Makes saving and investing super easy, convenient and even fun. Watching your money grow over time is very satisfying, where once it just seemed like such a mundane thing to do or think about.... See more
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About Trading 212
Written by the company
Over the past few years, our client base has grown to over 5 million lifetime funded accounts globally, and client assets have grown to over £25 billion, including holdings of all clients globally. We're democratising the financial markets with free, smart, and easy-to-use apps, enabling anyone to trade Stocks, ETFs, and more...
- Commission-free investing for everyone.* Buy stocks instantly, select how much to invest and get your shares within seconds.
- 24/5 trading with fractional shares on your favourite US stocks - only on Trading 212.
- Automate your investing with Pies - build your own or choose from ready‑made portfolios.**
- One account, 13 currencies. Avoid FX fees by investing in your local currency.
- The 212 Card: 1% cashback, no FX fees, true interbank rate.***
- Earn interest on uninvested cash - paid daily, no limits, withdraw anytime.****
- Free portfolio transfers - paperless, automatic and easy.
- 24/7 support whenever you need help.
* Other fees may apply
** Execution only service. Not investment advice or portfolio management.
*** 212 Card available with an Invest account. ATM withdrawals are free up to £400/€400 per month, 1% ATM fee applies thereafter. Get up to £15/€15 cashback every month. Other fees may apply.
**** If you enable interest, we will hold your cash in qualifying money market funds and banks. Otherwise, we will hold it only in banks. Interest applies on cash in an investment account. Terms apply.
Want to read more?
- 🔍 Help Centre
- 📚 Learn page
- 💬 Community
Available features may differ for Trading 212 AU. Refer to the AU terms for more information.
When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.
Build wealth every day
Written by the company
- Our mission is to enable everyone to build wealth. We reinvent how trading and investing work by creating exceptional products people love.
Contact info
Aldermary House, 10-15 Queen Street, EC4N 1TX, London, United Kingdom
- info@trading212.com
- trading212.com
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This is my first dabble
This is my first dabble, so very interested to see how I get on over the next 6-12 months! Trading 212 seems really easy to use -hope it works out!
May use AI-assist with repliesRead more

Reply from Trading 212
Trading 212 terminated my account after I gave them every document they asked for. No warning, no reason.
I'm 21, a student, and I work in the US every summer. I save part of what I earn and invest it. At no point did my account hold more than 15,400 in net deposits. That is normal student savings, not a suspicious volume of money.
Trading 212 asked me to verify where my funds came from. I complied fully. I sent my US paychecks, statements from my US accounts, statements from my European accounts, and everything else they requested. I answered every question.
Then, without any further message, they told me that after a "business review" they decided to terminate my account. They gave no reason, no explanation, and no warning. They said my positions would be closed over the next 30 days.
Here is what makes this unacceptable. If they doubted any source of income, they could have told me. A simple message saying they could not verify a deposit and would restrict the account unless I provided proof would have given me a chance to fix it. I had the documents and would have sent them immediately. Instead I got a silent termination after I had already cooperated.
A broker has the right to manage its risk. But a customer who has complied with every request deserves to know what the problem is. Closing an account with no stated reason and forcing the sale of positions on their timeline, not mine, is not how a platform that holds people's money should behave.
I'm not claiming to know their internal reasoning. I only know what I provided and what they did. I'm posting this so others know that full documentation does not protect you from being cut off without explanation.

Reply from Trading 212

Reply from Trading 212
Fantastic !!!
Everytime seems having to learn a whole app…
It's like having to learn a whole app again everytime one returns, how it may work, what the different convoluted intentionally bifacial devious tabs mean, on Stocks ISA tab it shows a particular amount and just clicking to INVEST it shows Stocks ISA having a completely different number is an example
Anyone with half a brain can see most of the reviews are fake
Apps like Lightyear and Freetrade are so easy and intuitive to understand, upon returning to them even after long periods there clear in their meanings, displays and organise even for new users
Excellent App
Great online app.
Straight forward to set up ,add funds and even withdrawing money is quick and easy.
Would definitely recomend.
Easy to use pleased with returns
Not finished why am I not still in my…
Not finished why am I not still in my account

Reply from Trading 212
I appreciate that Trading 212 takes…
I appreciate that Trading 212 takes security seriously, and I fully understand the importance of identity verification in preventing fraud and protecting customers.
However, I find it increasingly frustrating that I am repeatedly being asked to verify my identity, despite having successfully completed the process as recently as this weekend.
While I fully support the need for robust security measures, I feel there should be a better balance between protecting customers and providing a smooth, convenient experience.
Having to repeatedly submit the same information is both time-consuming and frustrating, particularly when I have already complied with your requests.
I hope this is something Trading 212 can look into improving, as otherwise I have been pleased with the platform.
Thank you for taking my feedback into consideration.

Reply from Trading 212

Reply from Trading 212
Excellent app and trading conditions
Excellent app and trading conditions

Reply from Trading 212
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