I had a lot of questions about this program, and the agent was extremely knowledgeable and helpful.

Zack Firquin was very helpful and answered all my questions fully. He made the whole process very easy and stress free. Thank you

Had a very informative and friendly conversation with JC Brock. His explanation and benefits of the program made me trust him, trust the program, and showed me a light at the end of the tunnel. Hopefully I will have an opportunity to rate the services later on once the program is ongoing and I get to see the benefits. Thanks again.

Pat Delacerda from Pennie made my process easy and comfortable when accessing loan options. Everything was explained in clear detail. I would highly recommend!

Jenna was kind, patient, informative and didn’t make me feel uncomfortable or embarrassed of my situation. I slept better knowing I was on track and that there was a light to get out of this mess.

Ben Bergman, made the debt experience simple, and
he was very knowledgeable. He explained the process and I was given documentation to start my debt free journey.

I feel like they genuinely were concerned with my situation and not just checking a box to get me enrolled and on to the next stop in the process. My original contact gave me his email and phone number and said he would be with me throughout the entire process (the entire 55 months) and that was not only comforting but showed a level of ownership that I had not seen with two other similar companies. Additionally, they offer a chance to get out of your program early once you’ve built yourself back up and paid off enough so that you can tackle any remaining outstanding with a loan that they will help you procure which will also help to rebuild your financial situation even more.

They’ve offered reasonable solutions, I’ve been met with great customer service and any questions I have had were answered honestly, even if the answer was hard to hear.

Pat Delacerda is the best! He answered all of my questions and is walking us through the steps to financial freedom!

Miles was amazing. He was very informative patient and compassionate to my issues. He made the whole experience extremely comfortable and easy. I would recommend him and the company to anyone.

Great experience and a lot of help setting up a plan.

Miles was informative and put zero pressure on me to get into a debt relief program in lieu of trying to get a loan to pay off debt.He was very easy to talk to and communicate with. Did everything he promised. I'd highly recommend him to anyone. He also provided me with some tax saving information. 100% satisfaction on my end.

Sean C. was amazing! He explained every step of the program and worked with me on what would be best for my situation. I finally have a breath of relief after I spoke with him, and I am looking forward to being stress and debt free.

The man that helped me, Scott Cook, was nice and helpful. However, I definitely felt very mislead with everything said to me prior to speaking with him. They make it sound like a loan is a guarantee because it’s income based but it’s no quite that way once you speak to a person… I guess in the end I’m getting help it’s just not what I needed to solve my here and now problem.

David consistently exhibited helpfulness and thoughtfulness. His clear explanations contributed to an efficient and straightforward process.

Sean conner was extremely helpful and pleasant to talk to. Was very set on making sure I understood everything.

They provided consultation that works with your schedule.
I talked with David Hume and he really worked in trying to help me with my situation. He was patient with me and explained the program thorougly. He pointed me to right direction and program that will help.

Wawa good experience

I’ve never even thought about starting this process before and I just stumbled on the company. Talking finances is never fun, it’s embarrassing to admit as an adult that you need help. I was nervous that I had to be vulnerable and possibly judged. I spoke with James Armstrong for over an hour and never once did I feel like he was judging me or thinking I was making poor choices. I genuinely hope this program helps me. I was and am still a little skeptical but thanks to James I am sticking with it!

Lupe made me feel safe and did not judge the state of my credit score. She saw me as a person in need and not a number. She’s amazing!

Chase was very knowledgeable and pleasant. He put my mind on ease about my debt.