!

Thanks a bunch.

June 13, 2025
Unprompted review
Rated 1 out of 5 stars

Terrible company

We were told that because our credit score is ok and we have never missed any payments that we should not have a problem.
It is not Fluents fault but maybe they should have not made it sound like we had a fighting chance just to be told no by Step One.
Chris and Jordan from Fluent looked after us and they were good but in the end we did not stand a chance with Step One

April 8, 2025
Unprompted review
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Rated 1 out of 5 stars

Do not use this company at all please…

Do not use this company at all please be aware to not borrow from this company. Any missed payments they will hound you all day long phone calls emails letters. Instantly mark you down on missed payments ruining credit ratings.Please look at their ratings 1 for the majority of reviews there is a reason for this please be aware DO NOT USE. You will end up in a worse situation than you already are.

April 1, 2025
Unprompted review
Rated 5 out of 5 stars

A massive thank you and well done to…

A massive thank you and well done to all the team at Step One, their support from the underwriting team is exceptional, Jon Thompson is a top BDM who always takes calls, knows the criteria inside out and is always available to take calls even out of hours, the underwriting team are so friendly, supportive and proactive, we must pay tribute to Tyler, Eleanor, Helena, Amy & Sylwia who have have all been excellent, Step One really do deliver the service brokers want, we have received 5 star reviews from all Step One clients, we couldn't have got these without you guys, thank you to you all, take a massive bow you have deserved it, WELL DONE & THANK from everyone at The Mortgage Exchange

September 1, 2024
Unprompted review
Rated 1 out of 5 stars

Please do not take any financial…

Please do not take any financial products from this company. If you should fall into difficulty, it will ensure that it takes everything you own.

It used very manipulative tactics to persuade me to take out a secured loan on my home. It tricked me into not reporting to the Ombudsman. It is now trying to take my home from me, in the knowledge that I am unwell. Please be careful. Make good choices. Do not be forced into taking out any secured loan.

January 18, 2024
Unprompted review

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