Sunshine Loans Reviews 700

TrustScore 4 out of 5

4.1

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Review summary

Created with AI, based on recent reviews

Considering 662 reviews, reviewers had a great experience with this company. Many customers found the process of obtaining loans to be very straightforward, fast, and easy to apply for, with funds often deposited within minutes. The user experience is frequently described as smooth and efficient, with people appreciating the quick turnaround times for loans and the ability to manage their finances effectively. Reviewers also highlight the helpfulness and politeness of customer service representatives, especially when they are able to connect with a live person. However, some customers also noted issues with payment clarity, such as unexpected changes in repayment amounts or difficulty in understanding when loans were due. A few other people also felt that response times from customer service could be slow, with some experiencing lengthy hold periods or difficulty reaching a live representative, often encountering automated systems. There were also mentions of problems with updating personal information or receiving incorrect paperwork, leading to frustration.

What people talk about most

Payment

Customers had ambiguous experiences with payment, with some reporting super fast deposits and immediate... See more

Service

People report positive experiences with service, often highlighting the ease and speed of obtaining loans.... See more

User experience

Users describe positive interactions with user experience, frequently highlighting the ease and speed of the... See more

Customer service

Clients share ambiguous opinions on customer service, with many reviewers expressing frustration over... See more

Response time

Reviewers highlight ambiguous aspects of response time, with many customers reporting significant delays and... See more

Reviews shaping this summary

Rated 4 out of 5 stars

Quick turn around to borrow loans, usually immediately after paying off the previous loan! No advance notice as to when your loan is due. Short hold periods when attempting to call customer service w... See more

Company replied

Rated 4 out of 5 stars

I have been a customer of Sunshine Loans for approximately 10 months now. Loan amounts varied between $100-$300 monthly. Repayment of Principal + Interest each month when I received my Social... See more

Company replied

Rated 4 out of 5 stars

Getting the loan was very straight forward and very fast. The problem is the website is not so on the ball. I tried to update my address so it would match my bank information and it would except the c... See more

Company replied

Rated 4 out of 5 stars

When I was forwarded to another email, I was sent to and someone who knew nothing of what I wanted. This happen often.

Company replied


Company details

  1. #151 of 176 best companies in Alternative Financial Service
  2. #217 of 247 best companies in Non-Bank Financial Service

Contact info

4.1

Great

TrustScore 4 out of 5

700 reviews

5-star
4-star
3-star
2-star
1-star

Asks customers to review

This company invites their customers to review, whether positive or negative

Replied to 96% of negative reviews

Typically replies within 24 hours

How this company uses Trustpilot

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4.1

All reviews

(700)

696 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 1 out of 5 stars

Y'all are usually quick and efficient

Y'all are usually quick and efficient, this time the loan process took way too long

May 8, 2026
Sunshine Loans logo

Reply from Sunshine Loans

Thank you for taking the time to share your feedback. We’re sorry to hear about your experience and appreciate you bringing this to our attention.

We’d appreciate the opportunity to review your concern further. Please reach out to us at info@sunshineloans.com so we can assist you directly.

Rated 5 out of 5 stars

Grest

It was fast and simple made easy. Would recommend

May 7, 2026
Sunshine Loans logo

Reply from Sunshine Loans

Thank you for your support. We truly appreciate you.

Rated 1 out of 5 stars

Horrible never can reach anyone…

Horrible never can reach anyone customer service stinks

May 7, 2026
Sunshine Loans logo

Reply from Sunshine Loans

Thank you for taking the time to share your feedback. We’re sorry to hear about your experience and appreciate you bringing this to our attention. We’d like the opportunity to look into this further and assist you. Please reach out to us at info@sunshineloans.com so we can assist you directly.

Rated 1 out of 5 stars

Not user friendly tried calling…

Not user friendly tried calling emailing no response last step was create a password it never took next thing I know u guys say I’m approved so confusing

May 6, 2026
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Reply from Sunshine Loans

We appreciate you taking the time to share your feedback, and we sincerely apologize for any confusion or inconvenience you experienced.

We’d appreciate the opportunity to review your concern further. Please reach out to us at info@sunshineloans.com so we can assist you directly.

Rated 1 out of 5 stars

I am shocked !

I am shocked !

I have requested that the debit order should not take place because, I didn't receive the loan amount from Sunshine loan but still the debit order took place and the money was not budgeted for !

Urgently bring back the money! I need to make payment , I have an urgent matter !
I never received money from Sunshine but why debit if you failed to loan me money !
I called but the is no proof showing that my matter will be sorted, the is no communication.

This is totally unacceptable.

May 5, 2026
Unprompted review
Sunshine Loans logo

Reply from Sunshine Loans

We appreciate you taking the time to share your feedback, and we understand your concern. We sincerely apologize for any inconvenience you experienced.

We’d like to understand what happened and address your concerns directly. Please reach out to us at info@sunshineloans.com so we can review the situation and assist you further.

Rated 1 out of 5 stars

Sunshine loans is horrible

Sunshine loans is horrible! I also wanted to pay my loan in full and when I try it keeps sending me back to the original screen. I called OVER and OVER only to get a recording that kept sending me links that would not allow me to pay. I tried to email as well and no responses. Horrible auctioneer service and extremely misleading! I would definitely not ever go to sunshine again-instead try dig loans because they are fantastic!

May 5, 2026
Unprompted review
Sunshine Loans logo

Reply from Sunshine Loans

Thank you for taking the time to share your feedback. We’re sorry to hear about the difficulties you experienced and for the frustration this has caused.

We’d like the opportunity to review what happened and assist you further.

Please reach out to us at info@sunshineloans.com so we can look into your concern and help resolve this for you.

Rated 1 out of 5 stars

I’ve been trying to link my Standard…

I’ve been trying to link my Standard Bank account with no luck, it’s now 4 days saying the bank is unavailable and I’ve been calling without luck also

May 5, 2026
Unprompted review
Sunshine Loans logo

Reply from Sunshine Loans

Thank you for taking the time to share your feedback. We’re sorry to hear about your experience and appreciate you bringing this to our attention.

We’d appreciate the opportunity to review your concern further. Please reach out to us at info@sunshineloans.com so we can assist you directly.

Rated 1 out of 5 stars

I applied for a loan and confirm the…

I applied for a loan and confirm the mandate but still I did not receive any money.I send so many emails and tried to call but no answer

May 2, 2026
Unprompted review
Sunshine Loans logo

Reply from Sunshine Loans

Thank you for sharing your feedback. We sincerely apologize for any frustration or inconvenience this situation may have caused.

We’d be glad to review your account and discuss this further so we can address your questions properly. Please feel free to contact us at info@sunshineloans.com so we can assist you directly.

Rated 4 out of 5 stars

Frustration with the website

Getting the loan was very straight forward and very fast. The problem is the website is not so on the ball. I tried to update my address so it would match my bank information and it would except the changes. That stuff should be routine and when it is not its very frustrating.

April 6, 2026
Sunshine Loans logo

Reply from Sunshine Loans

Thank you for sharing your feedback. We appreciate your input and will use it to improve our service.

Rated 5 out of 5 stars

It's helping with my Need

It's helping with my Need. And very easy to talk about what you need. And it didn't take long to get your funds.some time I don't Get the amount I want. But it's ok. Thank you all Ollie.

May 1, 2026
Sunshine Loans logo

Reply from Sunshine Loans

Thank you so much for your review, Ollie. We’re glad you had a great experience!

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