Trading 212 Reviews 87,639

TrustScore 4.5 out of 5

4.6

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Review summary

Based on reviews, created with AI

Reviewers overwhelmingly had a great experience with this company. Customers consistently praise the user-friendly nature of the app and website, finding them easy to navigate and intuitive for managing investments. Many appreciate the competitive rates and the absence of fees, highlighting the excellent value for money. People also enjoy the ability to easily track their investments and see daily interest accrual. However, some customers were dissatisfied with the interest rates offered to existing clients, noting that new customers often receive better rates. A few people also mentioned difficulties with certain functionalities, such as editing deposit accounts or finding the withdrawal menu.

What people talk about most

User experience

Customers had positive experiences with user experience. Many reviewers found the app easy to navigate,... See more

Application

People report positive experiences with the app, praising its ease of use, simple navigation, and intuitive... See more

Website

Consumers find the website to be positive, highlighting its ease of use and navigation. Many reviewers... See more

Price

Customers consistently note positive experiences with price, highlighting reasonable fees, attractive... See more

Value for money

Clients share positive opinions on value for money, highlighting the ease of use and excellent interest... See more

Based on these reviews

Rated 5 out of 5 stars

All seems good so far. Opened both a cash ISA and stocks USA. One feature I would like to see is some sort of folder feature where you can group your individual stocks into folders for specific sect... See more

Rated 5 out of 5 stars

I had an issue with a bank transfer to Trading 212 not showing. So I requested someone to call me as clearly it was a bit worrying. And a very polite young man called Ollie called me a short while l... See more

Rated 5 out of 5 stars

The app is very user friendly. I love being able to see the interest on my savings grow every day. I’m usually not great at saving, but this app has genuinely motivated me to set more money aside just... See more

Rated 5 out of 5 stars

Transfered some money in error to my account at Trading 212.Funds returned within hours and recieved a helpful phone call from the company checking all was well.


Company details

  1. Stock Broker
  2. Investment Service
  3. Non-Bank Financial Service

About Trading 212

Written by the company

Trading 212 was founded in 2004 with one simple idea - to make the financial markets accessible to everyone. We reinvent how trading and investing work by creating exceptional products people love. Trading 212 is built with passion by highly driven people who strive for excellence and value freedom.

Over the past few years, our client base has grown to over 5 million lifetime funded accounts globally, and client assets have grown to over £25 billion, including holdings of all clients globally. We're democratising the financial markets with free, smart, and easy-to-use apps, enabling anyone to trade Stocks, ETFs, and more...

  • Commission-free investing for everyone.* Buy stocks instantly, select how much to invest and get your shares within seconds.
  • 24/5 trading with fractional shares on your favourite US stocks - only on Trading 212.
  • Automate your investing with Pies - build your own or choose from ready‑made portfolios.**
  • One account, 13 currencies. Avoid FX fees by investing in your local currency.
  • The 212 Card: 1% cashback, no FX fees, true interbank rate.***
  • Earn interest on uninvested cash - paid daily, no limits, withdraw anytime.****
  • Free portfolio transfers - paperless, automatic and easy.
  • 24/7 support whenever you need help.


* Other fees may apply

** Execution only service. Not investment advice or portfolio management.

*** 212 Card available with an Invest account. ATM withdrawals are free up to £400/€400 per month, 1% ATM fee applies thereafter. Get up to £15/€15 cashback every month. Other fees may apply.

**** If you enable interest, we will hold your cash in qualifying money market funds and banks. Otherwise, we will hold it only in banks. Interest applies on cash in an investment account. Terms apply.

Want to read more?

Available features may differ for Trading 212 AU. Refer to the AU terms for more information.

When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.

Build wealth every day

Written by the company

Our mission is to enable everyone to build wealth. We reinvent how trading and investing work by creating exceptional products people love.

Contact info

4.6

Excellent

TrustScore 4.5 out of 5

88K reviews

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Rated 4 out of 5 stars

Yes.

Quite good.

April 27, 2026
Trading 212 logo

Reply from Trading 212

Thank you for leaving us a review, Ricardo.

We're glad you're satisfied with our platform. Since we always strive for excellence, can you please share more about your experience and how we can improve it?

Rated 3 out of 5 stars

Good interest rates but terrible customer service.

Opened a cash ISA to transfer from *other provider* for the better rate.
Went to fill out the transfer form and it asked for ‘ISA reference number’. Contacted *other provider* to check if I should use my account number as my reference number, they said I had to use my account number and sort code, and to contact T212 for help.

I explained the situation to T212 and repeatedly got explained how to transfer OUT using the numbers they provided. I’d re-iterate I was trying to transfer IN and sent screenshots of where I was struggling. They’d then pass it on to a ‘specialist team’ in a day or so, who would then explain the same thing to me (how to transfer OUT of T212) then go quiet on me when I corrected them.
I went round it circles with it for 2 weeks, talking to a few different people and eventually gave up. Ended up withdrawing funds from *other provider* and depositing it to T212 manually.
Luckily, as I’m in the process of buying a property using said funds, the fact that I have nearly two tax years’ worth of savings isn’t going to matter too much.
But overall I felt not listened to and frustrated.
Had they held their hands up and said ‘sorry, we have no way of working around this for XYZ reason’ instead of explaining the same piece of info to me that I wasn’t after, then saying I’d giving them the wrong info in the first place, I’d actually have preferred that.

April 27, 2026
Unprompted review
Rated 5 out of 5 stars

Pretty great so far

So far, everything was easy and clear. Loving the interface, joining process was sexy smooth. Beginner in all this, will give more feedback when I've gained some miles.

April 1, 2026
Rated 5 out of 5 stars

Wonderful app

Wonderful app. Works great!

April 27, 2026
Trading 212 logo

Reply from Trading 212

Thank you for leaving a review, Virdzinija!

We're glad you're satisfied with the app. 😊

Rated 5 out of 5 stars

Just very good

Just very good

April 26, 2026
Trading 212 logo

Reply from Trading 212

Thank you for leaving a review, Rob!

We're glad you like the app. 🙌

Rated 4 out of 5 stars

The utilisation is simple

The utilisation is simple, good job!

April 25, 2026
Trading 212 logo

Reply from Trading 212

We're pleased to hear you find the platform simple to use!

On a side note, we continually strive to improve and would love to learn how we can enhance your experience to earn the maximum star rating. If you have any suggestions, please share them by updating your review.

Rated 5 out of 5 stars

Really easy to use

Really easy to use. Feel confident about my investments. Looking to expand with a sipp when you roll them out. Thanks

April 27, 2026

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